Debt Tracker vs Zwroty
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debt Tracker
Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.
- Manage debts and receivables
- Separate by currency
- Debt payoff planner
- Monthly status tracking
- Payment tracker
- Money tracking
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Debt Tracker is the ideal app for anyone who needs to manage their debt efficiently. With this app, you can easily stay organized and keep track of all your financial commitments. Whether it’s tracking your debt or monitoring what others owe you, the app’s powerful features help you stay on top of it all with our comprehensive debt tracker. Here’s what Debts - Manage your debtors offers: 1. Manage your debt and receivables effortlessly. 2. Separate your debts and receivables by currency for easy management of international transactions. 3. Track the total amount of your debts and receivables at any time. 4. Use the debt payoff planner to organize your payments and set clear goals. 5. Keep track of the monthly status of your debts and payments. 6. Stay organized with our easy-to-use payment tracker. 7. Track your overall finances with the intuitive money tracking app. Our debt payoff planner helps you create a clear path to pay off your debt, so you always know what’s next. The debt payoff planner tracker ensures you stay on track with monthly updates, allowing you to see exactly where you stand with your debt. This way, you can avoid surprises and manage everything in one place. With the debt tracker, you can also keep an eye on your overall debt status and stay organized by tracking both debts and receivables. The debt tracker feature is designed to provide a clear overview of what you owe and what others owe you, ensuring you never lose sight of your financial situation. Additionally, the debt payoff planner tracker keeps you informed on the progress of your debt payoff plan. Plus, the payment tracker makes it easy to monitor every payment, whether you’re paying off your debt or waiting to receive funds. Our money tracker and money tracking app also help you get a complete view of your finances, so you can always stay in control. Download Debt tracker today and take control of your debt! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Zwroty
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Zwroty is a private debt tracker for real personal loans between people. When a friend borrows money, pays part of it back, and later borrows again, the hard part is not the payment itself. It is keeping one clear balance and the full history without losing track. Zwroty is built for exactly that. This is not a group trip splitter or a one-off bill app. It is a calm, Apple-native ledger for personal debts between friends, family, partners, and people you know. With Zwroty, you can: • keep the exact remaining balance for each person • record partial repayments and repeat borrowing • keep the full history of loans and repayments in one place • share a debt ledger with another person through Apple CloudKit • work in multiple currencies • search and filter history by type, date, amount, and note • import or export records as CSV Privacy matters here. Zwroty does not require a traditional account, registration flow, or phone number. Debt records stay on your devices and in your iCloud. Shared debt records use Apple CloudKit. For exchange rates, the app may request current rates from an external provider. The debt amounts and records you enter are not sent to that provider. Currency conversion is calculated on device after the rate is fetched. If you want a clear, trustworthy way to keep personal debts private and organized, Zwroty is ready.
Screenshots
Verdict
The clearest difference is price: Debt Tracker at Free against Zwroty's $1.99. Debt Tracker also leads on iOS requirement (16.4 vs 26.0). Zwroty's advantage is in-app purchases (none vs 3). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Debt Tracker is free to download; Zwroty costs $1.99 up front. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. Zwroty asks for nothing beyond the download.
| Parameter | Debt Tracker | Zwroty |
|---|---|---|
| Price | Free — better | $1.99 |
| Rating | 4.4 (105 ratings) — better | — |
| Positive reviews | 63.6% of reviews | — |
| Number of ratings | 105 — better | — |
| Update frequency | Every 5 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 — better | 26.0 |
| Further details — not scored | ||
| Size | 38 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | AppFlux Labs | Oleksandr Moskalenko |
In-app purchases
Debt Tracker
- 1 Month$0.991 Month
- 12 Months$4.991 Year
- Lifetime$9.99
Zwroty
No in-app purchases









