Comparison

Net Worth Tracker vs DecentWealth Portfolio Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Manually track your assets and debts without linking bank accounts. Monitor savings, investments, property, and loans to visualize your net worth and financial progress. Offers simple, private, and easy-to-follow personal finance management.

Highlights
  • Manual asset and debt tracking
  • Net worth and money balance visualization
  • Import spreadsheets (CSV, TXT, Excel)
  • Home and lock screen widgets
  • Cross-device syncing
  • Data export
  • Bank-level security features
Features
Read full description

Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy

About

DecentWealth Portfolio Tracker

Track all your assets, from stocks and crypto to real estate and vehicles, with a focus on privacy. Your financial data stays securely on your device, with no account creation or server storage. Enjoy features like dividend tracking, real-time prices, and iCloud sync across Apple devices.

Highlights
  • Track stocks, ETFs, crypto, commodities, real estate, and more
  • Data stays on your device; no account or servers needed
  • Automatic crypto balance fetching via public address
  • Dividend tracking with calendar and income projections
  • Real-time prices for over 15,000 coins
  • iCloud sync for iPad and Apple Watch
  • Supports 45 currencies for cash accounts
Features
Read full description

Know what you own. All of it. DecentWealth gives you a clear view of everything you own: stocks, ETFs, precious metals, property, retirement, savings, and yes, crypto too. The difference? Your data stays on your device. No account to create. No servers storing your finances. No company tracking your wealth. Just you and your phone. DESIGNED AND BUILT FOR iOS Written in Swift and SwiftUI, with no third-party frameworks and no analytics or tracking SDKs of any kind. Nothing here is a web page in a native wrapper. That is why the App Store privacy label reads "Data Not Collected", and why your portfolio still opens with no signal. Widgets, an Apple Watch app with complications on every face style, Face ID and Touch ID, dark mode. Fully localized in 12 languages, every screen, not only the menus. WHAT YOU CAN TRACK - Stocks & ETFs: add buy/sell transactions, see your profit or loss, track dividends - Commodities: Gold, Silver, Platinum and Palladium, with live spot prices in troy oz, grams or kg - Real estate: your home equity, rental properties, land - Vehicles: cars, motorcycles, boats - Retirement: 401(k), IRA, pension values - Cash accounts: bank savings, linked to the trades you make - Loans & debt: mortgage, car loan, student loans, credit cards - Crypto wallets: Bitcoin, Ethereum, Solana, and more - Interactive Brokers: trades, dividends and cash, synced automatically WHY PEOPLE SWITCH TO DECENTWEALTH Your data stays local. Other apps upload your financial data to their servers. We don't. Everything lives on your iPhone, protected by Face ID. No account needed. Open the app and start adding assets. No email, no password, no verification. iCloud sync Want it on your iPad? Turn on iCloud sync. Your data goes through your personal iCloud, still never touches our servers. FOR PEOPLE WHO OWN CRYPTO Networks: Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism, Base, Avalanche, BSC, ZKsync, Linea, Scroll, and more. Just paste your public address or scan a QR code. We fetch your balances automatically. You never share private keys, we don't need them, don't want them. 15,000+ coins recognized with real-time prices. DIVIDEND TRACKING Own dividend stocks? See your passive income grow: - Dividend calendar: upcoming ex-dates and payment dates at a glance - Income summary: what you've received, this year's total, projected annual - Future projections: estimate your income many years out - Yield tracking: compare yield on cost vs current market yield - All dividend data pulled automatically, no manual entry CASH ACCOUNTS Track bank savings in 45 currencies as their own asset class. Sell a stock and the proceeds land in the account you choose. Buy one and it is paid from there. Your cash balance moves the way your money really does, and you still never connect a bank. ANALYTICS THAT MAKE SENSE - See where your money actually is (allocation by asset type) - Sector allocation: your stock portfolio broken down by industry - Monthly performance heatmap: which months made money, which didn't - Chart with filter by time: today, this week, month, year, or all time EXPORT FOR TAXES Export your transactions to CSV or PDF. Pick a date range, download the file, hand it to your accountant. WIDGETS & APPLE WATCH Home screen widgets in three sizes, and lock screen widgets showing your total, the 24-hour change and a chart without unlocking the phone. On Apple Watch, a full app plus complications for every face style. All of it in the currency you picked. 45 CURRENCIES See your wealth in USD, EUR, GBP, JPY, CHF, CAD, AUD, TRY, NGN, UAH, or 35 others. Live exchange rates, updated automatically. Built for people who want their entire financial picture in one private place. Not a portfolio tracker bolted onto an account system, a wealth dashboard that belongs to you. Questions? Reach out: hey@decentwealth.app Terms of Use: https://decentwealth.app/terms Privacy Policy: https://decentwealth.app/privacy

