My Financial Tracker vs Cinkáto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Financial Tracker
Easily track your income and expenses with this intuitive financial tool. Visualize your spending habits, manage debts, and export your data for a clearer financial picture.
- Expense & Income Tracking
- Visual Reports & Insights
- Expense Reduction Tools
- Debt Management
- CSV Export
- Daily Use Design
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Stay organized with a simple yet powerful financial tracker that helps you take control of your money. This app combines the best tools of a spending tracker, expense tracker, and income tracker to give you a clear picture of your finances every day. Key Features: Expense & Income Tracking – Log every transaction in seconds. Add categories for food, bills, shopping, salary, or freelance income. This makes it easy to see how money flows in and out. Visual Reports & Insights – View your data through simple charts and reports. The financial tracker shows spending trends and helps you understand where your budget goes. Expense Reduction – Find unnecessary costs and plan ways to save. By using this spending tracker, you can cut back on habits that drain your budget. Debt Management – Keep track of loans, bills, and payment due dates. Stay on top of debts to avoid late fees and financial stress. CSV Export – Generate reports and export your records to CSV. Use them in other tools for advanced analysis or share them if needed. This financial tracker is made for everyone. No financial skills are required. Whether you just want a simple expense tracker for personal use, an income tracker for side jobs, or a full budget planner, this app works for you. It is designed for daily use, with a clear layout and easy navigation. Track money on the go, set reminders, and always know your balance. Download the financial tracker today and make better financial decisions with less effort. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.appfluxlabs.com/privacy-policy
Cinkáto
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Do you really know how healthy your finances are? Finance Health gives you an instant overview of your personal financial health — simply, clearly, and without unnecessary complexity. Enter your monthly income and expenses broken down by category, and the app instantly calculates your financial health score, annual savings potential, and displays smart tips tailored to your specific situation. **What the app does:** • Clear dashboard with a financial health score (0–100) • Expense tracking by category: housing, food, streaming, transport, healthcare, and more • Add multiple items per category (Netflix, Spotify, iCloud...) • Support for monthly and annual payments with automatic recalculation • Pie chart breakdown of expenses by category • Smart tips — for example, if streaming exceeds 10% of your income • Annual savings potential calculation • Financial reserve and savings goal tracking **Privacy first:** All your data stays exclusively on your device. We don't send, track, or sell anything. **Disclaimer:** This app is intended for personal informational purposes only and does not constitute financial advice.
Screenshots
Verdict
The clearest difference is in-app purchases: Cinkáto at none against My Financial Tracker's 5. My Financial Tracker's advantage is iOS requirement (15.0 vs 17.6). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Financial Tracker sells 5 in-app purchases, starting at $0.99 per 7 days. Cinkáto asks for nothing beyond the download.
My Financial Tracker ships an update every 9 days, Cinkáto every 2 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | My Financial Tracker | Cinkáto |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (22 ratings) — better | — |
| Positive reviews | 82.1% of reviews | — |
| Number of ratings | 22 — better | — |
| Update frequency | Every 9 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 64 MB | 7 MB |
| Age rating | +4 | 4+ |
| Developer | AppFlux Labs | Miroslav Bahensky |
In-app purchases
My Financial Tracker
- Unlock The Unlimited Access$0.997 Days
- Unlimited Access Week3 Days trial$0.997 Days
- Unlimited Access Month$1.991 Month
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- Unlimited Access Year$19.991 Year
- Unlimited Access Forever$29.99
Cinkáto
No in-app purchases
Questions
Is My Financial Tracker free?
Is Cinkáto free?
Do My Financial Tracker or Cinkáto have ads?
Which is updated more often, My Financial Tracker or Cinkáto?
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