NCB Smart OTP vs MIS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NCB Smart OTP
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Internet banking & NCB iziMobile Các tính năng nổi bật: • Tăng tính bảo mật bằng việc mã hóa Smart OTP tới thiết bị • Tiện lợi, không phải mang theo thiết bị bảo mật (hard token) • Ổn định, không cần kết nối Internet, không cần Roaming khi đi nước ngoài • Đăng ký dễ dàng trên Internet Banking/NCB iziMobile • Đăng nhập dễ dàng bằng Vân tay/Face ID/PIN • Đáp ứng hạn mức giao dịch loại D (loại cao nhất) theo yêu cầu của NHNN. Để biết thêm thông tin chi tiết, vui lòng gọi Hotline: 18006166, Email: Callcenter@ncb-bank.vn.
MIS
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Application for brief overview reports for management and operation at SunGroup
Screenshots
Verdict
The clearest difference is update cadence: MIS at every 8 days against NCB Smart OTP's every 18 months. MIS also leads on iOS requirement (10.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NCB Smart OTP ships an update every 18 months, MIS every 8 days. Both last shipped on November 7, 2026.
| Parameter | NCB Smart OTP | MIS |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 18 months | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 | 10.0 — better |
| Further details — not scored | ||
| Size | 20 MB | 29 MB |
| Age rating | 4+ | 17+ |
| Developer | National Citizen Bank | Sungroup |
In-app purchases
NCB Smart OTP
No in-app purchases
MIS
No in-app purchases






