Net Worth Tracker vs Spot Bot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Net Worth Tracker
This app helps you understand your financial picture by tracking your net worth and all your accounts in one place. Easily monitor savings, investments, property, and more with simple visualizations and data import options. Build financial confidence and peace of mind.
- Net worth and finance tracking
- Track savings, investments, property
- Manual account entry
- Spreadsheet import (Excel, CSV, TXT)
- Home and lock screen widgets
- Multi-currency support
- Cross-device sync
- Bank-level security
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Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy
Spot Bot
Instantly value precious metals by entering weight and purity. Track your collection's worth and profit/loss in real-time. Access historical prices, set alerts, and utilize dealer tools.
- Live spot price calculator
- Portfolio tracking with profit/loss
- Historical price charts
- Price alerts
- Home screen widgets
- Dealer tools
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Spot Bot is the fastest way to value precious metals and track your collection - built for stackers, scrap buyers, and dealers alike. Check live spot prices for gold, silver, platinum and palladium, refreshed every minute. Punch in any weight and purity - sovereigns, Britannias, bars, jewellery, scrap - and instantly see what it's worth at today's market. WHAT YOU CAN DO • LIVE SPOT CALCULATOR Work out the melt value of any item in seconds. Pick a metal, enter grams or troy ounces, choose a purity (24ct, 22ct, 18ct, 9ct, sterling .925 and more) - the value updates live. Switch between 15+ currencies. • TRACK YOUR PORTFOLIO Add your coins and bars with photos, purchase prices and dates. See your total value and profit/loss update in real time as the market moves. Everything syncs securely across iPhone and the web. • CHARTS & HISTORY Five years of price history for every metal. View any purity over time - chart 18ct gold or sterling silver, not just pure spot. Track the gold-to-silver ratio and other metal pairings. • PRICE ALERTS Set a threshold and get a push notification the moment a metal rises above or falls below your target. Never miss a buying or selling opportunity. • HOME SCREEN & LOCK SCREEN WIDGETS Keep live spot prices and your portfolio value one glance away. Plus a full Apple Watch app. • DEALER TOOLS Buying over the counter? Set your buy rate as a percentage of spot, price a customer's items one by one, and read off a running total offer. SPOT BOT PRO Upgrade to unlock: • AI Coin Identification - photograph any coin and get its exact specification, weight, purity and UK CGT status • AI Receipt Scanning - snap a dealer receipt and import every item into your portfolio automatically • Multiple portfolios • UK Capital Gains Tax reports with CSV export • Insurance valuation reports as PDF • Price alerts and portfolio email digests Whether you're checking the scrap value of an old ring, tracking a growing bullion stack, or running a buying counter, Spot Bot gives you the live numbers you need - beautifully, instantly, and in your pocket. Prices are sourced from professional market data and are for informational purposes only. Spot Bot is not a licensed financial adviser. Spot Bot Pro - auto-renewing subscription • Monthly - £3.99 per month • Yearly - £39.99 per year (7-day free trial for new subscribers) A one-time Lifetime unlock (£99.99) is also available. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your Account Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spot-bot.co.uk/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Spot Bot at none against Net Worth Tracker's 5. On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month. Spot Bot asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.
| Parameter | Net Worth Tracker | Spot Bot |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (16 ratings) — better | — |
| Positive reviews | 94.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 16 — better | — |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone, iPad, Apple Watch |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 57 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Maxime Mazzone | Oliver's Bullion Ltd |
Customer experience
Net Worth Tracker
Spot Bot
In-app purchases
Net Worth Tracker
- Monthly Premium$4.991 Month
- Yearly Premium7 Days trial$24.991 Year
- Worth it Membership2 variants$44.991 Year
- Worth it Membership$59.99
Spot Bot
No in-app purchases
Questions
Is Net Worth Tracker free?
Is Spot Bot free?
Do Net Worth Tracker or Spot Bot have ads?
Which is updated more often, Net Worth Tracker or Spot Bot?
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