Comparison

Net Worth Tracker vs Buchbalance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Manually track your assets and debts without linking bank accounts. Monitor savings, investments, property, and loans to visualize your net worth and financial progress. Offers simple, private, and easy-to-follow personal finance management.

Highlights
  • Manual asset and debt tracking
  • Net worth and money balance visualization
  • Import spreadsheets (CSV, TXT, Excel)
  • Home and lock screen widgets
  • Cross-device syncing
  • Data export
  • Bank-level security features
Features
Read full description

Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy

About

Buchbalance

Features
Read full description

BuchBalance – Buchhaltung, die einfach funktioniert. Du bist Selbstständiger, Freelancer oder Kleinunternehmer und willst dich auf dein Business konzentrieren – nicht auf Papierkram. BuchBalance macht Schluss mit komplizierter Buchhaltungssoftware: übersichtlich, schnell und rechtssicher – ohne Steuerkanzlei-Deutsch. RECHNUNGEN & ANGEBOTE Erstelle professionelle Rechnungen in Sekunden – direkt auf deinem iPhone. Schreib Angebote, wandle sie mit einem Tap in Rechnungen um und verschicke alles als PDF direkt aus der App. • Rechnungen und Angebote in Sekunden erstellen • Automatische, GoBD-konforme Rechnungsnummernvergabe • Angebote direkt in Rechnungen umwandeln • PDF-Export und Versand per E-Mail direkt aus der App • Automatisches Mahnwesen mit Zahlungserinnerungen • ZUGFeRD-kompatible Rechnungen für B2B-Kunden • Mehrere Steuersätze (0%, 7%, 19%) und Kleinunternehmerregelung FINANZEN IM ÜBERBLICK Behalte deine Finanzen stets im Griff – ohne Excel-Tabellen oder manuelle Auswertungen. • Dashboard mit Einnahmen, Ausgaben und offenem Bestand • Monatliche und jährliche Auswertungen • Offene Posten und Zahlungseingänge in Echtzeit • Mehrere Firmen in einem Account verwalten • Export für Steuerberater auf Knopfdruck BELEGE & DOKUMENTE Fotografiere Kassenzettel und Rechnungen direkt mit deinem iPhone – BuchBalance erkennt den Inhalt automatisch. • Belege fotografieren oder aus der Galerie importieren • Automatische Texterkennung (OCR) • Digitales Belegarchiv – GoBD-konform und revisionssicher • Kategorisierung und Zuordnung zu Projekten • Jederzeit und überall abrufbar SICHER & DATENSCHUTZKONFORM • Server ausschließlich in Deutschland • DSGVO-konform – deine Daten gehören nur dir • AES-256-Verschlüsselung für alle gespeicherten Daten • TLS 1.2+ für alle Datenübertragungen • Automatische verschlüsselte Datensicherung FÜR WEN IST BUCHBALANCE? • Freelancer und Soloselbstständige • Kleinunternehmer (§19 UStG) • Handwerker, Elektriker, Maler und Baugewerbe • Berater, Coaches und Trainer • Fotografen, Designer und Kreative • Agenturen und kleine Teams BUCHBALANCE PRO Mit BuchBalance Pro schaltest du alle Funktionen frei: unbegrenzte Rechnungen, vollständiges Belegarchiv, erweiterte Auswertungen und Prioritäts-Support. Nutzungsbedingungen: https://buchbalance.de/agb Datenschutz: https://buchbalance.de/datenschutz Support : support@buchbalance.de

Screenshots

Net Worth Tracker4 screens
Buchbalance4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at every 2 weeks against Buchbalance's every 2 months. Net Worth Tracker also leads on device support (4 vs 2) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month and Buchbalance sells 1 in-app purchase, starting at $229.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 2 weeks, Buchbalance every 2 months. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Net Worth Tracker versus Buchbalance: the parameters behind the verdict, then further details
ParameterNet Worth TrackerBuchbalance
PriceFreeFree
Rating4.6 (20 ratings) — better—
Positive reviews93.3% of reviews—
Number of ratings20 — better—
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size59 MB1 MB
Age rating4+4+
DeveloperMaxime MazzoneConser Gosch UG

Bugs and requests

Net Worth Tracker

Reported bugs

7 issues
  • Creating new accounts is paid now?
  • Membership premium once paid not unlock benefits
  • Hard to type the numbers because of the decimal formatting
  • Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
  • Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
Show 2 more
  • New app update doesn’t let you update values to your categories
  • Rate in the App Store button not working for iOS 14.3 on IPhone XR

Requested features

11 requests
  • Family net worth tracking
  • Pension projections
  • Set goals and progress chart
  • More sophisticated features
  • More complex graphs showing stacked breakdowns
Show 6 more
  • Option to port data to a spreadsheet
  • Ability to export data from the app
  • Indicate different types of dollars in current display
  • Option to export data as a spreadsheet
  • More detailed graph with dates
  • UI improvements

Buchbalance

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Net Worth Tracker

Subscriptions3
  • Monthly Premium$4.991 Month
  • Yearly Premium7 Days trial$24.991 Year
  • Worth it Membership2 variants$44.991 Year
One-time1
  • Worth it Membership$59.99
1 purchases

Buchbalance

Subscriptions1
  • BuchBalance Pro7 Days trial$229.991 Year

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Buchbalance free?
Buchbalance is free to download, with in-app purchases available.
Do Net Worth Tracker or Buchbalance have ads?
Neither Net Worth Tracker nor Buchbalance shows ads.
Which is updated more often, Net Worth Tracker or Buchbalance?
Net Worth Tracker ships an update every 2 weeks, and Buchbalance every 2 months. Most recently, Net Worth Tracker was updated on November 7, 2026 and Buchbalance on October 31, 2026.

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