NLB Pay vs Swinto

ABOUT (ENG) This application enables contactless payments with your phone and the execution of Flik instant payments. Try the free NLB Pay mobile wallet for simple and secure payments. What does NLB Pay allow you to do? - Pay for purchases in stores and withdraw cash at contactless ATMs using Google Pay or Apple Pay. Simply unlock your mobile phone with NFC enabled, hold it near the POS terminal, and wait for the sound signal. - View all payments and withdrawals under “Transactions” section of NLB Pay. - Confirm online card payments. When paying with a card online, you will receive a notification on your phone and can easily confirm the transaction directly in the mobile wallet (using facial recognition, fingerprint, or the numeric password used to access NLB Pay). - Send money to family and friends. With Flik instant payments, you can transfer money to other Flik users via their phone number. The funds will appear in their account within seconds — even if they use another bank. - Use Flik functionalities such as bill splitting and recurring payments. - Manage card security settings. You can limit card usage at ATMs, online, abroad, and lock or unlock the card if needed. - Add all merchant loyalty cards to NLB Pay. Supported devices NLB Pay is available to users of smartphones running Android 9.0 or iOS 15 and above. Security first. Due to card system security requirements, NLB Pay does not operate on mobile phones with modified factory settings or devices with altered system software (rooted phones). It also does not work if your phone is not secured/locked with at least one security element — PIN, pattern, fingerprint, facial recognition, etc. O TEJ APLIKACIJI (SLO) Aplikacija omogoča brezstično plačevanje s telefonom in izvajanje Flik plačil. Preizkusite brezplačno mobilno denarnico NLB Pay za enostavno in varno plačevanje. Kaj vam omogoča NLB Pay? - Plačevanje nakupov v trgovinah in dvigovanje gotovine na brezstičnih bankomatih z uporabo storitve Google Pay, Apple Pay. Mobilni telefon z vklopljenim NFC le odklenete, prislonite in počakate na zvočni signal. - Pregled vseh plačil in dvigov se v NLB Pay pregledno shranjujejo v razdelku "Transakcije". - Potrjevanje spletnih nakupov s karticami. Ob plačilu s kartico na spletu prejmete na telefon sporočilo in plačilo preprosto potrdite kar v mobilni denarnici (s prepoznavo obraza, prstnega odtisa ali številčnim geslom za vstop v NLB Pay). - Nakazovanje denarja sorodnikom in prijateljem. S takojšnjimi plačili Flik lahko drugim Flik uporabnikom denar nakažete kar prek njihove telefonske številke. Denar bo na njihovem računu že v nekaj sekundah tudi, če imajo osebni račun odprt pri drugi banki. - Flik funkcionalnosti razdeli račun in ponavljajoča plačila - Upravljanje z varnostnimi nastavitvami kartic. Omejite delovanje kartice na bankomatih, spletu, v tujini ter po potrebi odklenite ali zaklenite kartico. - Dodajanje vseh kartic zvestobe trgovcev v NLB Pay Na katerih telefonih lahko uporabljate NLB Pay? NLB Pay je na voljo uporabnikom pametnih telefonov z operacijskim sistemom Android 9.0. ali iOS 15 in višje. Varnost je na prvem mestu. NLB Pay zaradi varnostnih zahtev kartičnih sistemov ne deluje na mobilnih telefonih s spremenjenimi tovarniškimi nastavitvami oziroma telefonih, ki imajo spremenjeno prednastavljeno programsko kodo (zlom zaščite - »rootani« mobilni telefoni). Ravno tako ne deluje, če telefona nimate zavarovanega / zaklenjenega z vsaj enim varnostnim elementov – PIN, vzorec, prstni odtis, prepoznava obraza …

Receive your salary, send money. Together with our local partners, we also offer cash withdrawals and deposits. At the core, Swinto is architected as an ecosystem that enables a variety of opportunities for all participants. The platform offers modern, user-friendly, free of charge and instant financial methods, thus bridging the gap between Kosova and Diaspora. Among many features that are approachable to anyone, here's what to expect from us that makes your way of managing money easier: No base fees Yes, that's true — we do not charge for any transfer made, make easy payments effortlessly from your phone, instant and free. Pay and request payments Make payments hassle-free to your Swinto friends and relatives, also receive payments with ease, whenever and wherever. Get updated of your spendings with instant notifications every time you pay for something. Convert money like a local Keep up with real time rates in different currencies, do this anytime by having a wonderful, smooth experience. Scan away easily Conducting payments and getting paid within seconds. Providing the ability to shop effortlessly, while paying via QR Codes by simply scanning away, both at retail stores and online. Cash withdrawals — anytime, anywhere Withdrawing money and cashing up right away within Swinto network, consisting of business partners engaged in different activities in the retail industry. Smart ways to set your upcoming payments in one place. Manage your subscriptions and have a peace of mind, where you can also easily track and cancel anytime! Businesses will benefit from the opportunity to control their business finances with the ability to self-serve — on the go. Run your business from afar Run the core of your business without spending money on POS hardware. Pay salaries, inventories, and other business expenses. Integrate with your ERP for a seamless payment experience Offering the API-based integration between Swinto and business ERP software, in order to offer QR payments both in retail stores and online. Feel safe and secure Accept payments - safely and securely with best-in-class data protection.