Net Worth Tracker vs Vistro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Net Worth Tracker
This app helps you understand your financial picture by tracking your net worth and all your accounts in one place. Easily monitor savings, investments, property, and more with simple visualizations and data import options. Build financial confidence and peace of mind.
- Net worth and finance tracking
- Track savings, investments, property
- Manual account entry
- Spreadsheet import (Excel, CSV, TXT)
- Home and lock screen widgets
- Multi-currency support
- Cross-device sync
- Bank-level security
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Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy
Vistro
This app helps UK residents visualize their retirement by projecting pensions, ISAs, property, and State Pension year by year. It allows users to build and compare multiple retirement plans based on desired dates or lifestyles, and model early retirement scenarios with specific drawdown styles.
- Project pensions, ISAs, property, and State Pension
- Build and compare multiple retirement plans
- Model early retirement with bridge ISAs
- Choose drawdown styles (level or front-loaded)
- Track savings, assets, and liabilities
- UK-specific pension rules and tax-free lump sums
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Vistro is a UK finance app that turns your real numbers into a clear picture of when — and how — you could retire. Most apps stop at "save more, retire someday." Vistro help project your pensions, ISAs, property, mortgage, and State Pension year by year, so you can see exactly when the maths works for you. PRIVATE BY DESIGN • All your data stays on your device or iCloud. Vistro has no servers and can't see your numbers. • No accounts. No tracking. No ads. • Face ID or Touch ID lock available. PLAN YOUR RETIREMENT • Build multiple retirement plans and compare them side by side. See the trade-offs between retiring earlier with less monthly income, versus working longer for more. • Plan by date ("I want to retire at 55") or by lifestyle (Minimum, Moderate, Comfortable, Gold Standard) — Vistro tells you when each target is reachable. • Model early retirement properly with bridge ISAs: select savings accounts to fund the gap between retirement and your pension access age. • Choose your drawdown style — level for steady income, or front-loaded for higher income early on. • See your runway: a year-by-year chart of pension, bridge, and boost balances from retirement to age 90, with a Pot Empty marker if the maths runs short. YOUR MONEY, YOUR PICTURE • Track savings, pensions, properties, mortgages, assets, and liabilities — all in one place. • Net worth projections out to your drawdown horizon. • Property equity tracked with partner ownership splits and mortgage amortisation, including overpayment modelling. • Per-account growth rates: set what you assume for each savings account, pension pot, and property. No hidden defaults. UK-SPECIFIC • State Pension integrated by age and entitlement. • Normal Minimum Pension Age handled correctly — the app knows your access age based on your date of birth. • Tax-free lump sum (25%) modelled with the LSA cap. • Auto-enrolment, salary sacrifice, and additional pension contributions all supported. Vistro is a planning tool, not financial advice. The projections are honest estimates based on the numbers you enter; they don't predict the future. Always consult a regulated financial adviser before making major retirement decisions.
Screenshots
Verdict
The clearest difference is in-app purchases: Vistro at none against Net Worth Tracker's 5. Net Worth Tracker's advantage is update cadence (fortnightly vs monthly) and iOS requirement (15.0 vs 26.0). On review sentiment, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Net Worth Tracker ships an update fortnightly, Vistro monthly. The most recent releases landed on October 27, 2026 and October 19, 2026 respectively.
| Parameter | Net Worth Tracker | Vistro |
|---|---|---|
| Price | Free — better | — |
| Rating | 4.6 (20 ratings) — better | — |
| Positive reviews | 93.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 20 — better | — |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases — better | Paid |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone, iPad, Mac |
| Requires iOS | 15.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 59 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Maxime Mazzone | Daniel Balshaw |
Customer experience
Net Worth Tracker
Vistro
Bugs and requests
Net Worth Tracker
Reported bugs
7 issues- Creating new accounts is paid now?
- Membership premium once paid not unlock benefits
- Hard to type the numbers because of the decimal formatting
- Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
- Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
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- New app update doesn’t let you update values to your categories
- Rate in the App Store button not working for iOS 14.3 on IPhone XR
Requested features
11 requests- Family net worth tracking
- Pension projections
- Set goals and progress chart
- More sophisticated features
- More complex graphs showing stacked breakdowns
Show 6 moreShow fewer
- Option to port data to a spreadsheet
- Ability to export data from the app
- Indicate different types of dollars in current display
- Option to export data as a spreadsheet
- More detailed graph with dates
- UI improvements
Vistro
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Net Worth Tracker
- Monthly Premium$4.991 Month
- Yearly Premium7 Days trial$24.991 Year
- Worth it Membership2 variants$44.991 Year
- Worth it Membership$59.99
Vistro
No in-app purchases
Questions
Is Net Worth Tracker free?
Is Vistro free?
Do Net Worth Tracker or Vistro have ads?
Which is updated more often, Net Worth Tracker or Vistro?
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