Money manager, expense tracker vs Toki
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money manager, expense tracker
Easily track your expenses and income to gain control over your budget and finances. Visualize spending patterns with clear diagrams and detailed reports. Personalize categories, manage multiple currencies, and set payment reminders for better financial management.
- Expense and income tracking
- Budget management
- Spending pattern visualization
- Detailed reports
- Customizable categories
- Multicurrency support
- Payment reminders
- Passcode protection
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Money manager, expense tracker, budget, wallet: expense and income tracker, money, finances app will help you take your budget, money and finances under control and won’t take much time. You won’t need to dig through your wallet or check your bank account to be aware of your financial circumstances. With Budget: expense and income tracker, money, finances app you can easily spend money while hoarding and saving up. - Clear interface: Budget: expense and income tracker, money, finances app is very easy to use: you can quickly add a transaction with just a couple of clicks; - Illustrative display: The app will automatically draw up current balance and create a pictorial diagram showing your spending patterns (expenses and income); - Explications: Check out detailed reports for each period of time and each category of operation, sort operations by date or amount – whatever works best for you; - Personalization: Use ready templates (such expenses as grocery, hobby, utility bills, etc.) or create your own categories, choose any colors and entitle them to adjust the app as you see fit and get the most out of it; - Multicurrency: The app supports various currencies and show real-time exchange rates which provides comfort of use while traveling abroad, in case you receive income in foreign currencies, etc.; - Reminders: Create and set reminders of regular payments (gaining income from the business, credit repayments, credit and other bank card payments, debt repayments, etc.) to make sure you don’t forget anything; - Safety: Set a passcode to protect data on your budget so that only you have access to this important information. Access & Subscriptions Money manager offers flexible access models based on your location. Users can enjoy full functionality through our ad-supported free version or choose a premium subscription for an ad-free experience. Please note: In certain regions (including the U.S.), a subscription is required to access the app. Term of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://financewalletapp.com/docs/privacy_policy.html
Toki
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Take control of your money without sacrificing your lifestyle. Toki is the ultimate tool for those seeking financial clarity that is fast, simple, and commitment-free. Based on the highly effective 50/30/20 method, Toki takes the boredom out of budgeting. Why is Toki different? • Lightning-Fast Logging: Time is money. Log your expenses and income in just a few taps—no endless menus or confusing screens. • Smart Goals: Want to upgrade your camera gear or plan your next mountain expedition? Create a goal, and Toki will calculate the exact monthly contribution to fit your budget stress-free. • Automatic 50/30/20 Method: Know exactly where your money goes. Toki intelligently divides your finances into Needs, Wants, and Savings. • Subscription Manager: Say goodbye to surprise charges. Visualize all your recurring payments and take full control of your monthly bills. • Pay Once, Own Forever: Forget about monthly subscriptions. Toki is yours for a one-time lifetime payment. No hidden fees, no fine print. Download Toki today and transform your relationship with money.
Screenshots
Verdict
The clearest difference is ads: Toki at none against Money manager, expense tracker's shown. Toki also leads on update cadence (every 5 days vs fortnightly). Money manager, expense tracker's advantage is iOS requirement (15.0 vs 17). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money manager, expense tracker sells 6 in-app purchases, starting at $1.99 per month and Toki sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Money manager, expense tracker ships an update fortnightly, Toki every 5 days. The most recent releases landed on October 29, 2026 and October 16, 2026 respectively.
| Parameter | Money manager, expense tracker | Toki |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (7.9K ratings) — better | — |
| Positive reviews | 88.1% of reviews | — |
| Number of ratings | 7.9K — better | — |
| Update frequency | Fortnightly | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad, Apple Watch — better |
| Requires iOS | 15.0 — better | 17 |
| Further details — not scored | ||
| Size | 93 MB | 11 MB |
| Age rating | 4+ | +4 |
| Developer | Orange Dog | VICENTE CORDUA ALLENDE IRIARTE |
Bugs and requests
Money manager, expense tracker
Reported bugs
3 issues- Blank/black screen issues
- Inability to delete transactions
- Inaccurate calculations of expenses and income
Requested features
5 requests- Add subcategories for more detailed analysis
- Implement a budgeting feature with alerts
- Provide a desktop/PC version
- Enable data sharing between multiple users
- Add a widget and Apple Watch support
Toki
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Money manager, expense tracker
- Disable ads$1.991 Month
- Weekly Subscription$4.997 Days
- Disable ads$9.991 Year
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- Monthly Subscription$9.991 Month
- Yearly Subscription3 Days trial$59.991 Year
- Disable ads$39.99
Toki
- Unlimited Pro Access$4.99
Questions
Is Money manager, expense tracker free?
Is Toki free?
Do Money manager, expense tracker or Toki have ads?
Which is updated more often, Money manager, expense tracker or Toki?
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