Comparison

LBL preCHECK vs Choice Mutual

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LBL preCHECK

Features
Read full description

This app is used by independent insurance producers of Liberty Bankers Life Insurance Company to perform risk assessments for customers desiring to purchase insurance. It features three primary functions that are common needs of a producer. “Rate Check” runs a premium quote, “Rx Check” allows the producer to lookup a prescription drug, and “UW Check” uses the OTS Underwriting engine to show indication of a customer’s fit within company guidelines.

About

Choice Mutual

Compare final expense insurance quotes from over 25 companies instantly. This free app requires no signup and keeps your data private, helping you find the right plan without unwanted contact.

Highlights
  • Compare insurance prices
  • View product details
  • 25+ insurance companies
  • No signup required
  • Private data handling
  • Save quotes
Features
Read full description

Choice Mutual allows consumers shopping for final expense insurance to instantly compare prices and product details from 25+ insurance companies in one place rather than visiting dozens of websites or making countless phone calls. The Choice Mutual mobile app is completely free to use, and there’s no signup required. Best of all, your data remains private. We won’t access your personal information, so you’ll never get unwanted notifications or marketing emails. We designed the app to cut through the confusion and help you pinpoint the right final expense insurance plan. You can view and save quotes without having to input your name, email, or phone number. Contact information is only necessary when you decide to apply for a policy.

Screenshots

LBL preCHECK4 screens
Choice Mutual4 screens

Verdict

The call

The clearest difference is iOS requirement: LBL preCHECK at 13.0 against Choice Mutual's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LBL preCHECK ships an update every 4 months, Choice Mutual every 3 months. The most recent releases landed on September 9, 2026 and July 17, 2026 respectively.

Scorecard1 real difference · 9 level
LBL preCHECK versus Choice Mutual: the parameters behind the verdict, then further details
ParameterLBL preCHECKChoice Mutual
PriceFreeFree
Rating—5.0 (10 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—10 — better
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better26.0
Further details — not scored
Size15 MB40 MB
Age rating12+4+
DeveloperTapp Solutions, LLCChoice Mutual

In-app purchases

None

LBL preCHECK

No in-app purchases

None

Choice Mutual

No in-app purchases

Questions

Is LBL preCHECK free?
LBL preCHECK is free to download, with no in-app purchases.
Is Choice Mutual free?
Choice Mutual is free to download, with no in-app purchases.
Do LBL preCHECK or Choice Mutual have ads?
Neither LBL preCHECK nor Choice Mutual shows ads.
Which is updated more often, LBL preCHECK or Choice Mutual?
LBL preCHECK ships an update every 4 months, and Choice Mutual every 3 months. Most recently, LBL preCHECK was updated on September 9, 2026 and Choice Mutual on July 17, 2026.

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