Comparison

FIS Digital One Consumer vs Second Phone Number 2nd Text

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FIS Digital One Consumer

This app allows users to view account balances, make Zelle payments, manage their digital wallet, and control their cards. It also provides credit insights and features dynamic bank branding for a personalized experience.

Highlights
  • Account lists and balances
  • Zelle payments
  • Digital wallet management
  • Card controls
  • Credit insights
  • Dynamic bank branding
Features
Read full description

Sales enablement tool to showcase the Digital One Consumer Mobile experience Features include: - Account lists and balances - Zelle payments - Wallet - Card controls - Credit insights - Dynamic bank branding Note: All third party services are examples of their integrations.

About

Second Phone Number 2nd Text

This app provides a full business phone system on your mobile device, allowing you to manage multiple virtual phone numbers for professional communication. It offers unlimited calls and texts via VoIP, an auto-secretary, and call management features, all without needing cellular data.

Highlights
  • Multiple virtual phone numbers
  • Local and toll-free numbers
  • Unlimited calls and texts (USA/Canada)
  • Auto secretary with greetings
  • VoIP calling (no cellular data needed)
  • Call filtering and blocking
Features
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Keep your real number private. Second Phone Number 2nd Text adds a second line to the phone you already carry — no extra SIM, no second device, no contract. WHAT YOU GET • A real US or Canadian local number, picked by country and area code • Send and receive SMS and MMS, photos included • Place and take calls using your phone's native call screen • Voicemail with playback and transcription • Your second line stays in one app, separate from your personal inbox AI THAT DOES REAL WORK • Smart replies drafted from the conversation actually in front of you • Rewrite any draft: shorter, warmer, more professional, or just corrected • One-tap summary of a long thread • Incoming spam and scam detection, with a filter level you set COMPLIANCE BUILT IN, SO YOUR LINE STAYS ALIVE Every outgoing message is checked before it leaves. If something would break carrier or legal rules, the app tells you which category it tripped and why, and lets you edit and resend. A Message checks screen keeps the whole history. No silent bans, no mystery shutdowns. CONTROL OVER YOUR LINE • Do not disturb • Call forwarding to any real number • Auto-reply when you cannot pick up • Spam filter levels and a blocked-numbers list • Your own recorded voicemail greeting • Import contacts, or just type a number DESIGNED FOR EVERY MOMENT Light and dark mode, iPhone layouts, Dynamic Type, reduced motion, and honest loading, empty, offline and permission states. STRAIGHT ANSWERS • One active number per subscription. You can change your number whenever you want. • A number left unused for a long time is recycled back to the pool. The app shows your number's status before that happens. • Some banks and services reject internet-based numbers for verification codes. We will not pretend otherwise. • Delete your account and your data from Settings at any time. SUBSCRIPTION The app is browsable before you subscribe; using your line requires an active subscription. Weekly with a free trial, or yearly. Payment is charged to your Apple ID at confirmation of purchase. A subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours of the end of the period. Manage your subscription and turn off auto-renew in your Apple ID account settings after purchase. Any unused portion of a free trial is forfeited when you buy a subscription. Restore Purchases is in Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://2phone-ios-x30x.pages.dev/p/2phone-ios/privacy

Screenshots

FIS Digital One Consumer4 screens
Second Phone Number 2nd Text4 screens

Verdict

The call

The clearest difference is rating: Second Phone Number 2nd Text at 4.7 against FIS Digital One Consumer's 3.8. Second Phone Number 2nd Text also leads on ratings volume (788 vs 4) and update cadence (fortnightly vs every 6 weeks). FIS Digital One Consumer's advantage is in-app purchases (none vs 8) and iOS requirement (11.0 vs 15.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Second Phone Number 2nd Text sells 8 in-app purchases, starting at $7.99 per 7 days. FIS Digital One Consumer asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Second Phone Number 2nd Text holds the better App Store score, 4.7 against 3.8. That said, the two scores are not equally well evidenced: Second Phone Number 2nd Text has 788 ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

FIS Digital One Consumer ships an update every 6 weeks, Second Phone Number 2nd Text fortnightly. Both last shipped on November 3, 2026.

Scorecard6 real differences · 4 level
FIS Digital One Consumer versus Second Phone Number 2nd Text: the parameters behind the verdict, then further details
ParameterFIS Digital One ConsumerSecond Phone Number 2nd Text
PriceFreeFree
Rating3.8 (4 ratings)4.7 (788 ratings) — better
Positive reviews—47.1% of reviews
Number of ratings4788 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size38 MB47 MB
Age rating4+4+
DeveloperFISAppFabric LLC

Customer experience

FIS Digital One Consumer

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

Second Phone Number 2nd Text

All ratings786 ratings
Positive92.7%
Neutral3.4%
Negative3.8%
Written reviews51 reviews
Positive47.1%
Neutral3.9%
Negative49.0%

Bugs and requests

FIS Digital One Consumer

Not enough reviews yet to summarise bugs or requests.

Second Phone Number 2nd Text

Reported bugs

4 issues
  • Incoming calls going directly to voicemail
  • Inability to create new chats
  • Texts not delivering
  • App not allowing re-download after cancellation

Requested features

4 requests
  • Add option to delete messages and calls
  • Add option to block contacts
  • Improve customer support and responsiveness
  • Expand to more countries

In-app purchases

None

FIS Digital One Consumer

No in-app purchases

8 purchases

Second Phone Number 2nd Text

Subscriptions8
  • Premium subscription$7.997 Days
  • Weekly Premium$9.997 Days
  • Premium subscription$9.997 Days
Show 5 more
  • Monthly premium$11.991 Month
  • Monthly premium$14.991 Month
  • Yearly premium$49.991 Year
  • Premium Subscription$49.991 Year
  • Yearly Premium$99.991 Year

Questions

Is FIS Digital One Consumer free?
FIS Digital One Consumer is free to download, with no in-app purchases.
Is Second Phone Number 2nd Text free?
Second Phone Number 2nd Text is free to download, with in-app purchases available.
Which has better reviews, FIS Digital One Consumer or Second Phone Number 2nd Text?
Second Phone Number 2nd Text is rated higher. FIS Digital One Consumer averages 3.8 out of 5 from 4 ratings, while Second Phone Number 2nd Text averages 4.7 from 788 ratings.
Do FIS Digital One Consumer or Second Phone Number 2nd Text have ads?
Neither FIS Digital One Consumer nor Second Phone Number 2nd Text shows ads.
Which is updated more often, FIS Digital One Consumer or Second Phone Number 2nd Text?
FIS Digital One Consumer ships an update every 6 weeks, and Second Phone Number 2nd Text fortnightly. Most recently, FIS Digital One Consumer was updated on November 3, 2026 and Second Phone Number 2nd Text on November 3, 2026.

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