Mo Finans vs MCB SmartApprove

Mo Finans by Cim Finance is a user-friendly app that gives you a secured access to your Cim Finance account(s), anytime, anywhere. Simple, fast and easy to use, Mo Finans brings your customer experience to a completely new level. You just need to log in with your National Identity Card (NIC) and your phone number (registered with Cim Finance) and create your personalised MPIN authentication for future log ins. If you have recently changed your phone number, kindly contact our team on -203 6800 to update your information. Find out more on the features of the Mo Finans Mobile App: 1. Accounts • view all your accounts and agreement details • view your product details • view your payment history • view your instalment amount, arrears if any and outstanding balance. • Manage quick links on dashboard • View Cim Finance products and services • Access to Loan Simulator 2. Payments • pay your monthly instalment and customise your amounts if required • choose your preferred payment option: MasterCard or Visa cards, Internet Banking or any Banking Apps. • download your transaction receipt • view your payment transaction status • view your payment details 3. Credit cards • view credit limit & credit card limit used in % • view your outstanding balance • view your amount due, minimum due and arrears if any • download your credit card statement • register for e-statements 4. Profile • Change your MPin 5. Stay informed • get the latest news on Cim Finance • receive useful tips • locate our nearest branch and counter with our Locate us tool • View Cim Finance products and services 6. Security • initial Log-in with your NIC and phone number • enhanced security with the One-Time-Password (OTP) • MPIN authentication • NIC number scanning facility • Biometric password setup For more information, kindly contact us on 2036800

MCB's SmartApprove application allows corporate signatory users to authorise their transactions using transaction signing. You will be able to login and authorise your payments in a simple and secure way. The application has the below main features: · Device registration using the bank user’s internet banking credentials backed by a two-factor security via one time password. · Authorise transactions In-band and Out of band. · Biometric features. · A dashboard providing the user with details on transactions already executed. · Receive notifications when making a payment to a new beneficiary, or an existing one with new account details or a beneficiary to whom payments have not been made during the last 18 months