Comparison

Net Worth Tracker vs Nworth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Manually track your assets and debts without linking bank accounts. Monitor savings, investments, property, and loans to visualize your net worth and financial progress. Offers simple, private, and easy-to-follow personal finance management.

Highlights
  • Manual asset and debt tracking
  • Net worth and money balance visualization
  • Import spreadsheets (CSV, TXT, Excel)
  • Home and lock screen widgets
  • Cross-device syncing
  • Data export
  • Bank-level security features
Features
Read full description

Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy

About

Nworth

A privacy-focused net worth tracker that runs entirely on your device. Manually input your financial data, including investments, cash, debts, and real estate, to see your net worth update in real-time with live market data. Offers powerful charts and optional AI insights for portfolio analysis.

Highlights
  • On-device net worth tracking
  • Manual financial data entry
  • Live market data updates
  • Investment, cash, debt, and property tracking
  • Portfolio performance charts
  • Optional AI portfolio insights
  • Data export (JSON/CSV)
Features
Read full description

Nworth — Track Everything. Share Nothing. Nworth is a privacy-first net worth tracker that runs entirely on your iPhone. No account. No sign-up. No cloud. No bank or brokerage connections. Your financial data never leaves your device. See your entire financial picture in one place, and watch your net worth update in real time as markets move. TRACK YOUR FULL NET WORTH Investments — stocks, ETFs, crypto, bonds, REITs, and funds Cash and bank accounts Debts and loans — mortgage, auto, student, credit cards Real estate and property Everything rolls up into one live net worth figure You enter your data manually — no bank feeds, no OAuth, no third-party account linking, ever. LIVE MARKET DATA Automatic price updates from multiple sources for reliability Daily change, today's gain/loss, and total gain/loss per holding Cost basis and allocation calculated for you POWERFUL CHARTS Net worth and portfolio growth over time Asset allocation by type and sector Performance and gain/loss breakdowns Compare your portfolio against market benchmarks AI PORTFOLIO INSIGHTS (OPTIONAL) Get analysis of your portfolio, risk, and diversification Bring your own AI key (Claude, OpenAI, or any Model) — you stay in control CUSTOMIZE IT YOUR WAY Show, hide, and reorder columns in your holdings table Light, Dark, or System theme (auto-switches by time of day) Fast, private sign-in with Face ID or Touch ID OWN YOUR DATA Export everything as JSON or CSV, anytime Import from a backup in one tap Automatic on-device backups on your schedule (daily, weekly, monthly) Switching or resetting your phone? Export a backup first — since your data lives only on this device, we recommend saving a copy before you upgrade, reset, or reinstall Built-in "Know Your App" guide so you're never stuck PRIVACY BY DESIGN Nworth has no servers, no telemetry, and no connections to any bank, brokerage, or trading platform. There is no Plaid, no Open Banking, no OAuth — nothing. You enter your holdings manually, and they stay on your device. The only network requests Nworth ever makes are anonymous market-price lookups for the tickers you add. That's it. Track everything. Share nothing.

Screenshots

Net Worth Tracker4 screens
Nworth4 screens

Verdict

The call

The clearest difference is price: Net Worth Tracker at Free against Nworth's $5.99. Net Worth Tracker also leads on ratings volume (20 vs 2). Nworth's advantage is in-app purchases (none vs 5) and rating (5.0 vs 4.6). On update cadence, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Net Worth Tracker is free to download; Nworth costs $5.99 up front. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month. Nworth asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Nworth holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Net Worth Tracker has 20 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
Net Worth Tracker versus Nworth: the parameters behind the verdict, then further details
ParameterNet Worth TrackerNworth
PriceFree — better$5.99
Rating4.6 (20 ratings)5.0 (2 ratings) — better
Positive reviews93.3% of reviews—
Number of ratings20 — better2
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium — betterPaid
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size59 MB8 MB
Age rating4+4+
DeveloperMaxime MazzonePrabhat Pedagandham

Customer experience

Net Worth Tracker

All ratings20 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews75 reviews
Positive93.3%
Neutral0.0%
Negative6.7%

Nworth

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Net Worth Tracker

Reported bugs

7 issues
  • Creating new accounts is paid now?
  • Membership premium once paid not unlock benefits
  • Hard to type the numbers because of the decimal formatting
  • Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
  • Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
Show 2 more
  • New app update doesn’t let you update values to your categories
  • Rate in the App Store button not working for iOS 14.3 on IPhone XR

Requested features

11 requests
  • Family net worth tracking
  • Pension projections
  • Set goals and progress chart
  • More sophisticated features
  • More complex graphs showing stacked breakdowns
Show 6 more
  • Option to port data to a spreadsheet
  • Ability to export data from the app
  • Indicate different types of dollars in current display
  • Option to export data as a spreadsheet
  • More detailed graph with dates
  • UI improvements

Nworth

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Net Worth Tracker

Subscriptions3
  • Monthly Premium$4.991 Month
  • Yearly Premium7 Days trial$24.991 Year
  • Worth it Membership2 variants$44.991 Year
One-time1
  • Worth it Membership$59.99
None

Nworth

No in-app purchases

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Nworth free?
Nworth costs $5.99, with no in-app purchases.
Which has better reviews, Net Worth Tracker or Nworth?
Nworth is rated higher. Net Worth Tracker averages 4.6 out of 5 from 20 ratings, while Nworth averages 5.0 from 2 ratings.
Do Net Worth Tracker or Nworth have ads?
Neither Net Worth Tracker nor Nworth shows ads.
Which is updated more often, Net Worth Tracker or Nworth?
Net Worth Tracker ships an update every 2 weeks, and Nworth every 2 weeks. Most recently, Net Worth Tracker was updated on November 3, 2026 and Nworth on October 31, 2026.

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