富蘭克林 國民e帳戶 vs BYOSW

【專屬基金理財好幫手，一個APP在手，隨時投資全世界】 富蘭克林·國民e帳戶的三大特色，讓每位國民們一機在手，就能聰明存基金： 一、國民的理財起手式 只要準備好手機、雙證件，想要設定的扣款銀行帳戶號碼，花3分鐘的時間就能完成開戶申請。透過網銀開戶，最快還能早上開戶，下午就能下單，富蘭克林讓你開戶免出門，時時刻刻都不錯過投資好時機。 二、國民的基金理財： 【好基金哪裡找】選基金還在茫茫基海中尋尋覓覓嗎？ 三十年在地品牌的好口碑，基金產品線完備，讓國民可依據自己的需求靈活配置投資，簡單方便的篩選介面，快速在APP上就能一指找到符合自己需求的基金。 【好基金哪裡買】 買基金不用先學介面怎麼用，國民e帳戶APP一指就能下單，帳戶管理一目瞭然。 選基金不知道如何下手？就交給「國民理財機器人」就好，提供量身打造的基金投資組合，24小時為你監控市場並提供調整建議，不管老手新手都能夠簡單存基金，輕鬆做到資產配置。 【好基金哪裡問】不懂基金沒人問？ 真人數位理財顧問＋24小時線上客服，讓國民投資好安心，理財問題隨時問，富蘭克林陪你暖心投資，由專業顧問提供諮詢服務，解決國民理財的大小事。 三、國民的投資利器： 每日提供最新市場趨勢，帶你秒懂國際金融動態，透過每日時事摘要、分析報告、市場影音，讓國民用多元豐富的方式了解市場動向，市場資訊時刻不漏接。 想知道如何聰明存基金？請見富蘭克林官網https://www.franklin.com.tw 國民的基金客服專線：0800-885-888 富蘭克林證券投資顧問(股)公司 114金管投顧新字第018號 | 富蘭克林證券投顧獨立經營管理 台北市忠孝東路四段 87 號 8 樓 ●為提供您更優質的交易服務，富蘭克林·國民e帳戶APP支援IOS 13.0(含)以上的作業系統 ，請盡速更新作業系統體驗更好的國民e帳戶APP服務喔！ ●提醒您：為確保您的帳務安全，請於行動裝置安裝防護軟體 ●各優惠與活動內容依富蘭克林基金理財官網公告為主。 ●本基金經金融監督管理委員會核准或申報生效在國內募集及銷售，惟不表示絕無風險。基金經理公司以往之經理績效不保證基金之最低投資收益；基金經理公司除盡善良管理人之注意義務外，不負責本基金之盈虧，亦不保證最低之收益，投資人申購前應詳閱基金公開說明書。

byosw is built for the times you spend money with other people — group trips, shared rent and utilities, dinners with friends, gifts for someone, family expenses. It tracks who paid, who owes whom, and settles with the fewest transfers. 【Sound familiar?】 • Eight friends took turns paying on a trip, and now nobody can untangle the currencies. • Roommates split utilities, but the bill is different every month and someone always feels shortchanged. • Dinner for six, but two skipped the appetizers and one didn't drink — splitting evenly isn't fair. • A group gift where everyone chipped in different amounts. • You spotted a friend a cab fare three months ago and forgot. byosw handles all of these. 【How it fits real life】 • Travel: Create a "Tokyo Trip" group, log expenses as they happen. At the end, byosw tells you who should transfer what to whom — usually two or three transfers settle the whole trip. • Roommates: Create an "Apartment" group, split utilities by your preferred ratio (room size, headcount, or usage), and clear it month-end with one tap. • Dinners: Open the app at the table, enter amounts and pick who joined — people who didn't come don't pay. Shared appetizers and individual drinks both work cleanly. • Reimbursements: The Friends tab aggregates debts across all your groups, so you see at a glance who owes you and who you owe. • Multi-currency: Yen for souvenirs, TWD for the hotel, USD for the taxi — auto-converted to your preferred currency. 【Why byosw】 byosw covers every step of splitting expenses in one place: • Four split methods: equal, exact, percentage, shares • Live multi-currency conversion • Smart settlement (minimum transfers to clear all debts) • Real-time push notifications, activity history, friend system • Three sign-in methods, three languages, light/dark themes Settle the money, then go enjoy each other's company. 【Privacy】 byosw does not collect your precise location, and does not sell or rent your data to third parties. Receipt images stay on your device only and are never uploaded to our servers. Full privacy policy: https://byosw.fcreps.com/privacy/ 【Account Deletion】 Delete your account anytime via "Account → Danger zone → Delete account" within the app. Personal data is removed immediately. 【Support】 Questions or feedback: support@fcreps.com