Comparison

Net Worth Tracker vs Capitum

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

This app helps you understand your financial picture by tracking your net worth and all your accounts in one place. Easily monitor savings, investments, property, and more with simple visualizations and data import options. Build financial confidence and peace of mind.

Highlights
  • Net worth and finance tracking
  • Track savings, investments, property
  • Manual account entry
  • Spreadsheet import (Excel, CSV, TXT)
  • Home and lock screen widgets
  • Multi-currency support
  • Cross-device sync
  • Bank-level security
Features
Read full description

Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy

About

Capitum

Features
Read full description

Your financial life, in one clear picture. Capitum gives you a private, elegant overview of your personal net worth. Add your assets and liabilities, watch your wealth take shape through beautiful charts, and stay on top of your financial progress — all without giving up your data to anyone. Built for clarity Track everything that makes up your net worth — savings, investments, real estate, cash, and debts. Organize them into categories that make sense to you, and add balance updates whenever you like. Visualize your progress Rich, clean charts show how your net worth evolves over time. See the bigger picture at a glance, or dive into individual accounts to understand exactly where you stand. Private by design No account required. No servers. No analytics. Your data lives in your personal iCloud account and nowhere else — synced securely across your iPhone and Mac through Apple's private CloudKit. Secure by default Capitum locks automatically and opens only with Face ID, Touch ID, or your passcode. Your financial life stays yours.

Screenshots

Net Worth Tracker4 screens
Capitum4 screens

Verdict

The call

The clearest difference is in-app purchases: Capitum at none against Net Worth Tracker's 5. Net Worth Tracker's advantage is update cadence (fortnightly vs every 2 months) and iOS requirement (15.0 vs 18.6). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month. Capitum asks for nothing beyond the download.

UpkeepUpdate frequency

Net Worth Tracker ships an update fortnightly, Capitum every 2 months. The most recent releases landed on October 17, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
Net Worth Tracker versus Capitum: the parameters behind the verdict, then further details
ParameterNet Worth TrackerCapitum
PriceFreeFree
Rating4.8 (17 ratings) — better—
Positive reviews94.6% of reviews—
Number of ratings17 — better—
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, Mac
Requires iOS15.0 — better18.6
Further details — not scored
Size59 MB2 MB
Age rating4+4+
DeveloperMaxime MazzoneRobin van Eck van der Sluijs

Bugs and requests

Net Worth Tracker

Reported bugs

7 issues
  • Creating new accounts is paid now?
  • Membership premium once paid not unlock benefits
  • Hard to type the numbers because of the decimal formatting
  • Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
  • Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
Show 2 more
  • New app update doesn’t let you update values to your categories
  • Rate in the App Store button not working for iOS 14.3 on IPhone XR

Requested features

11 requests
  • Family net worth tracking
  • Pension projections
  • Set goals and progress chart
  • More sophisticated features
  • More complex graphs showing stacked breakdowns
Show 6 more
  • Option to port data to a spreadsheet
  • Ability to export data from the app
  • Indicate different types of dollars in current display
  • Option to export data as a spreadsheet
  • More detailed graph with dates
  • UI improvements

Capitum

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Net Worth Tracker

Subscriptions3
  • Monthly Premium$4.991 Month
  • Yearly Premium7 Days trial$24.991 Year
  • Worth it Membership2 variants$44.991 Year
One-time1
  • Worth it Membership$59.99
None

Capitum

No in-app purchases

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Capitum free?
Capitum is free to download, with no in-app purchases.
Do Net Worth Tracker or Capitum have ads?
Neither Net Worth Tracker nor Capitum shows ads.
Which is updated more often, Net Worth Tracker or Capitum?
Net Worth Tracker ships an update fortnightly, and Capitum every 2 months. Most recently, Net Worth Tracker was updated on October 17, 2026 and Capitum on October 12, 2026.

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