PayBy vs nol Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayBy
This app offers a secure and convenient way to make cashless and contactless payments using facial recognition and fingerprint technology. It provides access to discounts, coupons, and loyalty benefits at various merchants, and allows users to manage bank cards, mobile top-ups, and cash transactions without visiting a bank.
- Facial recognition and fingerprint security
- QR code payments
- Cashless and contactless transactions
- Access to coupons and discounts
- Loyalty benefits
- Manage bank cards and mobile top-ups
- Cash in and out functionality
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As an Abu Dhabi-based Fintech company, PayBy is dedicated to meet your various payment needs with the world-class facial recognition and fingerprint technology that guards the security of your funds. Free from the cash-and-carry disorder. Have you ever used QR Code to pay? It’s a cashless, contactless, easy and convenient way to make online and offline payments. All you need is a smartphone and PayBy. Enjoy multiple Coupons & Discounts. Covering high-frequency payment scenarios, including supermarkets, pharmacies, hotels, we offer latest discounts, coupons and exclusive loyalty benefits. Be the first to know and save more with PayBy. More secure and faster access to shop. Guard the security of your shopping with the world-class technology. Only a few simple steps and you are ready to use PayBy. Manage your wallet & finances with higher security. Manage your Bank Card, Mobile Top-up and Cash In & Out without visiting the bank. Save yourself the time, hassle, and cost when managing your finances.
nol Pay
Manage your nol card for seamless travel in Dubai. Top up, check balances, and apply for new cards directly from your mobile device. This official RTA app simplifies your commute.
- Top up nol card via NFC
- Add travel passes
- Check card information
- Apply for personal nol cards
- Register anonymous nol cards
- Link cards to RTA account
- Report lost/damaged cards
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The nol Pay app is an official RTA app designed to make commuting easier for Dubai residents, commuters and tourists. With nol Pay, commuting in Dubai is more convenient than ever • Top up or add travel passes to your nol card using your mobile through NFC function anytime, anywhere • Check the card information and manage your card whenever you want through NFC function • Apply or renew for your personal nol Cards • Register your anonymous nol Cards • Link your personal or registered nol Cards to RTA account • Report lost/damaged for your personal or registered nol Cards
Screenshots
Verdict
The clearest difference is review sentiment: nol Pay at 33% against PayBy's 15%. PayBy's advantage is iOS requirement (11.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayBy ships an update every 5 weeks, nol Pay monthly. Both last shipped on November 3, 2026.
| Parameter | PayBy | nol Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (10 ratings) — better | — |
| Positive reviews | 15.0% of reviews | 33.3% of reviews — better |
| Number of ratings | 10 — better | — |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 139 MB | 64 MB |
| Age rating | 17+ | 4+ |
| Developer | Botim Money Technology LLC | Roads & Transport Authority |
Customer experience
PayBy
nol Pay
In-app purchases
PayBy
No in-app purchases
nol Pay
No in-app purchases
