Comparison

PointPay・Cryptocurrency Wallet vs Dioko

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PointPay・Cryptocurrency Wallet

This app allows users to easily buy, manage, and track various cryptocurrencies. It offers a convenient platform for beginners to enter the crypto market, with options to purchase digital assets using credit cards and mobile payment services. Users can also earn daily interest on their holdings and stake specific tokens for additional benefits.

Highlights
  • Buy Bitcoin, Ethereum, and other cryptocurrencies
  • Accepts credit cards, bank transfers, Apple Pay, Google Pay
  • Earn daily interest on crypto assets
  • Stake PXP tokens for rewards
  • Crypto School for learning
  • 24/7 technical support
Features
Read full description

THE FIRST BLOCKCHAIN CRYPTOBANK IN THE WORLD! PointPay is convenient and safe. 1. SUITABLE FOR BEGINNERS If you are new to the cryptocurrency world and are thinking of where to start, PointPay blockchain cryptobank is a great solution. You will be able to easily create a cryptocurrency account at PointPay CryptoBank and make purchases of Bitcoin and other currencies. 2. QUICK BUY CRYPTO PointPay provides the fastest and most convenient service for buying cryptocurrencies. Purchase Bitcoin BTC, Ethereum ETH, Tether USDT, and other cryptocurrencies using credit cards, bank transfers, Apple Pay / Samsung Pay / Google Pay. Get your first crypto assets in just seconds. 3. DAILY INTEREST RATE Open a secure PointPay CryptoBank account and receive the highest interest rates on your crypto assets daily. 4. STAKING PXP Take advantage of the unique approach for PXP token staking. Up to 7% per annum. Enjoy reduced fees and premium support as a bonus. 5. CLIENTS - MOST IMPORTANT Our mobile apps are available in 18 languages. Also, be sure to check out the Crypto School section, where you can find and learn useful information on working with crypto assets. We have a responsive and attentive technical support team 24/7 that will answer any questions you may have. Feel free to reach out to us!

About

Dioko

Features
Read full description

Take control of your money with Dioko — the personal finance tracker that makes it effortless to capture every expense and income stream, so you always know exactly where your money goes. Track Everything, Effortlessly Add expenses and income in seconds. Choose a name, category, amount, and frequency — weekly, fortnightly, monthly, quarterly, or yearly — and Dioko handles the rest. Every transaction is stored locally on your device, keeping your financial data private and always available. Understand Your Real Financial Position Dioko automatically scales your transactions to monthly, quarterly, or yearly totals so you can see the true cost of your lifestyle at any horizon. Switch between views with a tap and instantly understand how your spending and income compare. Visualise Where Your Money Goes The home dashboard shows a live bar chart of your top expense categories, a breakdown by category, and a clear income vs. expense surplus metric — so the health of your finances is visible at a glance. Tap any data point to refresh and animate the charts. Powerful Stats Screen Dive deeper on the Stats screen. Filter by expense or income, switch reporting periods, and explore a full category breakdown with an animated doughnut chart for utilities. A pull-to-refresh keeps everything up to date. Search and Browse The Search screen lets you find any transaction instantly by name or category. Swipe to delete entries you no longer need. Full Transaction Detail Tap any transaction to see its full detail — amount, category, frequency, yearly and quarterly projections, and whether it's included in your financial metrics. Edit transactions on the spot and your dashboard updates immediately. Secure Login with Face ID / Touch ID Sign in quickly and securely with biometric authentication. Dioko uses iOS Keychain to store your credentials safely, and you can enable or disable biometrics at any time from your profile. Backup and Restore Export all your transactions and categories to a plain-text file you can save to Files, AirDrop, or email to yourself. Reimport the file at any time to restore your data — ideal when switching devices. Personalise Your Profile Add your full name, mobile, city, and country. Upload a profile photo. Dioko surfaces a fresh piece of financial wisdom each time you visit your profile, powered by a live advice feed. Onboarding for New Users A beautiful four-slide onboarding flow welcomes first-time users and explains the key features before they dive in. Your data never leaves your device. Dioko stores everything locally using iOS UserDefaults and Keychain — no account servers, no cloud sync, no ads.

Screenshots

PointPay・Cryptocurrency Wallet4 screens
Dioko4 screens

Verdict

The call

The clearest difference is iOS requirement: PointPay・Cryptocurrency Wallet at 15.1 against Dioko's 18.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PointPay・Cryptocurrency Wallet ships an update every 9 days, Dioko every 5 days. The most recent releases landed on October 27, 2026 and October 19, 2026 respectively.

Scorecard1 real difference · 9 level
PointPay・Cryptocurrency Wallet versus Dioko: the parameters behind the verdict, then further details
ParameterPointPay・Cryptocurrency WalletDioko
PriceFreeFree
Rating4.6 (695 ratings) — better—
Positive reviews76.9% of reviews—
Number of ratings695 — better—
Update frequencyEvery 9 daysEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better18.2
Further details — not scored
Size66 MB6 MB
Age rating4+4+
DeveloperPoint Pay LTDMichael Valaris

Bugs and requests

PointPay・Cryptocurrency Wallet

Reported bugs

2 issues
  • Login screen freezes
  • Withdrawal delays and processing errors

Requested features

3 requests
  • P2P trading functionality
  • More advanced trading tools and analytics
  • Improved multi-device synchronization

Dioko

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PointPay・Cryptocurrency Wallet

No in-app purchases

None

Dioko

No in-app purchases

Questions

Is PointPay・Cryptocurrency Wallet free?
PointPay・Cryptocurrency Wallet is free to download, with no in-app purchases.
Is Dioko free?
Dioko is free to download, with no in-app purchases.
Do PointPay・Cryptocurrency Wallet or Dioko have ads?
Neither PointPay・Cryptocurrency Wallet nor Dioko shows ads.
Which is updated more often, PointPay・Cryptocurrency Wallet or Dioko?
PointPay・Cryptocurrency Wallet ships an update every 9 days, and Dioko every 5 days. Most recently, PointPay・Cryptocurrency Wallet was updated on October 27, 2026 and Dioko on October 19, 2026.

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