Comparison

My Financial Tracker vs TipShift

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Financial Tracker

Easily track your income and expenses with this intuitive financial tool. Visualize your spending habits, manage debts, and export your data for a clearer financial picture.

Highlights
  • Expense & Income Tracking
  • Visual Reports & Insights
  • Expense Reduction Tools
  • Debt Management
  • CSV Export
  • Daily Use Design
Features
Read full description

Stay organized with a simple yet powerful financial tracker that helps you take control of your money. This app combines the best tools of a spending tracker, expense tracker, and income tracker to give you a clear picture of your finances every day. Key Features: Expense & Income Tracking – Log every transaction in seconds. Add categories for food, bills, shopping, salary, or freelance income. This makes it easy to see how money flows in and out. Visual Reports & Insights – View your data through simple charts and reports. The financial tracker shows spending trends and helps you understand where your budget goes. Expense Reduction – Find unnecessary costs and plan ways to save. By using this spending tracker, you can cut back on habits that drain your budget. Debt Management – Keep track of loans, bills, and payment due dates. Stay on top of debts to avoid late fees and financial stress. CSV Export – Generate reports and export your records to CSV. Use them in other tools for advanced analysis or share them if needed. This financial tracker is made for everyone. No financial skills are required. Whether you just want a simple expense tracker for personal use, an income tracker for side jobs, or a full budget planner, this app works for you. It is designed for daily use, with a clear layout and easy navigation. Track money on the go, set reminders, and always know your balance. Download the financial tracker today and make better financial decisions with less effort. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.appfluxlabs.com/privacy-policy

About

TipShift

Read full description

TipShift — The Tip Tracker Built for Service Workers Whether you're a server, bartender, delivery driver, or salon pro, TipShift helps you take control of your tip income. Log Tips in Seconds Cash or card — just enter the amount and save. Add tags like Lunch, Dinner, or Event to organize your shifts. Track tip-outs to support staff so you know exactly what you keep. Know Your Real Hourly Rate Log your shift hours and TipShift calculates your actual $/hr. See which days and shifts pay the best. Multiple Workplaces Work at two restaurants? No problem. Create workplaces and tag each tip so your earnings stay organized. History Grouped by Day See your tips organized by date with daily totals. Search, filter by cash/card or payout status, and find any tip instantly. Weekly Goals & Streaks Set a weekly earnings goal and track your progress. Build a daily logging streak to stay motivated. Tax-Ready (Pro) TipShift tracks the IRS $20/month cash tip reporting threshold for you. Upgrade to Pro for: - Full 12-month history - CSV & PDF exports - Form 4070-A (Daily Tip Record) - Employer summary reports - Year-to-date income & FICA estimates Your Data, Secured Tips sync to the cloud so you never lose them. All data encrypted in transit. Delete your account anytime — we delete everything. Download TipShift and start tracking today. Your tips deserve better than a napkin.

Screenshots

My Financial Tracker4 screens

Verdict

The call

The clearest difference is update cadence: My Financial Tracker at every 9 days against TipShift's every 23 months. My Financial Tracker also leads on device support. On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Financial Tracker sells 5 in-app purchases, starting at $0.99 per 7 days and TipShift sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

My Financial Tracker ships an update every 9 days, TipShift every 23 months. The most recent releases landed on October 9, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 8 level
My Financial Tracker versus TipShift: the parameters behind the verdict, then further details
ParameterMy Financial TrackerTipShift
PriceFreeFree
Rating4.7 (22 ratings) — better—
Positive reviews82.1% of reviews—
Number of ratings22 — better—
Update frequencyEvery 9 days — betterEvery 23 months
AdsNo—
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPod — better—
Requires iOS15.0 — better15.1
Further details — not scored
Size64 MB43 MB
Age rating+44+
DeveloperAppFlux LabsMonaco IT Services, LLC

In-app purchases

5 purchases

My Financial Tracker

Subscriptions4
  • Unlock The Unlimited Access$0.997 Days
  • Unlimited Access Week3 Days trial$0.997 Days
  • Unlimited Access Month$1.991 Month
Show 1 more
  • Unlimited Access Year$19.991 Year
One-time1
  • Unlimited Access Forever$29.99
2 purchases

TipShift

Subscriptions2
  • TipShift Pro Monthly7 Days trial$2.991 Month
  • TipShift Pro Annual7 Days trial$19.991 Year

Questions

Is My Financial Tracker free?
My Financial Tracker is free to download, with in-app purchases available.
Is TipShift free?
TipShift is free to download, with in-app purchases available.
Which is updated more often, My Financial Tracker or TipShift?
My Financial Tracker ships an update every 9 days, and TipShift every 23 months. Most recently, My Financial Tracker was updated on October 9, 2026 and TipShift on October 2, 2026.

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