NLB Pay vs ClearPath AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NLB Pay
This mobile wallet allows for contactless payments in stores and cash withdrawals at ATMs using your phone. It also facilitates instant money transfers to friends and family, online payment confirmations, and management of card security settings.
- Contactless payments with NFC
- Instant money transfers via Flik
- Online payment confirmation
- Card security management
- Add loyalty cards
- View transaction history
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ABOUT (ENG) This application enables contactless payments with your phone and the execution of Flik instant payments. Try the free NLB Pay mobile wallet for simple and secure payments. What does NLB Pay allow you to do? - Pay for purchases in stores and withdraw cash at contactless ATMs using Apple Pay. Simply unlock your mobile phone with NFC enabled, hold it near the POS terminal, and wait for the sound signal. - View all payments and withdrawals under “Transactions” section of NLB Pay. - Confirm online card payments. When paying with a card online, you will receive a notification on your phone and can easily confirm the transaction directly in the mobile wallet (using facial recognition, fingerprint, or the numeric password used to access NLB Pay). - Send money to family and friends. With Flik instant payments, you can transfer money to other Flik users via their phone number. The funds will appear in their account within seconds — even if they use another bank. - Use Flik functionalities such as bill splitting and recurring payments. - Manage card security settings. You can limit card usage at ATMs, online, abroad, and lock or unlock the card if needed. - Add all merchant loyalty cards to NLB Pay. Supported devices NLB Pay is available to users of smartphones running Android 9.0 or iOS 15 and above. Security first. Due to card system security requirements, NLB Pay does not operate on mobile phones with modified factory settings or devices with altered system software (rooted phones). It also does not work if your phone is not secured/locked with at least one security element — PIN, pattern, fingerprint, facial recognition, etc. O TEJ APLIKACIJI (SLO) Aplikacija omogoča brezstično plačevanje s telefonom in izvajanje Flik plačil. Preizkusite brezplačno mobilno denarnico NLB Pay za enostavno in varno plačevanje. Kaj vam omogoča NLB Pay? - Plačevanje nakupov v trgovinah in dvigovanje gotovine na brezstičnih bankomatih z uporabo storitve Apple Pay. Mobilni telefon z vklopljenim NFC le odklenete, prislonite in počakate na zvočni signal. - Pregled vseh plačil in dvigov se v NLB Pay pregledno shranjujejo v razdelku "Transakcije". - Potrjevanje spletnih nakupov s karticami. Ob plačilu s kartico na spletu prejmete na telefon sporočilo in plačilo preprosto potrdite kar v mobilni denarnici (s prepoznavo obraza, prstnega odtisa ali številčnim geslom za vstop v NLB Pay). - Nakazovanje denarja sorodnikom in prijateljem. S takojšnjimi plačili Flik lahko drugim Flik uporabnikom denar nakažete kar prek njihove telefonske številke. Denar bo na njihovem računu že v nekaj sekundah tudi, če imajo osebni račun odprt pri drugi banki. - Flik funkcionalnosti razdeli račun in ponavljajoča plačila - Upravljanje z varnostnimi nastavitvami kartic. Omejite delovanje kartice na bankomatih, spletu, v tujini ter po potrebi odklenite ali zaklenite kartico. - Dodajanje vseh kartic zvestobe trgovcev v NLB Pay Na katerih telefonih lahko uporabljate NLB Pay? NLB Pay je na voljo uporabnikom pametnih telefonov z operacijskim sistemom Android 9.0. ali iOS 15 in višje. Varnost je na prvem mestu. NLB Pay zaradi varnostnih zahtev kartičnih sistemov ne deluje na mobilnih telefonih s spremenjenimi tovarniškimi nastavitvami oziroma telefonih, ki imajo spremenjeno prednastavljeno programsko kodo (zlom zaščite - »rootani« mobilni telefoni). Ravno tako ne deluje, če telefona nimate zavarovanega / zaklenjenega z vsaj enim varnostnim elementov – PIN, vzorec, prstni odtis, prepoznava obraza …
ClearPath AI
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ClearPath AI is the client app for property transactions handled by firms on the ClearPath platform. If your conveyancer, estate agent or mortgage broker uses ClearPath, this app is where you complete the checks they need, sign documents, follow progress and message them, all from your phone. WHERE THINGS STAND See your sale, purchase or mortgage laid out plainly: what has moved this week, what is waiting on you, and what comes next. No chasing for updates. PROVE WHO YOU ARE, ONCE Photograph your passport or driving licence and take a short selfie to verify your identity in minutes. Confirm your address in the same flow. Your firm sees the result, not your raw documents. EVIDENCE YOUR FUNDS Photograph a bank statement to evidence your source of funds, and answer a short source-of-wealth questionnaire when your firm requires it. Everything is submitted directly to the firm handling your matter. MORTGAGE FACT-FIND If a broker is involved, complete your income and commitments fact-find in the app, then read and consent to your recommendation, including why that mortgage was chosen and what it costs. SIGN FROM YOUR PHONE Review contracts, forms and letters as they arrive, then sign them by typing your name. Each signature is timestamped and recorded, so you and your firm have a clear record of what was agreed. MESSAGE YOUR FIRM Secure messaging per matter, with a person at your firm replying, usually within one working day. Ask a question or send an update without digging through email. YOUR DIGITAL ID, YOURS TO REUSE Once verified, your identity sits in your wallet. Choose to share it with another firm in your chain instead of verifying again, see exactly what they will receive, and withdraw that permission at any time. A FULL RECORD Your activity tab shows every check, signature and share on your account, in order. Nothing happens to your data that you cannot see. HELP WHEN YOU NEED IT The Support tab answers the questions clients ask most, from what a source-of-funds check involves to what "reliance" means, and puts you in touch with ClearPath. PRIVATE BY DESIGN Sign in with a one-time code sent to your email, or a password. Lock the app with Face ID or your device passcode. You can close your account and delete your data from within the app. WHO IT IS FOR ClearPath AI is invitation-based. You will receive an invite from a firm that uses ClearPath. If your firm does not yet use ClearPath, the app will not have a matter to show you. Data is processed in the United Kingdom.
Screenshots
Verdict
NLB Pay and ClearPath AI are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | NLB Pay | ClearPath AI |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (75 ratings) — better | — |
| Positive reviews | 45.0% of reviews | — |
| Number of ratings | 75 — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 80 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | NLB d.d. | Rudi Kesic |
In-app purchases
NLB Pay
No in-app purchases
ClearPath AI
No in-app purchases








