Comparison

Net Worth Tracker vs Capitum

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Manually track your assets and debts without linking bank accounts or budgeting. See your net worth, money balance, and monthly progress with clear visualizations. Simple, private, and easy to follow personal finance management.

Highlights
  • Manual asset and debt tracking
  • Net worth calculation
  • Import spreadsheets (CSV, TXT)
  • Home and lock screen widgets
  • Cross-device syncing
  • Data export
  • Bank-level security
Features
Read full description

Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy

About

Capitum

Features
Read full description

Know what you're worth, at a glance. Capitum is the simple, private way to track your net worth. Add your savings, investments, property, pension and debts, update the balances whenever you like, and watch your wealth grow over time. No bank login, no ads, no account to create. SEE THE BIG PICTURE • Your total net worth on one clear dashboard • Beautiful charts of how your wealth develops over time • Compare assets and liabilities side by side • Spot your top movers and balances that need an update • Optional after-tax view: mark pre-tax accounts such as a 401(k) and see an estimate of what you would keep (estimate only, not tax advice) ORGANIZE YOUR WAY • Create accounts and group them in categories, such as savings, investments, property, pension or mortgage • Track every account in its own currency, and see one combined total with exchange rates you set or fetch (optional) • Build your own dashboard: choose the cards you want and arrange them as you like • Import balance history from a CSV file, or export it • Start quickly with suggested categories for your country REACH YOUR GOALS • Set milestones for your total net worth, a category or a single account • Follow your progress and celebrate every milestone you reach • Build a wealth update streak and unlock personal insights as your history grows PRIVATE AND SECURE • Your data stays yours: no bank connection, no ads, no tracking • Lock the app with Face ID or Touch ID • Sync across your iPhone, iPad and Mac with your own private iCloud • Export encrypted backups and share a dashboard as a PDF STAY ON TOP OF IT • Friendly reminders to update your balances, monthly or on your own schedule • Charts that stay accurate because your data stays current Capitum works on iPhone, iPad and Mac, in English, Dutch, German, French, Spanish, Portuguese, Japanese, Italian, Korean and Simplified Chinese. SUBSCRIPTION Start with a 1-month free trial. After that, a subscription applies. The current price is shown in the App Store before you subscribe and may vary by country. Payment is charged to your Apple Account at the end of the trial and renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel your subscription anytime in your Apple Account settings. Exporting and deleting your data always stays free. Privacy Policy: https://sluiver.com/apps/capitum/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Net Worth Tracker4 screens
Capitum4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at fortnightly against Capitum's every 6 weeks. Net Worth Tracker also leads on iOS requirement (15.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month and Capitum sells 1 in-app purchase, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Net Worth Tracker ships an update fortnightly, Capitum every 6 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Net Worth Tracker versus Capitum: the parameters behind the verdict, then further details
ParameterNet Worth TrackerCapitum
PriceFreeFree
Rating4.6 (20 ratings) — better—
Positive reviews93.3% of reviews—
Number of ratings20 — better—
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, Mac
Requires iOS15.0 — better18.6
Further details — not scored
Size59 MB4 MB
Age rating4+4+
DeveloperMaxime MazzoneRobin van Eck van der Sluijs

Bugs and requests

Net Worth Tracker

Reported bugs

7 issues
  • Creating new accounts is paid now?
  • Membership premium once paid not unlock benefits
  • Hard to type the numbers because of the decimal formatting
  • Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
  • Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
Show 2 more
  • New app update doesn’t let you update values to your categories
  • Rate in the App Store button not working for iOS 14.3 on IPhone XR

Requested features

11 requests
  • Family net worth tracking
  • Pension projections
  • Set goals and progress chart
  • More sophisticated features
  • More complex graphs showing stacked breakdowns
Show 6 more
  • Option to port data to a spreadsheet
  • Ability to export data from the app
  • Indicate different types of dollars in current display
  • Option to export data as a spreadsheet
  • More detailed graph with dates
  • UI improvements

Capitum

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Net Worth Tracker

Subscriptions3
  • Monthly Premium$4.991 Month
  • Yearly Premium7 Days trial$24.991 Year
  • Worth it Membership2 variants$44.991 Year
One-time1
  • Worth it Membership$59.99
1 purchases

Capitum

Subscriptions1
  • Capitum Yearly1 Month trial$3.991 Year

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Capitum free?
Capitum is free to download, with in-app purchases available.
Do Net Worth Tracker or Capitum have ads?
Neither Net Worth Tracker nor Capitum shows ads.
Which is updated more often, Net Worth Tracker or Capitum?
Net Worth Tracker ships an update fortnightly, and Capitum every 6 weeks. Most recently, Net Worth Tracker was updated on October 30, 2026 and Capitum on October 28, 2026.

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