Comparison

Paycheck vs OnlyPhones.com

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paycheck

Generate professional pay stubs and paychecks quickly and accurately. This tool is ideal for employers, small business owners, freelancers, and self-employed individuals needing proof of income or managing payroll. It offers automatic tax calculations and customizable templates.

Highlights
  • Create professional pay stubs
  • Automatic tax calculations
  • Customizable templates with logo
  • Unlimited free revisions
  • Download or email instantly
  • Proof of income generation
Read full description

Generate professional pay stubs and paychecks in minutes with 123PayStubs, the trusted paystub generator for employers, small business owners, freelancers, and self-employed individuals across the US. YOUR FIRST PAY STUB IS FREE Create, customize, and download pay stubs in minutes with the pay stub maker that makes payroll simple, fast, and stress-free. Just 1 • 2 • 3 — and your professional pay stub is ready in minutes. Why Choose 123PayStubs? ◆ FREE First Pay Stub Get started at no cost, no subscription required to generate your first paycheck stub. ◆ 100% accurate tax calculations Federal tax, state tax, FICA (Social Security & Medicare), and YTD totals are calculated automatically for all 50 US states. ◆ Professional paystub and paycheck templates Choose from 30+ customizable templates. Add your company logo to create polished, business-ready pay stubs that look clean and professional. ◆ Unlimited Free Revisions Made a mistake? Edit and correct your pay stub at no extra cost, always get it right. ◆ Instant download and email sharing Download your pay stub as a PDF or send it directly via email in seconds. ◆ Bulk Paystubs Generate up to 20 pay stubs at once for multiple employees, perfect for small businesses and growing teams managing payroll efficiently. Built for Real Work, Real People 123PayStubs is designed for: • Employers managing employee payroll • Small business owners & Startups • Freelancers & independent contractors • Self-employed individuals HOW IT WORKS 1. Enter company, employee & salary details 2. Choose your pay stub template 3. Review auto-calculated taxes & YTD totals 4. Download PDF or email directly Done in minutes. Simple. Fast. Professional. Additional Features ◆ Supports all 50 US states with state-specific tax rules ◆ Custom earnings like overtime, bonuses, commissions, and tips ◆ Custom deductions like 401k, health insurance, and garnishments ◆ Year-to-date tracking across pay periods ◆ Address book for quick employee entry ◆ Mobile and web sync for access anywhere 123PayStubs is more than just a pay stub maker; it’s your trusted pay stub generator built for speed, accuracy, and control. Download 123PayStubs today and create your first pay stub FREE.

About

OnlyPhones.com

Features
Read full description

Monetize Conversations with OnlyPhones.com Add a phone number to your social media, blogs and marketing. Charge to talk with your fans, clients and others. Set your own rate and available times. Get paid weekly. Free to set up, no costs.

Screenshots

Paycheck4 screens
OnlyPhones.com4 screens

Verdict

The call

The clearest difference is iOS requirement: OnlyPhones.com at 13.0 against Paycheck's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paycheck ships an update every 2 months, OnlyPhones.com every 6 weeks. The most recent releases landed on October 19, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 9 level
Paycheck versus OnlyPhones.com: the parameters behind the verdict, then further details
ParameterPaycheckOnlyPhones.com
PriceFreeFree
Rating4.9 (3.7K ratings) — better—
Positive reviews78.8% of reviews—
Number of ratings3.7K — better—
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.013.0 — better
Further details — not scored
Size48 MB7 MB
Age rating4+17+
DeveloperSpan Enterprises LLCTLOR Holdings LLC

Bugs and requests

Paycheck

Reported bugs

3 issues
  • Pay stubs not being generated
  • Credit card issues
  • App not working or online

Requested features

2 requests
  • Add local county withholding tax
  • Improve customer support (email/phone)

OnlyPhones.com

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Paycheck

No in-app purchases

None

OnlyPhones.com

No in-app purchases

Questions

Is Paycheck free?
Paycheck is free to download, with no in-app purchases.
Is OnlyPhones.com free?
OnlyPhones.com is free to download, with no in-app purchases.
Do Paycheck or OnlyPhones.com have ads?
Neither Paycheck nor OnlyPhones.com shows ads.
Which is updated more often, Paycheck or OnlyPhones.com?
Paycheck ships an update every 2 months, and OnlyPhones.com every 6 weeks. Most recently, Paycheck was updated on October 19, 2026 and OnlyPhones.com on October 8, 2026.

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