Comparison

Net Worth Tracker vs Obsidian

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

This app helps you understand your financial picture by tracking your net worth and all your accounts in one place. Easily monitor savings, investments, property, and more with simple visualizations and data import options. Build financial confidence and peace of mind.

Highlights
  • Net worth and finance tracking
  • Track savings, investments, property
  • Manual account entry
  • Spreadsheet import (Excel, CSV, TXT)
  • Home and lock screen widgets
  • Multi-currency support
  • Cross-device sync
  • Bank-level security
Features
Read full description

Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy

About

Obsidian

This app functions as a private, offline ledger to meticulously record your assets and their assigned categories and values. It allows for manual net worth tracking and periodic data snapshots without any automated analysis, prediction, or cloud-based features. The focus is on simple, secure, local data storage for personal asset management.

Highlights
  • Private offline ledger
  • Record assets
  • Assign categories and values
  • Manual net worth tracking
  • Periodic data snapshots
  • Local data storage only
Features
Read full description

OBSIDIAN is a private, offline ledger. It records what you own. It reflects where you stand. It does not analyse, predict, or advise. There are no accounts. There is no cloud. There is no sharing. All data is stored locally on your device. Functions include: Recording assets Assigning categories and optional values Maintaining a manual net worth Capturing periodic snapshots Receiving one daily signal Nothing updates automatically. Nothing is inferred. There are no charts. There are no feeds. There are no performance metrics. OBSIDIAN is reviewed occasionally, not monitored continuously. It is not a budgeting tool. It is not an investment platform. It does not provide financial advice. No tracking. No analytics. No data collection. No data transmission. OBSIDIAN is priced intentionally.

Screenshots

Net Worth Tracker4 screens
Obsidian3 screens

Verdict

The call

The clearest difference is price: Net Worth Tracker at Free against Obsidian's $999.99. Net Worth Tracker also leads on update cadence (fortnightly vs every 3 months) and ratings volume (20 vs 1). Obsidian's advantage is in-app purchases (none vs 5) and rating (5.0 vs 4.6). On review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Net Worth Tracker is free to download; Obsidian costs $999.99 up front. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month. Obsidian asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Obsidian holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Net Worth Tracker has 20 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 93% of Net Worth Tracker's written reviews are positive against 100% of Obsidian's.

UpkeepUpdate frequency

Net Worth Tracker ships an update fortnightly, Obsidian every 3 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

Scorecard8 real differences · 2 level
Net Worth Tracker versus Obsidian: the parameters behind the verdict, then further details
ParameterNet Worth TrackerObsidian
PriceFree — better$999.99
Rating4.6 (20 ratings)5.0 (1 ratings) — better
Positive reviews93.3% of reviews100.0% of reviews — better
Number of ratings20 — better1
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterPaid
DevicesiPhone, iPad, iPod, Mac — betteriPhone
Requires iOS15.0 — better17.6
Further details — not scored
Size59 MB4 MB
Age rating4+17+
DeveloperMaxime Mazzone1BIGRIG Ltd

Customer experience

Net Worth Tracker

All ratings19 ratings
Positive89.5%
Neutral0.0%
Negative10.5%
Written reviews75 reviews
Positive93.3%
Neutral0.0%
Negative6.7%

Obsidian

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Net Worth Tracker

Reported bugs

7 issues
  • Creating new accounts is paid now?
  • Membership premium once paid not unlock benefits
  • Hard to type the numbers because of the decimal formatting
  • Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
  • Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
Show 2 more
  • New app update doesn’t let you update values to your categories
  • Rate in the App Store button not working for iOS 14.3 on IPhone XR

Requested features

11 requests
  • Family net worth tracking
  • Pension projections
  • Set goals and progress chart
  • More sophisticated features
  • More complex graphs showing stacked breakdowns
Show 6 more
  • Option to port data to a spreadsheet
  • Ability to export data from the app
  • Indicate different types of dollars in current display
  • Option to export data as a spreadsheet
  • More detailed graph with dates
  • UI improvements

Obsidian

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Net Worth Tracker

Subscriptions3
  • Monthly Premium$4.991 Month
  • Yearly Premium7 Days trial$24.991 Year
  • Worth it Membership2 variants$44.991 Year
One-time1
  • Worth it Membership$59.99
None

Obsidian

No in-app purchases

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Obsidian free?
Obsidian costs $999.99, with no in-app purchases.
Which has better reviews, Net Worth Tracker or Obsidian?
Obsidian is rated higher. Net Worth Tracker averages 4.6 out of 5 from 20 ratings, while Obsidian averages 5.0 from 1 ratings.
Do Net Worth Tracker or Obsidian have ads?
Neither Net Worth Tracker nor Obsidian shows ads.
Which is updated more often, Net Worth Tracker or Obsidian?
Net Worth Tracker ships an update fortnightly, and Obsidian every 3 months. Most recently, Net Worth Tracker was updated on October 27, 2026 and Obsidian on October 24, 2026.

Other comparisons