Benchmark Cards vs MCT CARDS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Benchmark Cards
Manage your credit cards conveniently from your mobile device. View transactions, make payments, and set alerts and travel notifications for enhanced control and security.
- View transactions
- View account details
- Make credit card payments
- Set alerts and controls
- Set travel notifications
- Secure multi-factor authentication
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Enjoy easy and on-the-go management of your card with the Benchmark Cards app from Benchmark Federal Credit Union. This app offers a convenient way to: • View recent and pending transactions. • View account details. • Make a payment to your credit cards. • Set alerts and controls on your Benchmark FCU cards. • Set travel notifications. Card registration is a cinch from any mobile device. Access is secure and protected by multi-factor authentication.
MCT CARDS
Manage your credit cards conveniently on the go. View transactions, make payments, report lost cards, and set alerts for enhanced security and control.
- View transactions
- Make payments
- Report lost/stolen cards
- Set alerts and controls
- Set travel notifications
- Secure multi-factor authentication
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Enjoy easy and on-the-go management of your card with the MCT CARDS app from MCT CU. This app offers a convenient way to: • View recent and pending transactions. • View account details. • Make a payment to your credit cards. • Report your card lost or stolen. • Raise a dispute on a transaction. • Set alerts and controls on your MCT CU cards. • Set travel notifications. Card registration is cinch from any mobile device, and access is secure and protected by multi-factor authentication.
Screenshots
Verdict
Benchmark Cards and MCT CARDS both sit at 4.3 stars, but that hides the real split: 100% of MCT CARDS's written reviews are positive against 0% of Benchmark Cards's. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.3 for Benchmark Cards against 4.3 for MCT CARDS. Both are backed by a comparable volume of ratings — 3 and 8 respectively. Written reviews are what separate them: 0% of Benchmark Cards's written reviews are positive against 100% of MCT CARDS's.
Benchmark Cards ships an update every 3 months, MCT CARDS every 5 months. Both last shipped on November 3, 2026.
| Parameter | Benchmark Cards | MCT CARDS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (3 ratings) — better | 4.3 (8 ratings) |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 3 | 8 — better |
| Update frequency | Every 3 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 38 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Benchmark Federal Credit Union | MCT Credit Union |
Customer experience
Benchmark Cards
MCT CARDS
In-app purchases
Benchmark Cards
No in-app purchases
MCT CARDS
No in-app purchases
Questions
Is Benchmark Cards free?
Is MCT CARDS free?
Which has better reviews, Benchmark Cards or MCT CARDS?
Do Benchmark Cards or MCT CARDS have ads?
Which is updated more often, Benchmark Cards or MCT CARDS?
Other comparisons
