Comparison

PointPay・Cryptocurrency Wallet vs DeFiChain Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PointPay・Cryptocurrency Wallet

This app allows users to easily buy, manage, and track various cryptocurrencies. It offers a convenient platform for beginners to enter the crypto market, with options to purchase digital assets using credit cards and mobile payment services. Users can also earn daily interest on their holdings and stake specific tokens for additional benefits.

Highlights
  • Buy Bitcoin, Ethereum, and other cryptocurrencies
  • Accepts credit cards, bank transfers, Apple Pay, Google Pay
  • Earn daily interest on crypto assets
  • Stake PXP tokens for rewards
  • Crypto School for learning
  • 24/7 technical support
Features
Read full description

THE FIRST BLOCKCHAIN CRYPTOBANK IN THE WORLD! PointPay is convenient and safe. 1. SUITABLE FOR BEGINNERS If you are new to the cryptocurrency world and are thinking of where to start, PointPay blockchain cryptobank is a great solution. You will be able to easily create a cryptocurrency account at PointPay CryptoBank and make purchases of Bitcoin and other currencies. 2. QUICK BUY CRYPTO PointPay provides the fastest and most convenient service for buying cryptocurrencies. Purchase Bitcoin BTC, Ethereum ETH, Tether USDT, and other cryptocurrencies using credit cards, bank transfers, Apple Pay / Samsung Pay / Google Pay. Get your first crypto assets in just seconds. 3. DAILY INTEREST RATE Open a secure PointPay CryptoBank account and receive the highest interest rates on your crypto assets daily. 4. STAKING PXP Take advantage of the unique approach for PXP token staking. Up to 7% per annum. Enjoy reduced fees and premium support as a bonus. 5. CLIENTS - MOST IMPORTANT Our mobile apps are available in 18 languages. Also, be sure to check out the Crypto School section, where you can find and learn useful information on working with crypto assets. We have a responsive and attentive technical support team 24/7 that will answer any questions you may have. Feel free to reach out to us!

About

DeFiChain Wallet

Access a decentralized finance ecosystem powered by a secure blockchain linked to Bitcoin. Manage your assets, trade dTokens on a decentralized exchange, and access trust-less loans. This non-custodial wallet keeps you in full control of your funds.

Highlights
  • Manage and view assets
  • Trade dTokens on DEX
  • Supply liquidity to pools
  • Access decentralized loans
  • Non-custodial fund control
  • Secure with recovery phrase
Features
Read full description

DEFI AT YOUR FINGERTIPS DeFiChain Wallet is your gateway to #NativeDeFi – the open, decentralized and lucrative finance ecosystem powered by DeFiChain, a secure blockchain which marries decentralized finance with the security and immutability of Bitcoin. PORTFOLIO Designed on the principles of convenience, you can now manage and view all your assets on DeFiChain conveniently using the Portfolio page. TRADE dTOKENS ON DEX Seamlessly trade dTokens and crypto-assets on the DEX with the wallet. Supply liquidity to DEX pools like DFI-DUSD and more, and earn high yields while powering the decentralized exchange. DECENTRALIZED LOANS Unlock more financial potential with trust-less decentralized loans and access dTokens with collateralized vaults on the blockchain. Gain access to collateral tokens at a great value by participating in auctions for liquidated vaults. NON-CUSTODIAL Remain in full control of your funds by taking custody of your 24-word recovery phrase, protected by a 6-digit passcode. USEFUL TIPS Moving from the desktop wallet app? Your recovery words and wallet.dat from the desktop wallet app are not compatible with the mobile light wallet app. To move from the desktop app to the mobile app, follow these steps: 1. Download and install mobile app 2. Create a new wallet in the mobile app 3. Create a new receiving address in the mobile app 4. Send all DFI, tokens and LP (liquidity provider) tokens in desktop app to the mobile app receiving address created in step three. Transferring masternodes? Creating masternodes is not possible in the current version of the mobile app. We recommend that you continue with your existing masternode owner and operator setups.

Screenshots

PointPay・Cryptocurrency Wallet4 screens
DeFiChain Wallet4 screens

Verdict

The call

PointPay・Cryptocurrency Wallet and DeFiChain Wallet both sit at 4.6 stars, but that hides the real split: 96% of DeFiChain Wallet's written reviews are positive against 77% of PointPay・Cryptocurrency Wallet's. DeFiChain Wallet also leads on iOS requirement (13.4 vs 15.1). PointPay・Cryptocurrency Wallet's advantage is ratings volume (695 vs 29). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for PointPay・Cryptocurrency Wallet against 4.6 for DeFiChain Wallet. That said, the two scores are not equally well evidenced: PointPay・Cryptocurrency Wallet has 695 ratings behind it against 29, so its average is the more settled of the two. Written reviews are what separate them: 77% of PointPay・Cryptocurrency Wallet's written reviews are positive against 96% of DeFiChain Wallet's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 9 days. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
PointPay・Cryptocurrency Wallet versus DeFiChain Wallet: the parameters behind the verdict, then further details
ParameterPointPay・Cryptocurrency WalletDeFiChain Wallet
PriceFreeFree
Rating4.6 (695 ratings) — better4.6 (29 ratings)
Positive reviews76.9% of reviews95.6% of reviews — better
Number of ratings695 — better29
Update frequencyEvery 9 daysEvery 9 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.113.4 — better
Further details — not scored
Size66 MB37 MB
Age rating4+4+
DeveloperPoint Pay LTDDavid Pusch

Customer experience

PointPay・Cryptocurrency Wallet

All ratings695 ratings
Positive91.1%
Neutral1.3%
Negative7.6%
Written reviews385 reviews
Positive76.9%
Neutral2.1%
Negative21.0%

DeFiChain Wallet

All ratings29 ratings
Positive86.2%
Neutral6.9%
Negative6.9%
Written reviews68 reviews
Positive95.6%
Neutral2.9%
Negative1.5%

Bugs and requests

PointPay・Cryptocurrency Wallet

Reported bugs

2 issues
  • Login screen freezes
  • Withdrawal delays and processing errors

Requested features

3 requests
  • P2P trading functionality
  • More advanced trading tools and analytics
  • Improved multi-device synchronization

DeFiChain Wallet

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PointPay・Cryptocurrency Wallet

No in-app purchases

None

DeFiChain Wallet

No in-app purchases

Questions

Is PointPay・Cryptocurrency Wallet free?
PointPay・Cryptocurrency Wallet is free to download, with no in-app purchases.
Is DeFiChain Wallet free?
DeFiChain Wallet is free to download, with no in-app purchases.
Which has better reviews, PointPay・Cryptocurrency Wallet or DeFiChain Wallet?
PointPay・Cryptocurrency Wallet is rated higher. PointPay・Cryptocurrency Wallet averages 4.6 out of 5 from 695 ratings, while DeFiChain Wallet averages 4.6 from 29 ratings.
Do PointPay・Cryptocurrency Wallet or DeFiChain Wallet have ads?
Neither PointPay・Cryptocurrency Wallet nor DeFiChain Wallet shows ads.
Which is updated more often, PointPay・Cryptocurrency Wallet or DeFiChain Wallet?
PointPay・Cryptocurrency Wallet ships an update every 9 days, and DeFiChain Wallet every 9 days. Most recently, PointPay・Cryptocurrency Wallet was updated on November 7, 2026 and DeFiChain Wallet on November 3, 2026.

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