nextJoy vs Cakto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
nextJoy
This digital account, in partnership with Disney, offers a fun way for families to learn about financial education. It provides tools for young users to manage their money, make purchases, and save, all while parents can monitor transactions in real-time for security.
- Debit card for purchases
- Pix payments and transfers
- Scheduled allowance
- Bill payments
- Disney character themes
- Savings account
- Discount coupons
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nextJoy é a conta digital do Banco Bradesco com a magia do universo Disney. Uma jornada de educação financeira que incentiva o bate-papo para toda a família. Para deixar tudo ainda mais seguro, os pais ou responsáveis acompanham em tempo real todas as movimentações da conta. São diversos recursos que permitem que eles aprendam a ter autonomia para tomar suas próprias decisões financeiras. O que eles podem fazer na conta? • Cartão de débito para suas compras • Pagar e transferir via Pix • Receber uma Mesada Programada • Pagar boletos via app • Escolher temas com personagens da Disney para personalizar o app • Guardar dinheiro na poupança • Aproveitar cupons de descontos em Mimos A conta é exclusiva para menores de 18 anos, vinculada com a conta next ou Bradesco do responsável. E não há cobrança de tarifa para abrir a conta. A marca next e o aplicativo next são propriedade do Banco Bradesco S.A., banco múltiplo, inscrito no CNPJ sob nº 60.746.948.0001-12, com sede na Cidade de Deus, s/n, Vila Yara, Osasco, SP, CEP 06029-900
Cakto
This app is a digital business hub that helps entrepreneurs manage their online ventures. It offers a secure members area for clients, an optimized payment system to increase approval rates, and transparent fees to maximize profits. It integrates with popular marketing tools.
- Digital business hub
- Secure members area
- Optimized payment system
- Transparent fees
- Marketing tool integration
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A Cakto, sua ferramenta essencial para prosperar no mundo digital, chega à App Store! Transforme seu smartphone em uma central de negócios com nosso aplicativo intuitivo. Ofereça aos seus clientes uma experiência personalizada com uma área de membros exclusiva e segura. Aumente suas taxas de aprovação com nosso sistema de pagamento otimizado e maximize seus lucros com taxas transparentes. Integre facilmente com ferramentas populares de marketing. Se você é criador de conteúdo, infoprodutor, autor de e-books, ou qualquer empreendedor digital, o Cakto é a ferramenta que impulsionará seu negócio. Faça o download agora e junte-se à comunidade Cakto!
Screenshots
Verdict
The clearest difference is ratings volume: nextJoy at 177 against Cakto's 3. nextJoy also leads on iOS requirement (13.0 vs 16.4). Cakto's advantage is rating (5.0 vs 4.7) and review sentiment (55% vs 42%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cakto holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: nextJoy has 177 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 42% of nextJoy's written reviews are positive against 55% of Cakto's.
nextJoy ships an update every 4 weeks, Cakto every 3 weeks. The most recent releases landed on October 16, 2026 and October 13, 2026 respectively.
| Parameter | nextJoy | Cakto |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (177 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 41.5% of reviews | 54.5% of reviews — better |
| Number of ratings | 177 — better | 3 |
| Update frequency | Every 4 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 181 MB | 110 MB |
| Age rating | 4+ | 4+ |
| Developer | BANCO BRADESCO S.A. | B24h |
Customer experience
nextJoy
Cakto
In-app purchases
nextJoy
No in-app purchases
Cakto
No in-app purchases
