Comparison

Net Worth Tracker vs Zero Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Manually track your assets and debts without linking bank accounts. Monitor savings, investments, property, and loans to visualize your net worth and financial progress. Offers simple, private, and easy-to-follow personal finance management.

Highlights
  • Manual asset and debt tracking
  • Net worth and money balance visualization
  • Import spreadsheets (CSV, TXT, Excel)
  • Home and lock screen widgets
  • Cross-device syncing
  • Data export
  • Bank-level security features
Features
Read full description

Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy

About

Zero Finance

Features
Read full description

Zero — il tuo bilancio personale, intelligente. AI integrata, import bancario automatico, investimenti e budget — tutto in un'unica app, senza complicazioni. Smetti di chiederti dove finiscono i tuoi soldi. Con Zero hai sempre una visione chiara e immediata di entrate, uscite, risparmi e investimenti. ● ASSISTENTE AI Chiedi qualsiasi cosa sulle tue finanze. L'AI analizza le tue transazioni e ti risponde in linguaggio naturale. ● IMPORT BANCARIO AUTOMATICO Importa l'estratto conto da Fineco, Revolut, Poste, Intesa e altri in pochi secondi. Categorie assegnate automaticamente. ● DASHBOARD IN TEMPO REALE Saldo netto, spese del mese, trend entrate/uscite e previsione di fine mese — tutto a colpo d'occhio. ● BUDGET E OBIETTIVI Budget mensile per categoria con alert al superamento. Obiettivi di risparmio con monitoraggio progressi. ● ABBONAMENTI SOTTO CONTROLLO Traccia tutti i rinnovi ricorrenti, vedi il totale mensile e non farti più sorprendere. ● PORTAFOGLIO INVESTIMENTI Azioni, ETF e fondi con prezzi aggiornati. Inserisci ticker o ISIN e monitora il rendimento. ● REPORT MENSILE Ricevi un riepilogo dettagliato con trend, confronto con il mese precedente e voto al tuo mese. ● SICUREZZA Accesso protetto con PIN o Face ID. Dati cifrati e sincronizzati in cloud — accessibili solo a te. Zero è gratuito con funzionalità base. Zero Pro sblocca AI, import illimitato, analytics avanzati, investimenti, report e molto altro. Inizia oggi — gratis, senza carta di credito. Termini di Servizio: https://zerofinance.it/terms Privacy Policy: https://zerofinance.it/privacy

Screenshots

Net Worth Tracker4 screens
Zero Finance4 screens

Verdict

The call

Net Worth Tracker and Zero Finance are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month and Zero Finance sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 2 weeks, Zero Finance every 3 weeks. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.

ScorecardNo meaningful differences
Net Worth Tracker versus Zero Finance: the parameters behind the verdict, then further details
ParameterNet Worth TrackerZero Finance
PriceFreeFree
Rating4.6 (20 ratings) — better—
Positive reviews93.3% of reviews—
Number of ratings20 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size59 MB27 MB
Age rating4+4+
DeveloperMaxime MazzoneALESSIO BERNARDINI

Bugs and requests

Net Worth Tracker

Reported bugs

7 issues
  • Creating new accounts is paid now?
  • Membership premium once paid not unlock benefits
  • Hard to type the numbers because of the decimal formatting
  • Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
  • Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
Show 2 more
  • New app update doesn’t let you update values to your categories
  • Rate in the App Store button not working for iOS 14.3 on IPhone XR

Requested features

11 requests
  • Family net worth tracking
  • Pension projections
  • Set goals and progress chart
  • More sophisticated features
  • More complex graphs showing stacked breakdowns
Show 6 more
  • Option to port data to a spreadsheet
  • Ability to export data from the app
  • Indicate different types of dollars in current display
  • Option to export data as a spreadsheet
  • More detailed graph with dates
  • UI improvements

Zero Finance

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Net Worth Tracker

Subscriptions3
  • Monthly Premium$4.991 Month
  • Yearly Premium7 Days trial$24.991 Year
  • Worth it Membership2 variants$44.991 Year
One-time1
  • Worth it Membership$59.99
2 purchases

Zero Finance

Subscriptions2
  • Zero Pro Monthly1 Month trial$3.991 Month
  • Zero Pro Yearly$24.991 Year

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Zero Finance free?
Zero Finance is free to download, with in-app purchases available.
Do Net Worth Tracker or Zero Finance have ads?
Neither Net Worth Tracker nor Zero Finance shows ads.
Which is updated more often, Net Worth Tracker or Zero Finance?
Net Worth Tracker ships an update every 2 weeks, and Zero Finance every 3 weeks. Most recently, Net Worth Tracker was updated on November 3, 2026 and Zero Finance on October 28, 2026.

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