Screenshots

Net Worth Tracker4 screens
DecentWealth Portfolio Tracker4 screens

Verdict

The call

The clearest difference is ratings volume: Net Worth Tracker at 20 against DecentWealth Portfolio Tracker's 2. Net Worth Tracker also leads on iOS requirement (15.0 vs 18.0). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month and DecentWealth Portfolio Tracker sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for Net Worth Tracker against 4.5 for DecentWealth Portfolio Tracker. That said, the two scores are not equally well evidenced: Net Worth Tracker has 20 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 93% of Net Worth Tracker's written reviews are positive against 100% of DecentWealth Portfolio Tracker's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 7, 2026 and November 2, 2026 respectively.

Scorecard2 real differences · 8 level
Net Worth Tracker versus DecentWealth Portfolio Tracker: the parameters behind the verdict, then further details
ParameterNet Worth TrackerDecentWealth Portfolio Tracker
PriceFreeFree
Rating4.6 (20 ratings) — better4.5 (2 ratings)
Positive reviews93.3% of reviews100.0% of reviews — better
Number of ratings20 — better2
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, Apple Watch
Requires iOS15.0 — better18.0
Further details — not scored
Size59 MB18 MB
Age rating4+4+
DeveloperMaxime MazzoneANDRII BONDAR

Customer experience

Net Worth Tracker

All ratings20 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews75 reviews
Positive93.3%
Neutral0.0%
Negative6.7%

DecentWealth Portfolio Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Net Worth Tracker

Reported bugs

7 issues
  • Creating new accounts is paid now?
  • Membership premium once paid not unlock benefits
  • Hard to type the numbers because of the decimal formatting
  • Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
  • Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
Show 2 more
  • New app update doesn’t let you update values to your categories
  • Rate in the App Store button not working for iOS 14.3 on IPhone XR

Requested features

11 requests
  • Family net worth tracking
  • Pension projections
  • Set goals and progress chart
  • More sophisticated features
  • More complex graphs showing stacked breakdowns
Show 6 more
  • Option to port data to a spreadsheet
  • Ability to export data from the app
  • Indicate different types of dollars in current display
  • Option to export data as a spreadsheet
  • More detailed graph with dates
  • UI improvements

DecentWealth Portfolio Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Net Worth Tracker

Subscriptions3
  • Monthly Premium$4.991 Month
  • Yearly Premium7 Days trial$24.991 Year
  • Worth it Membership2 variants$44.991 Year
One-time1
  • Worth it Membership$59.99
3 purchases

DecentWealth Portfolio Tracker

Subscriptions3
  • Monthly$9.991 Month
  • Yearly$59.991 Year
  • Family$99.991 Year

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is DecentWealth Portfolio Tracker free?
DecentWealth Portfolio Tracker is free to download, with in-app purchases available.
Which has better reviews, Net Worth Tracker or DecentWealth Portfolio Tracker?
Net Worth Tracker is rated higher. Net Worth Tracker averages 4.6 out of 5 from 20 ratings, while DecentWealth Portfolio Tracker averages 4.5 from 2 ratings.
Do Net Worth Tracker or DecentWealth Portfolio Tracker have ads?
Neither Net Worth Tracker nor DecentWealth Portfolio Tracker shows ads.
Which is updated more often, Net Worth Tracker or DecentWealth Portfolio Tracker?
Net Worth Tracker ships an update every 2 weeks, and DecentWealth Portfolio Tracker every 2 weeks. Most recently, Net Worth Tracker was updated on November 7, 2026 and DecentWealth Portfolio Tracker on November 2, 2026.

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