PointPay・Cryptocurrency Wallet vs DeFiChain Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PointPay・Cryptocurrency Wallet
This app allows users to easily buy, manage, and track various cryptocurrencies. It offers a convenient platform for beginners to enter the crypto market, with options to purchase digital assets using credit cards and mobile payment services. Users can also earn daily interest on their holdings and stake specific tokens for additional benefits.
- Buy Bitcoin, Ethereum, and other cryptocurrencies
- Accepts credit cards, bank transfers, Apple Pay, Google Pay
- Earn daily interest on crypto assets
- Stake PXP tokens for rewards
- Crypto School for learning
- 24/7 technical support
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THE FIRST BLOCKCHAIN CRYPTOBANK IN THE WORLD! PointPay is convenient and safe. 1. SUITABLE FOR BEGINNERS If you are new to the cryptocurrency world and are thinking of where to start, PointPay blockchain cryptobank is a great solution. You will be able to easily create a cryptocurrency account at PointPay CryptoBank and make purchases of Bitcoin and other currencies. 2. QUICK BUY CRYPTO PointPay provides the fastest and most convenient service for buying cryptocurrencies. Purchase Bitcoin BTC, Ethereum ETH, Tether USDT, and other cryptocurrencies using credit cards, bank transfers, Apple Pay / Samsung Pay / Google Pay. Get your first crypto assets in just seconds. 3. DAILY INTEREST RATE Open a secure PointPay CryptoBank account and receive the highest interest rates on your crypto assets daily. 4. STAKING PXP Take advantage of the unique approach for PXP token staking. Up to 7% per annum. Enjoy reduced fees and premium support as a bonus. 5. CLIENTS - MOST IMPORTANT Our mobile apps are available in 18 languages. Also, be sure to check out the Crypto School section, where you can find and learn useful information on working with crypto assets. We have a responsive and attentive technical support team 24/7 that will answer any questions you may have. Feel free to reach out to us!
DeFiChain Wallet
Access a decentralized finance ecosystem powered by a secure blockchain linked to Bitcoin. Manage your assets, trade dTokens on a decentralized exchange, and access trust-less loans. This non-custodial wallet keeps you in full control of your funds.
- Manage and view assets
- Trade dTokens on DEX
- Supply liquidity to pools
- Access decentralized loans
- Non-custodial fund control
- Secure with recovery phrase
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DEFI AT YOUR FINGERTIPS DeFiChain Wallet is your gateway to #NativeDeFi – the open, decentralized and lucrative finance ecosystem powered by DeFiChain, a secure blockchain which marries decentralized finance with the security and immutability of Bitcoin. PORTFOLIO Designed on the principles of convenience, you can now manage and view all your assets on DeFiChain conveniently using the Portfolio page. TRADE dTOKENS ON DEX Seamlessly trade dTokens and crypto-assets on the DEX with the wallet. Supply liquidity to DEX pools like DFI-DUSD and more, and earn high yields while powering the decentralized exchange. DECENTRALIZED LOANS Unlock more financial potential with trust-less decentralized loans and access dTokens with collateralized vaults on the blockchain. Gain access to collateral tokens at a great value by participating in auctions for liquidated vaults. NON-CUSTODIAL Remain in full control of your funds by taking custody of your 24-word recovery phrase, protected by a 6-digit passcode. USEFUL TIPS Moving from the desktop wallet app? Your recovery words and wallet.dat from the desktop wallet app are not compatible with the mobile light wallet app. To move from the desktop app to the mobile app, follow these steps: 1. Download and install mobile app 2. Create a new wallet in the mobile app 3. Create a new receiving address in the mobile app 4. Send all DFI, tokens and LP (liquidity provider) tokens in desktop app to the mobile app receiving address created in step three. Transferring masternodes? Creating masternodes is not possible in the current version of the mobile app. We recommend that you continue with your existing masternode owner and operator setups.
Screenshots
Verdict
PointPay・Cryptocurrency Wallet and DeFiChain Wallet both sit at 4.6 stars, but that hides the real split: 96% of DeFiChain Wallet's written reviews are positive against 77% of PointPay・Cryptocurrency Wallet's. DeFiChain Wallet also leads on iOS requirement (13.4 vs 15.1). PointPay・Cryptocurrency Wallet's advantage is ratings volume (695 vs 29). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for PointPay・Cryptocurrency Wallet against 4.6 for DeFiChain Wallet. That said, the two scores are not equally well evidenced: PointPay・Cryptocurrency Wallet has 695 ratings behind it against 29, so its average is the more settled of the two. Written reviews are what separate them: 77% of PointPay・Cryptocurrency Wallet's written reviews are positive against 96% of DeFiChain Wallet's.
Both ship on a similar rhythm, roughly every 9 days. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.
| Parameter | PointPay・Cryptocurrency Wallet | DeFiChain Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (695 ratings) — better | 4.6 (29 ratings) |
| Positive reviews | 76.9% of reviews | 95.6% of reviews — better |
| Number of ratings | 695 — better | 29 |
| Update frequency | Every 9 days | Every 9 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 13.4 — better |
| Further details — not scored | ||
| Size | 66 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Point Pay LTD | David Pusch |
Customer experience
PointPay・Cryptocurrency Wallet
DeFiChain Wallet
Bugs and requests
PointPay・Cryptocurrency Wallet
Reported bugs
2 issues- Login screen freezes
- Withdrawal delays and processing errors
Requested features
3 requests- P2P trading functionality
- More advanced trading tools and analytics
- Improved multi-device synchronization
DeFiChain Wallet
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PointPay・Cryptocurrency Wallet
No in-app purchases
DeFiChain Wallet
No in-app purchases
Questions
Is PointPay・Cryptocurrency Wallet free?
Is DeFiChain Wallet free?
Which has better reviews, PointPay・Cryptocurrency Wallet or DeFiChain Wallet?
Do PointPay・Cryptocurrency Wallet or DeFiChain Wallet have ads?
Which is updated more often, PointPay・Cryptocurrency Wallet or DeFiChain Wallet?
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