Comparison

Net Worth Tracker vs XIRR

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Manually track your assets and debts without linking bank accounts. Monitor savings, investments, property, and loans to visualize your net worth and financial progress. Offers simple, private, and easy-to-follow personal finance management.

Highlights
  • Manual asset and debt tracking
  • Net worth and money balance visualization
  • Import spreadsheets (CSV, TXT, Excel)
  • Home and lock screen widgets
  • Cross-device syncing
  • Data export
  • Bank-level security features
Features
Read full description

Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy

About

XIRR

Features
Read full description

XIRR Portfolio Mobile gives you a complete view of your investment portfolio, anytime, anywhere. KEY FEATURES Portfolio Dashboard Track your total portfolio value, invested amount, and returns in real time, with support for both INR and USD. XIRR & Performance Analytics See your XIRR, Sharpe ratio, drawdown, and benchmark comparisons for every investment strategy, backed by NAV history charts. Strategy-wise Breakdown Drill into individual strategies to view holdings, gains/losses, and performance versus market benchmarks. Family Portfolio View For families investing together, view consolidated holdings across family members with role-based access control. Transactions & Corporate Actions Review your full transaction history, dividends, and corporate actions in one timeline. Reports Download portfolio, gain/loss, and month-end statements directly from the app. Secure Login Your data is protected behind secure authentication, with session-based access control. Whether you're an individual investor or managing a family's combined portfolio, XIRR Portfolio Mobile keeps your investment performance a tap away.

Screenshots

Net Worth Tracker4 screens
XIRR3 screens

Verdict

The call

The clearest difference is in-app purchases: XIRR at none against Net Worth Tracker's 5. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month. XIRR asks for nothing beyond the download.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 2 weeks, XIRR every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Net Worth Tracker versus XIRR: the parameters behind the verdict, then further details
ParameterNet Worth TrackerXIRR
PriceFreeFree
Rating4.6 (20 ratings) — better—
Positive reviews93.3% of reviews—
Number of ratings20 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size59 MB36 MB
Age rating4+4+
DeveloperMaxime MazzoneXERAGO E-BIZ SERVICES PRIVATE LIMITED

Bugs and requests

Net Worth Tracker

Reported bugs

7 issues
  • Creating new accounts is paid now?
  • Membership premium once paid not unlock benefits
  • Hard to type the numbers because of the decimal formatting
  • Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
  • Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
Show 2 more
  • New app update doesn’t let you update values to your categories
  • Rate in the App Store button not working for iOS 14.3 on IPhone XR

Requested features

11 requests
  • Family net worth tracking
  • Pension projections
  • Set goals and progress chart
  • More sophisticated features
  • More complex graphs showing stacked breakdowns
Show 6 more
  • Option to port data to a spreadsheet
  • Ability to export data from the app
  • Indicate different types of dollars in current display
  • Option to export data as a spreadsheet
  • More detailed graph with dates
  • UI improvements

XIRR

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Net Worth Tracker

Subscriptions3
  • Monthly Premium$4.991 Month
  • Yearly Premium7 Days trial$24.991 Year
  • Worth it Membership2 variants$44.991 Year
One-time1
  • Worth it Membership$59.99
None

XIRR

No in-app purchases

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is XIRR free?
XIRR is free to download, with no in-app purchases.
Do Net Worth Tracker or XIRR have ads?
Neither Net Worth Tracker nor XIRR shows ads.
Which is updated more often, Net Worth Tracker or XIRR?
Net Worth Tracker ships an update every 2 weeks, and XIRR every 3 weeks. Most recently, Net Worth Tracker was updated on November 3, 2026 and XIRR on October 31, 2026.

Other comparisons