Comparison

Net Worth Tracker vs Vistro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

This app helps you understand your financial picture by tracking your net worth and all your accounts in one place. Easily monitor savings, investments, property, and more with simple visualizations and data import options. Build financial confidence and peace of mind.

Highlights
  • Net worth and finance tracking
  • Track savings, investments, property
  • Manual account entry
  • Spreadsheet import (Excel, CSV, TXT)
  • Home and lock screen widgets
  • Multi-currency support
  • Cross-device sync
  • Bank-level security
Features
Read full description

Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy

About

Vistro

This app helps UK residents visualize their retirement by projecting pensions, ISAs, property, and State Pension year by year. It allows users to build and compare multiple retirement plans based on desired dates or lifestyles, and model early retirement scenarios with specific drawdown styles.

Highlights
  • Project pensions, ISAs, property, and State Pension
  • Build and compare multiple retirement plans
  • Model early retirement with bridge ISAs
  • Choose drawdown styles (level or front-loaded)
  • Track savings, assets, and liabilities
  • UK-specific pension rules and tax-free lump sums
Features
Read full description

Vistro is a UK finance app that turns your real numbers into a clear picture of when — and how — you could retire. Most apps stop at "save more, retire someday." Vistro help project your pensions, ISAs, property, mortgage, and State Pension year by year, so you can see exactly when the maths works for you. PRIVATE BY DESIGN • All your data stays on your device or iCloud. Vistro has no servers and can't see your numbers. • No accounts. No tracking. No ads. • Face ID or Touch ID lock available. PLAN YOUR RETIREMENT • Build multiple retirement plans and compare them side by side. See the trade-offs between retiring earlier with less monthly income, versus working longer for more. • Plan by date ("I want to retire at 55") or by lifestyle (Minimum, Moderate, Comfortable, Gold Standard) — Vistro tells you when each target is reachable. • Model early retirement properly with bridge ISAs: select savings accounts to fund the gap between retirement and your pension access age. • Choose your drawdown style — level for steady income, or front-loaded for higher income early on. • See your runway: a year-by-year chart of pension, bridge, and boost balances from retirement to age 90, with a Pot Empty marker if the maths runs short. YOUR MONEY, YOUR PICTURE • Track savings, pensions, properties, mortgages, assets, and liabilities — all in one place. • Net worth projections out to your drawdown horizon. • Property equity tracked with partner ownership splits and mortgage amortisation, including overpayment modelling. • Per-account growth rates: set what you assume for each savings account, pension pot, and property. No hidden defaults. UK-SPECIFIC • State Pension integrated by age and entitlement. • Normal Minimum Pension Age handled correctly — the app knows your access age based on your date of birth. • Tax-free lump sum (25%) modelled with the LSA cap. • Auto-enrolment, salary sacrifice, and additional pension contributions all supported. Vistro is a planning tool, not financial advice. The projections are honest estimates based on the numbers you enter; they don't predict the future. Always consult a regulated financial adviser before making major retirement decisions.

Screenshots

Net Worth Tracker4 screens
Vistro4 screens

Verdict

The call

The clearest difference is in-app purchases: Vistro at none against Net Worth Tracker's 5. Net Worth Tracker's advantage is update cadence (fortnightly vs monthly) and iOS requirement (15.0 vs 26.0). On review sentiment, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

UpkeepUpdate frequency

Net Worth Tracker ships an update fortnightly, Vistro monthly. The most recent releases landed on October 27, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
Net Worth Tracker versus Vistro: the parameters behind the verdict, then further details
ParameterNet Worth TrackerVistro
PriceFree — better—
Rating4.6 (20 ratings) — better—
Positive reviews93.3% of reviews100.0% of reviews — better
Number of ratings20 — better—
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterPaid
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, Mac
Requires iOS15.0 — better26.0
Further details — not scored
Size59 MB19 MB
Age rating4+4+
DeveloperMaxime MazzoneDaniel Balshaw

Customer experience

Net Worth Tracker

All ratings19 ratings
Positive89.5%
Neutral0.0%
Negative10.5%
Written reviews75 reviews
Positive93.3%
Neutral0.0%
Negative6.7%

Vistro

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Net Worth Tracker

Reported bugs

7 issues
  • Creating new accounts is paid now?
  • Membership premium once paid not unlock benefits
  • Hard to type the numbers because of the decimal formatting
  • Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
  • Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
Show 2 more
  • New app update doesn’t let you update values to your categories
  • Rate in the App Store button not working for iOS 14.3 on IPhone XR

Requested features

11 requests
  • Family net worth tracking
  • Pension projections
  • Set goals and progress chart
  • More sophisticated features
  • More complex graphs showing stacked breakdowns
Show 6 more
  • Option to port data to a spreadsheet
  • Ability to export data from the app
  • Indicate different types of dollars in current display
  • Option to export data as a spreadsheet
  • More detailed graph with dates
  • UI improvements

Vistro

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Net Worth Tracker

Subscriptions3
  • Monthly Premium$4.991 Month
  • Yearly Premium7 Days trial$24.991 Year
  • Worth it Membership2 variants$44.991 Year
One-time1
  • Worth it Membership$59.99
None

Vistro

No in-app purchases

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Vistro free?
Pricing for Vistro is not currently listed on the App Store.
Do Net Worth Tracker or Vistro have ads?
Neither Net Worth Tracker nor Vistro shows ads.
Which is updated more often, Net Worth Tracker or Vistro?
Net Worth Tracker ships an update fortnightly, and Vistro monthly. Most recently, Net Worth Tracker was updated on October 27, 2026 and Vistro on October 19, 2026.

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