HSL Wallet vs CheniFi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HSL Wallet
Read full descriptionHide full description
Hamilton Systems Network and Wallet - for convenient and secure token management, seamless access and usage of decentralized applications, safe and fully customizable payments and exchange.
CheniFi
Read full descriptionHide full description
CheniFi revolutionizes digital finance by seamlessly bridging traditional mobile money with blockchain technology. Unlike conventional crypto wallets, CheniFi eliminates the complexity of web3 adresses and gas fees, making Web3 accessible to everyone through familiar mobile phone interactions. TECHNICAL INNOVATIONS: • PHONE-BASED IDENTITY : Access your wallet with just your phone number—no complex seed phrases or private keys to manage. We've simplified blockchain access while maintaining robust security. • GASLESS TRANSACTIONS: Execute blockchain transactions without worrying about gas fees or network congestion. Our account abstraction technology handles the complexity behind the scenes. • EMBEDDED WALLET INFRASTRUCTURE: Powered by best in class smart wallet technology, your assets are secured by advanced MPC (Multi-Party Computation) cryptography while remaining easily accessible. STANDOUT FEATURES: • BORDERLESS TRANSFERS: Send digital currency to anyone globally using only their phone number—no wallet addresses needed. Recipients without accounts receive automatic setup instructions. • STABLECOIN FOUNDATION: Focused on stablecoins access, providing the stability of traditional currency with the advantages of blockchain. • DeFi YIELDS: Access institutional-grade DeFi earning opportunities without technical knowledge. Earn passive income on your digital assets through our curated yield strategies—democratizing financial opportunities previously available only to crypto experts. • REFERRAL ECOSYSTEM: Earn commissions on referred users' deposits monthly, creating sustainable passive income through network growth. • MULTI-LANGUAGE SUPPORT: Available in English, French, Spanish, Portuguese, Swahili, and Arabic, making blockchain accessible across diverse communities. • INTUITIVE MOBILE EXPERIENCE: Designed specifically for mobile users with familiar interfaces that require no blockchain knowledge. CheniFi represents the next evolution in financial inclusion—bringing the unbanked and underbanked populations onchain without requiring technical expertise. We've eliminated the traditional barriers to cryptocurrency adoption: complexity, gas fees, and unfamiliar interfaces. Whether you're sending money to family across borders or for trade settlement, storing value securely, or building a network of users through our referral program, CheniFi provides enterprise-grade blockchain security with the simplicity of traditional mobile money. Join the movement bringing millions of mobile money users onchain. Download CheniFi today and experience the future of accessible digital finance. Note: CheniFi operates in compliance with applicable regulations. Some features may vary based on your location.
Screenshots
Verdict
The clearest difference is update cadence: CheniFi at every 6 weeks against HSL Wallet's every 5 months. HSL Wallet's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HSL Wallet ships an update every 5 months, CheniFi every 6 weeks. The most recent releases landed on September 21, 2026 and September 16, 2026 respectively.
| Parameter | HSL Wallet | CheniFi |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 34 MB | 66 MB |
| Age rating | 4+ | 17+ |
| Developer | HAMILTON SYSTEMS LIMITED | AFROCHAINLABS Corp. |
In-app purchases
HSL Wallet
No in-app purchases
CheniFi
No in-app purchases









