Comparison

Net Worth Tracker vs Inheritor

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Manually track your assets and debts without linking bank accounts or budgeting. See your net worth, money balance, and monthly progress with clear visualizations. Simple, private, and easy to follow personal finance management.

Highlights
  • Manual asset and debt tracking
  • Net worth calculation
  • Import spreadsheets (CSV, TXT)
  • Home and lock screen widgets
  • Cross-device syncing
  • Data export
  • Bank-level security
Features
Read full description

Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy

About

Inheritor

Features
Read full description

Inheritor - On-Chain Digital Inheritance Create your Digital Will in minutes. Securely tokenize and pass on what matters most - from crypto keys and login credentials to property deeds and final messages. Everything is encrypted with quantum-safe cryptography, stored permanently on decentralized infrastructure, and released to your beneficiaries only when verifiable conditions are met. Your assets. Your terms. Your peace of mind. Why Inheritor? Inheritor solves what other inheritance solutions cannot: your beneficiaries receive their complete inheritance from day one, yet cannot access it until the right time. No custodians holding your keys. No hidden services. No coordination with third parties. Through a breakthrough Architectural Time-Lock (Patent Pending), smart contracts enforce the conditions you set - making premature access architecturally impossible, not just contractually prohibited. No custodians. No escrow. No trust dependencies. This is tokenization with enforcement: possession without premature accessibility. Universal Asset Coverage - Native Digital Assets: Cryptocurrencies, stablecoins, NFTs, encrypted files - blockchain transfer provides legal transfer - Registry-Bound Assets: Property deeds, vehicle titles, securities - prepare transfer documents with attorneys once, release conditionally through trustless infrastructure - Institution-Mediated Assets: Bank credentials, social media accounts, digital subscriptions - secure access information for beneficiaries - Personal Instructions: Final messages, family photos, irreplaceable records - anything that matters Why Blockchain? - Programmable Enforcement: Smart contracts execute your exact intentions, not interpretations - Cryptographic Certainty: Provable authorship, tamper-proof instructions, quantum-resistant encryption - True Independence: No company needs to stay in business for decades - operates through public infrastructure anyone can verify - Censorship-Resistant: No institution can block, alter, or seize your inheritance - Multi-Generational Security: Dual-recipient architecture ensures accessibility regardless of platform changes How It Works 1. Upload Any File: Encrypt any digital file format - documents, photos, videos, credentials, or complete instructions 2. Simple Check-Ins: Confirm your wellbeing through periodic check-ins (takes less than 10 seconds) 3. Configurable Timing: Set independent grace periods for each inheritance - immediate necessities or deferred access 4. Optional Human Verification: Designate a beneficiary as verifier for protection against accidental expiration 5. Automatic Release: When conditions are met, beneficiaries claim through simple blockchain verification 6. Quantum-Safe Decryption: X-Wing ML-KEM encryption protects inheritances across generations when the time comes Key Features - Choose Arbitrum (fees included in subscription) or Ethereum (maximum security) per inheritance - Permanent storage on Arweave - Zero infrastructure dependencies beyond Ethereum and Arweave - Open-source recovery path - works even without our app - Quantum-resistant: X-Wing ML-KEM 768 + AES-256-GCM - Unique Architectural Time-Lock (Patent Pending) - Aligns with eIDAS (EU) and ESIGN/UETA (US) electronic signature laws Plans - Free Trial: Try 15 transactions to test the system - Essential: Cost-efficient inheritance on Arbitrum One - Premium: Maximum decentralization on Ethereum with optional Human Verification Technical Excellence - Ethereum compliance: ERC-4337, EIP-712, BIP39, BIP32 - NIST compliance: FIPS 197, SP 800-38D, FIPS 180-4, SP 800-56C Rev. 2, FIPS 203, IR 8413, SP 800-56B Rev. 2. - Verifies Ethereum sync-committee signatures and EIP-1186 - Audited smart contracts on Ethereum and Arbitrum - Fully Swift 6 compliant with strict concurrency checking - No account required Requirements: iOS 26+ (iPhone only) *Read our comprehensive whitepaper at inheritor.app* Terms of Use: https://www.inheritor.app/pages/terms.html

Screenshots

Net Worth Tracker4 screens
Inheritor4 screens

Verdict

The call

The clearest difference is update cadence: Inheritor at weekly against Net Worth Tracker's fortnightly. Net Worth Tracker's advantage is device support (4 vs 1) and iOS requirement (15.0 vs 26.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month and Inheritor sells 7 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Net Worth Tracker ships an update fortnightly, Inheritor weekly. Both last shipped on October 30, 2026.

Scorecard3 real differences · 7 level
Net Worth Tracker versus Inheritor: the parameters behind the verdict, then further details
ParameterNet Worth TrackerInheritor
PriceFreeFree
Rating4.6 (20 ratings) — better—
Positive reviews93.3% of reviews—
Number of ratings20 — better—
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod, Mac — betteriPhone
Requires iOS15.0 — better26.0
Further details — not scored
Size59 MB47 MB
Age rating4+12+
DeveloperMaxime MazzoneAernoud Dekker

Bugs and requests

Net Worth Tracker

Reported bugs

7 issues
  • Creating new accounts is paid now?
  • Membership premium once paid not unlock benefits
  • Hard to type the numbers because of the decimal formatting
  • Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
  • Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
Show 2 more
  • New app update doesn’t let you update values to your categories
  • Rate in the App Store button not working for iOS 14.3 on IPhone XR

Requested features

11 requests
  • Family net worth tracking
  • Pension projections
  • Set goals and progress chart
  • More sophisticated features
  • More complex graphs showing stacked breakdowns
Show 6 more
  • Option to port data to a spreadsheet
  • Ability to export data from the app
  • Indicate different types of dollars in current display
  • Option to export data as a spreadsheet
  • More detailed graph with dates
  • UI improvements

Inheritor

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Net Worth Tracker

Subscriptions3
  • Monthly Premium$4.991 Month
  • Yearly Premium7 Days trial$24.991 Year
  • Worth it Membership2 variants$44.991 Year
One-time1
  • Worth it Membership$59.99
7 purchases

Inheritor

Subscriptions4
  • Essential Subscription$5.991 Month
  • Premium Subscription$9.991 Month
  • Essential Annually$59.991 Year
Show 1 more
  • Premium Annually$99.991 Year
One-time3
  • 5 Credits$5.00
  • 25 Credits$25.00
  • 50 Credits$50.00

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Inheritor free?
Inheritor is free to download, with in-app purchases available.
Do Net Worth Tracker or Inheritor have ads?
Neither Net Worth Tracker nor Inheritor shows ads.
Which is updated more often, Net Worth Tracker or Inheritor?
Net Worth Tracker ships an update fortnightly, and Inheritor weekly. Most recently, Net Worth Tracker was updated on October 30, 2026 and Inheritor on October 30, 2026.

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