Comparison

Net Worth Tracker vs Owesome

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

This app helps you understand your financial picture by tracking your net worth and all your accounts in one place. Easily monitor savings, investments, property, and more with simple visualizations and data import options. Build financial confidence and peace of mind.

Highlights
  • Net worth and finance tracking
  • Track savings, investments, property
  • Manual account entry
  • Spreadsheet import (Excel, CSV, TXT)
  • Home and lock screen widgets
  • Multi-currency support
  • Cross-device sync
  • Bank-level security
Features
Read full description

Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy

About

Owesome

Features
Read full description

Owesome makes splitting expenses effortless. Start a group for your trip, your flat, or Friday's makan session, share a single link, and everyone can join and add expenses instantly — no sign-up, no passwords, no friction. SETTLE UP BY QR: The only split app built for how Southeast Asia actually pays. When it's time to settle, scan a QR with the exact amount pre-filled — PayNow in Singapore, PromptPay in Thailand, with more countries on the way — or send a payment request QR to whoever owes you. No typing numbers, no wrong amounts. SPLIT ANY WAY YOU LIKE: Split equally, by exact amounts, by percentages, or by shares (2 shares for the couple, 1 for each single). Owesome guarantees the math always adds up to the cent. SEE WHO OWES WHOM: Balances update live for everyone in the group. When it's time to settle, Owesome collapses all the debts into the fewest possible payments — if A owes B and B owes C, A just pays C once. BUILT FOR TRAVEL: Every expense can have its own currency, and balances are tallied per currency — no surprise conversions in your records. When you get home, settle everything in one QR payment: Owesome proposes a conversion using daily reference rates, you and your friends stay in control of the final amounts, and every original currency is marked settled exactly. STAY IN SYNC: Every expense, edit, and settlement appears in a shared activity feed, so the whole group sees the same numbers. Record settle-ups in cash, PayNow, PromptPay, or bank transfer. NO ACCOUNTS, NO ADS: Owesome works without an account and contains no ads and no tracking. It records who owes whom — your money stays in your own hands.

Screenshots

Net Worth Tracker4 screens
Owesome4 screens

Verdict

The call

The clearest difference is in-app purchases: Owesome at none against Net Worth Tracker's 5. Owesome also leads on update cadence (every 5 days vs fortnightly). Net Worth Tracker's advantage is device support (4 vs 2). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month. Owesome asks for nothing beyond the download.

UpkeepUpdate frequency

Net Worth Tracker ships an update fortnightly, Owesome every 5 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Net Worth Tracker versus Owesome: the parameters behind the verdict, then further details
ParameterNet Worth TrackerOwesome
PriceFreeFree
Rating4.6 (19 ratings) — better—
Positive reviews93.3% of reviews—
Number of ratings19 — better—
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size59 MB47 MB
Age rating4+4+
DeveloperMaxime MazzoneFarhan Angullia

Bugs and requests

Net Worth Tracker

Reported bugs

7 issues
  • Creating new accounts is paid now?
  • Membership premium once paid not unlock benefits
  • Hard to type the numbers because of the decimal formatting
  • Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
  • Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
Show 2 more
  • New app update doesn’t let you update values to your categories
  • Rate in the App Store button not working for iOS 14.3 on IPhone XR

Requested features

11 requests
  • Family net worth tracking
  • Pension projections
  • Set goals and progress chart
  • More sophisticated features
  • More complex graphs showing stacked breakdowns
Show 6 more
  • Option to port data to a spreadsheet
  • Ability to export data from the app
  • Indicate different types of dollars in current display
  • Option to export data as a spreadsheet
  • More detailed graph with dates
  • UI improvements

Owesome

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Net Worth Tracker

Subscriptions3
  • Monthly Premium$4.991 Month
  • Yearly Premium7 Days trial$24.991 Year
  • Worth it Membership2 variants$44.991 Year
One-time1
  • Worth it Membership$59.99
None

Owesome

No in-app purchases

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Owesome free?
Owesome is free to download, with no in-app purchases.
Do Net Worth Tracker or Owesome have ads?
Neither Net Worth Tracker nor Owesome shows ads.
Which is updated more often, Net Worth Tracker or Owesome?
Net Worth Tracker ships an update fortnightly, and Owesome every 5 days. Most recently, Net Worth Tracker was updated on October 25, 2026 and Owesome on October 24, 2026.

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