Comparison

WhatMatters vs SIB App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WhatMatters

This app guides users to reflect on life goals and financial strategies for achieving them. It covers income generation, saving, investing, lifestyle affordability, legacy planning, and wealth protection. Gain insights to better plan your financial future.

Highlights
  • Life goal reflection
  • Financial strategy development
  • Income generation scenarios
  • Saving and investing guidance
  • Lifestyle affordability assessment
  • Legacy and wealth transfer planning
  • Asset protection strategies
Features
Read full description

With the WhatMatters App you are encouraged to think about your life goals and the ways to achieve them. It provides you with an opportunity to learn and reflect about creating and building, saving and investing, living and enjoying, sharing and leaving a legacy, and planning and protecting your wealth. Through the simple to understand learning sections, and a few easy questions, it makes you think about where you and your family are on the journey to achieve your financial goals and what you potentially need to change to achieve them with more certainty. Equipped with this knowledge you can plan your financial future better. Key Features: • Create and Build module prompts you to think about how you and your family are generating income, scenarios that can impact your ability to do so, and what you could do to protect that. • Save and Invest module talks about the importance of saving for your goals so that they become a reality. • Live and Enjoy is about gaining a clear understanding of the lifestyle you have chosen, and whether you are living a life you can afford. • Share and Legacy reminds you about how your wealth will continue to live beyond yourself, by transferring it from one generation to the next, investing in future generations. • Plan and Protect is about how to protect yourself, your family and your assets from unforeseen events. More Info The WhatMatters App is available to anyone who is interested in learning more about their personal finances and how to start thinking holistically about their wealth. It creates an opportunity for people to learn, reflect on their own lives, and to then take some action by indicating what some of their goals and needs are.

About

SIB App

This app provides a comprehensive platform for investment banking, management, securities trading, and corporate finance services. It serves as a single point of entry for various financial needs, established in Kenya in 1990.

Highlights
  • Investment Banking
  • Investment Management
  • Securities Trading
  • Corporate Finance
  • Single Point of Entry
Features
Read full description

SIB is a fully fledged investment bank that was established in Kenya in 1990. It offers the market a single point of entry for Investment Banking, Investment Management, Securities Trading & Corporate Finance. invest@sib.co.ke SIB is licensed and regulated by the Capital Markets Authority- Kenya.

Screenshots

WhatMatters4 screens
SIB App4 screens

Verdict

The call

The clearest difference is rating: SIB App at 5.0 against WhatMatters's 1.0. SIB App also leads on monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SIB App holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

WhatMatters ships an update every 3 weeks, SIB App every 5 weeks. The most recent releases landed on October 22, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 7 level
WhatMatters versus SIB App: the parameters behind the verdict, then further details
ParameterWhatMattersSIB App
PriceFreeFree
Rating1.0 (1 ratings)5.0 (1 ratings) — better
Number of ratings11
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15 — better15.6
Further details — not scored
Size1 MB81 MB
Age rating4+4+
DeveloperStandard Bank GroupStandard Investment Bank Limited

Customer experience

WhatMatters

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

SIB App

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

WhatMatters

No in-app purchases

None

SIB App

No in-app purchases

Questions

Is WhatMatters free?
WhatMatters is free to download, with no in-app purchases.
Is SIB App free?
SIB App is free to download, with no in-app purchases.
Which has better reviews, WhatMatters or SIB App?
SIB App is rated higher. WhatMatters averages 1.0 out of 5 from 1 ratings, while SIB App averages 5.0 from 1 ratings.
Do WhatMatters or SIB App have ads?
Neither WhatMatters nor SIB App shows ads.
Which is updated more often, WhatMatters or SIB App?
WhatMatters ships an update every 3 weeks, and SIB App every 5 weeks. Most recently, WhatMatters was updated on October 22, 2026 and SIB App on October 31, 2026.

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