Mobility CU Card Secure vs StateCS CardNav
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mobility CU Card Secure
Receive real-time alerts for card transactions, set spending limits, and control where your card can be used. Instantly turn your card on or off to prevent unauthorized activity.
- Real-time transaction alerts
- Location-based transaction controls
- Spending limit settings
- Transaction monitoring by category
- Card on/off toggle
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Alerts Enable Safe, Secure Card Usage Real-time alerts for PIN and signature transactions keep you informed of your card usage to quickly detect unauthorized or fraudulent activity. Location-Based Controls and Alerts Restrict transactions to merchants near your location (using your phone’s GPS) or by region using city, state, country or zip code on an interactive map. Usage Controls and Alerts Set spending limits to decline transactions above your thresholds. Monitor activity by category such as gas stations and restaurants, and by type: in-store purchases, e-commerce transactions and ATM transactions. Card On/Off Setting When “on” transactions are allowed per settings. When “off,” purchases or withdrawals are declined.
StateCS CardNav
Take full control of your debit and credit card spending. Manage transaction types, locations, and merchant categories. Instantly turn cards on or off, set spending limits, and receive real-time alerts to prevent fraud.
- Set transaction type controls
- Define geographic usage rules
- Specify merchant category restrictions
- Instantly turn cards on/off
- Enable GPS location limits
- Set dollar transaction limits
- Receive real-time fraud alerts
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CardNav – Full control over your debit and credit card usage in a way you’ve never had before • Manage how, when and where your cards are used—on your own terms. CardNav enables you to set controls regarding the transaction types, geographic rules, and the merchant types where your card can be used. • Turn any card on, or off—in seconds. It’s as simple as a toggle. Perfect for safety, security… and those scary moments when you’re not quite sure where your card might be. • Ensure you are the only person using your cards. GPS capabilities can either limit where your card is used—or assure it’s only able to be used when with you. • Turn your cards into active budget participants. Set dollar limits for transactions, and receive alerts when those limits are being reached. No more worrying about going over budget! • Stop fraudulent activity before it even happens with the alert feature of CardNav. Based on your preferences, CardNav can send you a real-time alert when your card is used outside of your chosen preferences, giving you the power to deny the transaction or turn your card off. Alert preferences can be set by: • Location – based on where the transaction occurs • Transaction type – based on type of transaction at point of sale • Merchant type – based on the type of merchant where the transaction occurred • Threshold – based on the threshold amount set by the user (i.e. – transactions over $500 receive an alert)
Screenshots
Verdict
The clearest difference is rating: StateCS CardNav at 5.0 against Mobility CU Card Secure's 2.5. StateCS CardNav also leads on update cadence (every 3 months vs every 12 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
StateCS CardNav holds the better App Store score, 5.0 against 2.5. Both are backed by a comparable volume of ratings — 4 and 3 respectively.
Mobility CU Card Secure ships an update every 12 months, StateCS CardNav every 3 months. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.
| Parameter | Mobility CU Card Secure | StateCS CardNav |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (4 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 4 — better | 3 |
| Update frequency | Every 12 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 | 14.0 |
| Further details — not scored | ||
| Size | 77 MB | 82 MB |
| Age rating | 4+ | 4+ |
| Developer | MOBILITY Credit Union | State CS Employees Federal Credit Union |
Customer experience
Mobility CU Card Secure
StateCS CardNav
In-app purchases
Mobility CU Card Secure
No in-app purchases
StateCS CardNav
No in-app purchases
Questions
Is Mobility CU Card Secure free?
Is StateCS CardNav free?
Which has better reviews, Mobility CU Card Secure or StateCS CardNav?
Do Mobility CU Card Secure or StateCS CardNav have ads?
Which is updated more often, Mobility CU Card Secure or StateCS CardNav?
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