Comparison

Debt Tracker vs Debts & Savings Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Highlights
  • Manage debts and receivables
  • Separate by currency
  • Debt payoff planner
  • Monthly status tracking
  • Payment tracker
  • Money tracking
Features
Read full description

Debt Tracker is the ideal app for anyone who needs to manage their debt efficiently. With this app, you can easily stay organized and keep track of all your financial commitments. Whether it’s tracking your debt or monitoring what others owe you, the app’s powerful features help you stay on top of it all with our comprehensive debt tracker. Here’s what Debts - Manage your debtors offers: 1. Manage your debt and receivables effortlessly. 2. Separate your debts and receivables by currency for easy management of international transactions. 3. Track the total amount of your debts and receivables at any time. 4. Use the debt payoff planner to organize your payments and set clear goals. 5. Keep track of the monthly status of your debts and payments. 6. Stay organized with our easy-to-use payment tracker. 7. Track your overall finances with the intuitive money tracking app. Our debt payoff planner helps you create a clear path to pay off your debt, so you always know what’s next. The debt payoff planner tracker ensures you stay on track with monthly updates, allowing you to see exactly where you stand with your debt. This way, you can avoid surprises and manage everything in one place. With the debt tracker, you can also keep an eye on your overall debt status and stay organized by tracking both debts and receivables. The debt tracker feature is designed to provide a clear overview of what you owe and what others owe you, ensuring you never lose sight of your financial situation. Additionally, the debt payoff planner tracker keeps you informed on the progress of your debt payoff plan. Plus, the payment tracker makes it easy to monitor every payment, whether you’re paying off your debt or waiting to receive funds. Our money tracker and money tracking app also help you get a complete view of your finances, so you can always stay in control. Download Debt tracker today and take control of your debt! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Debts & Savings Tracker

This app helps you manage your debts and savings with virtual piggy banks for different goals. Track loans, repayments, and upcoming payments with multi-currency support and automatic cloud backup.

Highlights
  • Savings goal tracking
  • Debt and repayment management
  • Loan payment tracking
  • Multi-currency support
  • Payment reminders
  • Cloud data backup and restore
Features
Read full description

Manage your debts and savings in one simple app. Save smarter, track what you owe, and stay in control of your finances. Main features: • Savings — Virtual piggy banks for different goals. Supports topping up multiple piggy banks at once, taking mandatory expenses into account. • Debts — Tracking all debts and repayments with a clear history of changes. • Loans — Full control over your loans, past and upcoming payments. Interest rate adjustments and early repayments show how your schedule changes. • Multi-currency — Automatic currency conversion when managing piggy banks or debts for easier tracking. • Reminders — Get notified about upcoming payments and never miss important dates. • Sync — Data is automatically backed up to the cloud and can be restored anytime. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Debt Tracker4 screens
Debts & Savings Tracker4 screens

Verdict

The call

The clearest difference is rating: Debts & Savings Tracker at 5.0 against Debt Tracker's 4.4. Debts & Savings Tracker also leads on review sentiment (100% vs 64%) and update cadence (fortnightly vs every 5 weeks). Debt Tracker's advantage is ratings volume (105 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Debts & Savings Tracker sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Debts & Savings Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 64% of Debt Tracker's written reviews are positive against 100% of Debts & Savings Tracker's.

UpkeepUpdate frequency

Debt Tracker ships an update every 5 weeks, Debts & Savings Tracker fortnightly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Debt Tracker versus Debts & Savings Tracker: the parameters behind the verdict, then further details
ParameterDebt TrackerDebts & Savings Tracker
PriceFreeFree
Rating4.4 (105 ratings)5.0 (2 ratings) — better
Positive reviews63.6% of reviews100.0% of reviews — better
Number of ratings105 — better2
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size38 MB64 MB
Age rating4+4+
DeveloperAppFlux LabsAliaksandr Shynkevich

Customer experience

Debt Tracker

All ratings105 ratings
Positive83.8%
Neutral6.7%
Negative9.5%
Written reviews44 reviews
Positive63.6%
Neutral9.1%
Negative27.3%

Debts & Savings Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Debt Tracker

Subscriptions2
  • 1 Month$0.991 Month
  • 12 Months$4.991 Year
One-time1
  • Lifetime$9.99
2 purchases

Debts & Savings Tracker

Subscriptions2
  • Monthly7 Days trial$1.991 Month
  • Annual7 Days trial$12.991 Year

Questions

Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Is Debts & Savings Tracker free?
Debts & Savings Tracker is free to download, with in-app purchases available.
Which has better reviews, Debt Tracker or Debts & Savings Tracker?
Debts & Savings Tracker is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Debts & Savings Tracker averages 5.0 from 2 ratings.
Do Debt Tracker or Debts & Savings Tracker have ads?
Neither Debt Tracker nor Debts & Savings Tracker shows ads.
Which is updated more often, Debt Tracker or Debts & Savings Tracker?
Debt Tracker ships an update every 5 weeks, and Debts & Savings Tracker fortnightly. Most recently, Debt Tracker was updated on November 3, 2026 and Debts & Savings Tracker on October 30, 2026.

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