Comparison

Debt Tracker vs Debt Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Highlights
  • Manage debts and receivables
  • Separate by currency
  • Debt payoff planner
  • Monthly status tracking
  • Payment tracker
  • Money tracking
Features
Read full description

Debt Tracker is the ideal app for anyone who needs to manage their debt efficiently. With this app, you can easily stay organized and keep track of all your financial commitments. Whether it’s tracking your debt or monitoring what others owe you, the app’s powerful features help you stay on top of it all with our comprehensive debt tracker. Here’s what Debts - Manage your debtors offers: 1. Manage your debt and receivables effortlessly. 2. Separate your debts and receivables by currency for easy management of international transactions. 3. Track the total amount of your debts and receivables at any time. 4. Use the debt payoff planner to organize your payments and set clear goals. 5. Keep track of the monthly status of your debts and payments. 6. Stay organized with our easy-to-use payment tracker. 7. Track your overall finances with the intuitive money tracking app. Our debt payoff planner helps you create a clear path to pay off your debt, so you always know what’s next. The debt payoff planner tracker ensures you stay on track with monthly updates, allowing you to see exactly where you stand with your debt. This way, you can avoid surprises and manage everything in one place. With the debt tracker, you can also keep an eye on your overall debt status and stay organized by tracking both debts and receivables. The debt tracker feature is designed to provide a clear overview of what you owe and what others owe you, ensuring you never lose sight of your financial situation. Additionally, the debt payoff planner tracker keeps you informed on the progress of your debt payoff plan. Plus, the payment tracker makes it easy to monitor every payment, whether you’re paying off your debt or waiting to receive funds. Our money tracker and money tracking app also help you get a complete view of your finances, so you can always stay in control. Download Debt tracker today and take control of your debt! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Debt Tracker

Manage and track multiple debts, including credit cards and loans. Visualize your repayment progress with clear indicators and receive monthly summaries to stay motivated and organized on your journey to becoming debt-free.

Highlights
  • Track multiple debt accounts
  • Manage credit cards, loans, and personal borrowing
  • Visualize repayment progress with percentage bars
  • View paid and remaining balances
  • Add monthly payment details and due dates
  • Receive simple monthly payment summaries
  • Stay motivated with progress-based messages
Features
Read full description

Debt Tracker - Balance Due makes paying off debt simple, clear, and motivating - without the clutter of a full budgeting app. Add your credit cards, loans, finance agreements, and any money you owe, then watch your balances fall as you log payments. One clean overview shows it all: how much you owe, how much you've paid, and when you'll be debt-free. See the moment you'll be free. Balance Due projects your debt-free date from your balances and monthly payments - and the Payoff Accelerator shows how paying a little extra each month brings that date forward. KEY FEATURES • Track every debt in one calm overview • Credit cards, loans, finance, overdrafts and personal borrowing • Projected debt-free date - per debt and overall • Payoff Accelerator - see how extra payments speed things up • Balance trend and payment history for each debt • Clear progress bars and motivating status badges • Quick-deduct buttons to log regular payments fast • Beautiful light and dark design • Your local currency, detected automatically Private by design - your data stays on your device. No accounts to create. No bank logins. No complicated budgeting tools - just a focused way to clear what you owe, one payment at a time. Take control of your debt today.

Screenshots

Debt Tracker4 screens
Debt Tracker3 screens

Verdict

The call

The clearest difference is rating: Debt Tracker at 4.4 against Debt Tracker's 1.0. Debt Tracker also leads on ads (none vs shown) and ratings volume (105 vs 1). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month and Debt Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Debt Tracker holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 64% of Debt Tracker's written reviews are positive against 50% of Debt Tracker's.

UpkeepUpdate frequency

Debt Tracker ships an update every 5 weeks, Debt Tracker monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Debt Tracker versus Debt Tracker: the parameters behind the verdict, then further details
ParameterDebt TrackerDebt Tracker
PriceFreeFree
Rating4.4 (105 ratings) — better1.0 (1 ratings)
Positive reviews63.6% of reviews — better50.0% of reviews
Number of ratings105 — better1
Update frequencyEvery 5 weeksMonthly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better17.6
Further details — not scored
Size38 MB6 MB
Age rating4+4+
DeveloperAppFlux LabsPaul Fraser

Customer experience

Debt Tracker

All ratings105 ratings
Positive83.8%
Neutral6.7%
Negative9.5%
Written reviews44 reviews
Positive63.6%
Neutral9.1%
Negative27.3%

Debt Tracker

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

3 purchases

Debt Tracker

Subscriptions2
  • 1 Month$0.991 Month
  • 12 Months$4.991 Year
One-time1
  • Lifetime$9.99
1 purchases

Debt Tracker

One-time1
  • Balance Due Pro$9.99

Questions

Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Which has better reviews, Debt Tracker or Debt Tracker?
Debt Tracker is rated higher. Debt Tracker averages 4.4 out of 5 from 105 ratings, while Debt Tracker averages 1.0 from 1 ratings.
Do Debt Tracker or Debt Tracker have ads?
Debt Tracker shows ads; Debt Tracker does not.
Which is updated more often, Debt Tracker or Debt Tracker?
Debt Tracker ships an update every 5 weeks, and Debt Tracker monthly. Most recently, Debt Tracker was updated on October 25, 2026 and Debt Tracker on October 24, 2026.

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