Comparison

Budget Everything vs Envelope Budget App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Everything

This app helps you manage your finances using the envelope budgeting concept. Track spending, plan for future expenses, and achieve your financial goals like saving for a trip or getting out of debt.

Highlights
  • Envelope budgeting concept
  • Track spending per envelope
  • Plan for short and long-term expenses
  • Goal setting for savings
  • Easy-to-use interface
Features
Read full description

Developed based on the envelop budgeting concept, it is designed to help you save more, get out of debt and have more money for the things that really matters to you. Using the app, you can track how much you have spent in each envelop. This eliminates the need to carry large amount of cash around.  The simple and easy to use interface lets you easily record down how much you spent in a few easy clicks. You no longer have to spend hours tracking and counting the balance in your envelopes. It allows you to plan ahead for both month to month living expenses and long term expenses. Planning to buy a new phone every two years? Start saving for it today. Need a new car 5 years later, start setting aside for it now. Want that bucket-list trip to Greece? Ruthlessly cut out spending on things that does not bring you joy and watch how you can reach you goal for your Greece trip. It is not about penny-pinching, but planning ahead so that you can have the money for what you really want. If your goal is to get out of debt, save more for retirement, maximize the utility of you money, this app for you! Terms of Use: https://moneyforthefamily.com/terms-conditions/ Privacy Policy: https://moneyforthefamily.com/privacy/

About

Envelope Budget App

This app helps you manage your finances by focusing on food expenses first. It offers a simple, private way to track spending, set budgets, and build healthy financial habits one category at a time.

Highlights
  • Focus on food expenses
  • Private and local tracking
  • Simple transaction entry
  • Category budgeting
  • Integrated tip calculator
  • Bill splitter
Features
Read full description

Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms

Screenshots

Budget Everything4 screens
Envelope Budget App4 screens

Verdict

The call

The clearest difference is ads: Envelope Budget App at none against Budget Everything's shown. Envelope Budget App also leads on ratings volume (30 vs 2). Budget Everything's advantage is review sentiment (100% vs 75%) and update cadence (every 3 days vs every 10 days). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Everything sells 2 in-app purchases, starting at $0.99 per month and Envelope Budget App sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget Everything holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Envelope Budget App has 30 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Budget Everything's written reviews are positive against 75% of Envelope Budget App's.

UpkeepUpdate frequency

Budget Everything ships an update every 3 days, Envelope Budget App every 10 days. The most recent releases landed on October 15, 2026 and October 29, 2026 respectively.

Scorecard6 real differences · 4 level
Budget Everything versus Envelope Budget App: the parameters behind the verdict, then further details
ParameterBudget EverythingEnvelope Budget App
PriceFreeFree
Rating5.0 (2 ratings) — better4.8 (30 ratings)
Positive reviews100.0% of reviews — better75.0% of reviews
Number of ratings230 — better
Update frequencyEvery 3 days — betterEvery 10 days
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size29 MB18 MB
Age rating4+4+
DeveloperChui OngChimpanzee, LLC

Customer experience

Budget Everything

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Envelope Budget App

All ratings30 ratings
Positive96.7%
Neutral0.0%
Negative3.3%
Written reviews8 reviews
Positive75.0%
Neutral12.5%
Negative12.5%

In-app purchases

2 purchases

Budget Everything

Subscriptions2
  • Monthly Subscription$0.991 Month
  • Annual Subscription$6.991 Year
3 purchases

Envelope Budget App

Subscriptions2
  • Tuck Monthly Subscription$1.991 Month
  • Tuck Yearly Subscription$12.991 Year
One-time1
  • Tuck Plus Lifetime$19.99

Questions

Is Budget Everything free?
Budget Everything is free to download, with in-app purchases available.
Is Envelope Budget App free?
Envelope Budget App is free to download, with in-app purchases available.
Which has better reviews, Budget Everything or Envelope Budget App?
Budget Everything is rated higher. Budget Everything averages 5.0 out of 5 from 2 ratings, while Envelope Budget App averages 4.8 from 30 ratings.
Do Budget Everything or Envelope Budget App have ads?
Budget Everything shows ads; Envelope Budget App does not.
Which is updated more often, Budget Everything or Envelope Budget App?
Budget Everything ships an update every 3 days, and Envelope Budget App every 10 days. Most recently, Budget Everything was updated on October 15, 2026 and Envelope Budget App on October 29, 2026.

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