mSpender vs Sève

mSpender is a simple easy and powerful money management tool that can give you a better insight into your incomes and expenses. Based on your data, it can create graphs to show you your money balance at any time. mSpender allows you anytime to see your month’s balance in detail, remind you of anything, using reminder notifications and repeat your most frequent transactions on it’s own. Key features: - View and insert income/outcome Transactions Easily insert your transactions on two steps and view all your transactions sorted by date and grouped by month. Moreover, transaction history can be sorted using a selected category - Pin, Face Id, Touch Id mSpender can utilize device's security features from Settings menu to prevent unwanted access to your local data. - Organize your categories You can create your own income and outcome categories. Categories may be used to create Transactions that occur once a month automatically (e.g. Rental payment). You can also give default values in order to save time when creating Transactions - Repeating Transactions automatically Tired of adding the same transactions everyday? mSpender can add automatically transactions using the frequency of your choice. - Customized Reminders Need to remember something? You can create your own push notification reminders on any date and time you want, giving them any message that you like. - Plan ahead Targets can be used for better money management. You can set your own limits for your transactions in one or more categories and be informed when you exceed them. - Show me stats!!! All Transactions data are used to generate your monthly balance. Using Statistics you can see a graph showing you your spending habits either by day or Category - Sync everything You can use your iCloud to store your data about transactions, categories etc.and share them across all of your devices, or even use it as a backup. Be sure to enable it from settings menu on all your devices … And many more to come Every new version will include more features. Stay tuned and stay updated! We take your feedback seriously. Feel free to contact us anytime at mSpender.app@gmail.com

There's $1,200 in your account. But rent hasn't gone out yet, and neither has your phone bill or your electric bill. So how much can you actually spend today? Sève answers that question every morning, with a single number. Stay under it, and your month goes by without stress. WHAT SÈVE DOES FOR YOU • Your safe-to-spend number for today, computed after rent, bills and savings. • Your three envelopes: half for what must be paid, 30% for treating yourself, 20% set aside for you. • On payday, you pay yourself first. Whatever's left, you can spend with a clear head. • Logging an expense takes three seconds. Your subscriptions are deducted automatically each month. • Your budget stays on your phone. No bank connection, no account to create — your numbers are never sent anywhere. THE 66-DAY PLAN Researchers at University College London measured how long it takes for a new behavior to become automatic: 66 days on average. Sève's plan is built on it. One card a day. Two minutes. One concrete action to take that same day. • Day 1: you finally see where your money goes. • Day 33: you set money aside without thinking about it. • Day 66: your money starts working for you. No jargon, no lectures. Plain sentences, situations you actually live, and diagrams you read at a glance. SÈVE+ ALSO INCLUDES • Every expense logged, no limits, with the full journal and this month's envelopes. • The subscription radar: what each subscription really costs you per year, so the forgotten ones stand out. • The Investing Path: a simulator that shows what your savings become over time — and what waiting costs you. Seven days free to try everything before you decide. Cancel anytime in two taps. SÈVE IS FOR YOU IF YOU WANT TO • Track your expenses daily, without giving up your evenings. • Manage your monthly budget: what comes in, what goes out, what's left. • Set money aside every month, even a little, even irregularly. • Run a budget as a couple or a family, on separate accounts. • Know where your money goes, category by category, groceries included. • Save on subscriptions and recurring bills. • Keep a simple expense log, with an envelope for each category. WHO IS IT FOR? For people who stopped opening their banking app because it stresses them out. For people who earn a decent living and still end the month in the red. For people who want to save without a spreadsheet, a course, or giving up their evenings. Sève. French for “sap” — the energy that makes things grow. Sève requires the Sève+ subscription, monthly or yearly, with a seven-day free trial for new subscribers. The price is shown in the app, in your currency, before any payment. It renews automatically unless canceled at least 24 hours before the end of the current period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sevebudget.pages.dev/privacy