WhatMatters vs SIB App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WhatMatters
This app guides users to reflect on life goals and financial strategies for achieving them. It covers income generation, saving, investing, lifestyle affordability, legacy planning, and wealth protection. Gain insights to better plan your financial future.
- Life goal reflection
- Financial strategy development
- Income generation scenarios
- Saving and investing guidance
- Lifestyle affordability assessment
- Legacy and wealth transfer planning
- Asset protection strategies
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With the WhatMatters App you are encouraged to think about your life goals and the ways to achieve them. It provides you with an opportunity to learn and reflect about creating and building, saving and investing, living and enjoying, sharing and leaving a legacy, and planning and protecting your wealth. Through the simple to understand learning sections, and a few easy questions, it makes you think about where you and your family are on the journey to achieve your financial goals and what you potentially need to change to achieve them with more certainty. Equipped with this knowledge you can plan your financial future better. Key Features: • Create and Build module prompts you to think about how you and your family are generating income, scenarios that can impact your ability to do so, and what you could do to protect that. • Save and Invest module talks about the importance of saving for your goals so that they become a reality. • Live and Enjoy is about gaining a clear understanding of the lifestyle you have chosen, and whether you are living a life you can afford. • Share and Legacy reminds you about how your wealth will continue to live beyond yourself, by transferring it from one generation to the next, investing in future generations. • Plan and Protect is about how to protect yourself, your family and your assets from unforeseen events. More Info The WhatMatters App is available to anyone who is interested in learning more about their personal finances and how to start thinking holistically about their wealth. It creates an opportunity for people to learn, reflect on their own lives, and to then take some action by indicating what some of their goals and needs are.
SIB App
This app provides a comprehensive platform for investment banking, management, securities trading, and corporate finance services. It serves as a single point of entry for various financial needs, established in Kenya in 1990.
- Investment Banking
- Investment Management
- Securities Trading
- Corporate Finance
- Single Point of Entry
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SIB is a fully fledged investment bank that was established in Kenya in 1990. It offers the market a single point of entry for Investment Banking, Investment Management, Securities Trading & Corporate Finance. invest@sib.co.ke SIB is licensed and regulated by the Capital Markets Authority- Kenya.
Screenshots
Verdict
The clearest difference is rating: SIB App at 5.0 against WhatMatters's 1.0. SIB App also leads on monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SIB App holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
WhatMatters ships an update every 3 weeks, SIB App every 5 weeks. The most recent releases landed on October 22, 2026 and October 31, 2026 respectively.
| Parameter | WhatMatters | SIB App |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 5.0 (1 ratings) — better |
| Number of ratings | 1 | 1 |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15 — better | 15.6 |
| Further details — not scored | ||
| Size | 1 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | Standard Bank Group | Standard Investment Bank Limited |
Customer experience
WhatMatters
SIB App
In-app purchases
WhatMatters
No in-app purchases
SIB App
No in-app purchases









