NLB Pay vs mani.rs
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NLB Pay
This mobile wallet allows for contactless payments in stores and cash withdrawals at ATMs using your phone. It also facilitates instant money transfers to friends and family, online payment confirmations, and management of card security settings.
- Contactless payments with NFC
- Instant money transfers via Flik
- Online payment confirmation
- Card security management
- Add loyalty cards
- View transaction history
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ABOUT (ENG) This application enables contactless payments with your phone and the execution of Flik instant payments. Try the free NLB Pay mobile wallet for simple and secure payments. What does NLB Pay allow you to do? - Pay for purchases in stores and withdraw cash at contactless ATMs using Google Pay or Apple Pay. Simply unlock your mobile phone with NFC enabled, hold it near the POS terminal, and wait for the sound signal. - View all payments and withdrawals under “Transactions” section of NLB Pay. - Confirm online card payments. When paying with a card online, you will receive a notification on your phone and can easily confirm the transaction directly in the mobile wallet (using facial recognition, fingerprint, or the numeric password used to access NLB Pay). - Send money to family and friends. With Flik instant payments, you can transfer money to other Flik users via their phone number. The funds will appear in their account within seconds — even if they use another bank. - Use Flik functionalities such as bill splitting and recurring payments. - Manage card security settings. You can limit card usage at ATMs, online, abroad, and lock or unlock the card if needed. - Add all merchant loyalty cards to NLB Pay. Supported devices NLB Pay is available to users of smartphones running Android 9.0 or iOS 15 and above. Security first. Due to card system security requirements, NLB Pay does not operate on mobile phones with modified factory settings or devices with altered system software (rooted phones). It also does not work if your phone is not secured/locked with at least one security element — PIN, pattern, fingerprint, facial recognition, etc. O TEJ APLIKACIJI (SLO) Aplikacija omogoča brezstično plačevanje s telefonom in izvajanje Flik plačil. Preizkusite brezplačno mobilno denarnico NLB Pay za enostavno in varno plačevanje. Kaj vam omogoča NLB Pay? - Plačevanje nakupov v trgovinah in dvigovanje gotovine na brezstičnih bankomatih z uporabo storitve Google Pay, Apple Pay. Mobilni telefon z vklopljenim NFC le odklenete, prislonite in počakate na zvočni signal. - Pregled vseh plačil in dvigov se v NLB Pay pregledno shranjujejo v razdelku "Transakcije". - Potrjevanje spletnih nakupov s karticami. Ob plačilu s kartico na spletu prejmete na telefon sporočilo in plačilo preprosto potrdite kar v mobilni denarnici (s prepoznavo obraza, prstnega odtisa ali številčnim geslom za vstop v NLB Pay). - Nakazovanje denarja sorodnikom in prijateljem. S takojšnjimi plačili Flik lahko drugim Flik uporabnikom denar nakažete kar prek njihove telefonske številke. Denar bo na njihovem računu že v nekaj sekundah tudi, če imajo osebni račun odprt pri drugi banki. - Flik funkcionalnosti razdeli račun in ponavljajoča plačila - Upravljanje z varnostnimi nastavitvami kartic. Omejite delovanje kartice na bankomatih, spletu, v tujini ter po potrebi odklenite ali zaklenite kartico. - Dodajanje vseh kartic zvestobe trgovcev v NLB Pay Na katerih telefonih lahko uporabljate NLB Pay? NLB Pay je na voljo uporabnikom pametnih telefonov z operacijskim sistemom Android 9.0. ali iOS 15 in višje. Varnost je na prvem mestu. NLB Pay zaradi varnostnih zahtev kartičnih sistemov ne deluje na mobilnih telefonih s spremenjenimi tovarniškimi nastavitvami oziroma telefonih, ki imajo spremenjeno prednastavljeno programsko kodo (zlom zaščite - »rootani« mobilni telefoni). Ravno tako ne deluje, če telefona nimate zavarovanega / zaklenjenega z vsaj enim varnostnim elementov – PIN, vzorec, prstni odtis, prepoznava obraza …
mani.rs
Take control of your spending and save money with this expense tracking app. It helps you become financially responsible by providing an easy way to review your expenditures and achieve your financial goals.
- Control spending
- Save money
- Track expenses
- Financial responsibility
- Achieve financial goals
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Kontrolište potrošnju, štedite novac! Kontrolišite svoju potrošnju i uštedite novac sa našom aplikacijom! Aplikacija za praćenje troškova koja vam omogućava da budete finansijski odgovorni. Pregledajte svoju potrošnju i štedite novac na jednostavan način. Uštedite novac i ostvarite svoje finansijske ciljeve! Politika privatnosti: https://mani.rs/privacy-policy
Screenshots
Verdict
The clearest difference is review sentiment: mani.rs at 100% against NLB Pay's 42%. mani.rs also leads on rating (4.8 vs 4.4). NLB Pay's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
mani.rs holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 73 and 79 respectively. Written reviews point the same way: 42% of NLB Pay's written reviews are positive against 100% of mani.rs's.
NLB Pay ships an update every 2 months, mani.rs every 6 weeks. The most recent releases landed on September 5, 2026 and September 23, 2026 respectively.
| Parameter | NLB Pay | mani.rs |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (73 ratings) | 4.8 (79 ratings) — better |
| Positive reviews | 42.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 73 | 79 — better |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 80 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | NLB d.d. | Maniapp Technology doo Beograd |
Customer experience
NLB Pay
mani.rs
In-app purchases
NLB Pay
No in-app purchases
mani.rs
No in-app purchases
