Comparison

SeylanPay Merchant vs LendPal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SeylanPay Merchant

Features
Read full description

SeylanPay is a mobile payment solution that brings the convenience and accessibility to your day to day life by making a accepting payments in a simple, secured, hassle-free and convenient way. SeylanPay – Merchant mobile app supports acquiring VISA, MasterCard and LanakaQR payments by any customer who has EMV.co standard Scan and Pay QR app. Customers across Sri Lanka with a Mobile App that support VISA, MasterCard and LANKAQR enabled QR payment Apps can pay by scanning the SeylanPay – Merchant App QR Code. All you have to do is display the QR code generated by the SeylanPay – Merchant app at the point of sale and customer can scan it and make the payment then and there. SeylanPay – Merchant mobile application enables you to; · Acquire payments via LANKAQR QR, VISA and or MasterCard payments schemes · Generate dynamic QR on the app itself and or display a static QR code · Obtain transaction confirmation. · View transaction history. · View and take action on complaint about a disputed transaction using the app and it will be notified to the customer instantly. Please call us on +94 11 2 008 888 or email info@seylan.lk for further details or inquiries.

About

LendPal

Easily track personal loans and repayments in one place. Monitor outstanding balances, record payments flexibly, and stay organized with loan grouping and due date tracking. Offers customization and security features.

Highlights
  • Track outstanding loan balances
  • Record and edit repayments
  • Group loans by person
  • Identify overdue loans
  • Customizable currency and appearance
  • Face ID/Touch ID protection
Features
Read full description

Lending money shouldn’t mean losing track of it. LendPal gives you one clear place to record personal loans, follow repayments, and understand what is still outstanding—whether you’re helping a friend, relative, or someone you trust. SEE THE FULL PICTURE • View the outstanding balance across all active loans • Review money lent and repayments received during any selected period • See whether each period resulted in a net inflow or outflow STAY ORGANIZED • Group loans by person • Keep active loans separate from settled history • Track principal, repayments, remaining balance, and progress • Add due dates and quickly identify overdue loans RECORD REPAYMENTS FLEXIBLY • Add and edit individual payments • Record amounts received above the original principal • Mark a loan as fully paid or forgiven • Correct payment details after a loan has been settled MAKE IT YOURS • Choose your preferred currency • Use light, dark, or system appearance • Protect the app with Face ID or Touch ID where supported LENDPAL PREMIUM Upgrade to unlock unlimited loans, complete loan history, due-date reminders, CSV data export, and iCloud sync across your devices. LendPal is a personal record-keeping tool. It does not lend money, collect debts, or provide financial advice. SUBSCRIPTION TERMS LendPal Premium is available through auto-renewable monthly, three-month, and yearly subscriptions. Payment will be charged to your Apple Account upon confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current subscription period. You can manage or cancel your subscription through your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sylvan-d-ash.github.io/portfolio/lendpal/privacy.html

Screenshots

SeylanPay Merchant4 screens
LendPal4 screens

Verdict

The call

The clearest difference is in-app purchases: SeylanPay Merchant at none against LendPal's 3. SeylanPay Merchant also leads on iOS requirement (15.6 vs 18.4). LendPal's advantage is update cadence (weekly vs every 10 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LendPal sells 3 in-app purchases, starting at $2.99 per month. SeylanPay Merchant asks for nothing beyond the download.

UpkeepUpdate frequency

SeylanPay Merchant ships an update every 10 months, LendPal weekly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 6 level
SeylanPay Merchant versus LendPal: the parameters behind the verdict, then further details
ParameterSeylanPay MerchantLendPal
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 10 monthsWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better18.4
Further details — not scored
Size62 MB8 MB
Age rating4+4+
DeveloperSeylan Bank PLCJohn Mutua

In-app purchases

None

SeylanPay Merchant

No in-app purchases

3 purchases

LendPal

Subscriptions3
  • Monthly Plan$2.991 Month
  • 3-Months Plan$6.993 Months
  • Annual Plan$24.991 Year

Questions

Is SeylanPay Merchant free?
SeylanPay Merchant is free to download, with no in-app purchases.
Is LendPal free?
LendPal is free to download, with in-app purchases available.
Do SeylanPay Merchant or LendPal have ads?
Neither SeylanPay Merchant nor LendPal shows ads.
Which is updated more often, SeylanPay Merchant or LendPal?
SeylanPay Merchant ships an update every 10 months, and LendPal weekly. Most recently, SeylanPay Merchant was updated on November 3, 2026 and LendPal on November 5, 2026.

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