Comparison

Net Worth Tracker vs Debt Free Countdown

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Manually track your assets and debts without linking bank accounts. Monitor savings, investments, property, and loans to visualize your net worth and financial progress. Offers simple, private, and easy-to-follow personal finance management.

Highlights
  • Manual asset and debt tracking
  • Net worth and money balance visualization
  • Import spreadsheets (CSV, TXT, Excel)
  • Home and lock screen widgets
  • Cross-device syncing
  • Data export
  • Bank-level security features
Features
Read full description

Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy

About

Debt Free Countdown

Visualize your debt-free future with this tool. Input your debts, interest rates, and payment amounts to see your estimated payoff date. Explore how extra payments and different strategies can save you money and accelerate your journey to financial freedom.

Highlights
  • Estimate debt-free date
  • Track debt and progress
  • Analyze extra payment impact
  • Compare payoff strategies
  • Calculate interest savings
  • Add multiple debts
Features
Read full description

Debt Free Countdown helps you turn debt payoff into a clear, motivating goal. See your estimated debt-free date, track your progress, and understand how extra payments can help you get there faster. Plan your payoff Add your debts, balances, interest rates, and minimum payments See your estimated debt-free date Track your total debt and payoff progress See the impact of extra payments Find out how additional payments can shorten your payoff timeline See how much interest you can save Compare different payoff strategies Choose your strategy Compare the debt avalanche and debt snowball approaches to see which strategy fits your goals. Whether you're just getting started or already making progress, Debt Free Countdown gives you a simple way to see where you are and where you're headed. Your debt-free date is a goal. Now you can see it.

Screenshots

Net Worth Tracker4 screens
Debt Free Countdown4 screens

Verdict

The call

The clearest difference is price: Net Worth Tracker at Free against Debt Free Countdown's $1.99. Net Worth Tracker also leads on ratings volume (20 vs 1). Debt Free Countdown's advantage is in-app purchases (none vs 5) and rating (5.0 vs 4.6). On update cadence, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Net Worth Tracker is free to download; Debt Free Countdown costs $1.99 up front. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month. Debt Free Countdown asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Debt Free Countdown holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Net Worth Tracker has 20 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 2 weeks, Debt Free Countdown every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
Net Worth Tracker versus Debt Free Countdown: the parameters behind the verdict, then further details
ParameterNet Worth TrackerDebt Free Countdown
PriceFree — better$1.99
Rating4.6 (20 ratings)5.0 (1 ratings) — better
Positive reviews93.3% of reviews—
Number of ratings20 — better1
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium — betterPaid
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size59 MB6 MB
Age rating4+4+
DeveloperMaxime MazzoneRYAN BARTLEY

Customer experience

Net Worth Tracker

All ratings20 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews75 reviews
Positive93.3%
Neutral0.0%
Negative6.7%

Debt Free Countdown

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Net Worth Tracker

Reported bugs

7 issues
  • Creating new accounts is paid now?
  • Membership premium once paid not unlock benefits
  • Hard to type the numbers because of the decimal formatting
  • Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
  • Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
Show 2 more
  • New app update doesn’t let you update values to your categories
  • Rate in the App Store button not working for iOS 14.3 on IPhone XR

Requested features

11 requests
  • Family net worth tracking
  • Pension projections
  • Set goals and progress chart
  • More sophisticated features
  • More complex graphs showing stacked breakdowns
Show 6 more
  • Option to port data to a spreadsheet
  • Ability to export data from the app
  • Indicate different types of dollars in current display
  • Option to export data as a spreadsheet
  • More detailed graph with dates
  • UI improvements

Debt Free Countdown

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Net Worth Tracker

Subscriptions3
  • Monthly Premium$4.991 Month
  • Yearly Premium7 Days trial$24.991 Year
  • Worth it Membership2 variants$44.991 Year
One-time1
  • Worth it Membership$59.99
None

Debt Free Countdown

No in-app purchases

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is Debt Free Countdown free?
Debt Free Countdown costs $1.99, with no in-app purchases.
Which has better reviews, Net Worth Tracker or Debt Free Countdown?
Debt Free Countdown is rated higher. Net Worth Tracker averages 4.6 out of 5 from 20 ratings, while Debt Free Countdown averages 5.0 from 1 ratings.
Do Net Worth Tracker or Debt Free Countdown have ads?
Neither Net Worth Tracker nor Debt Free Countdown shows ads.
Which is updated more often, Net Worth Tracker or Debt Free Countdown?
Net Worth Tracker ships an update every 2 weeks, and Debt Free Countdown every 3 weeks. Most recently, Net Worth Tracker was updated on November 3, 2026 and Debt Free Countdown on October 31, 2026.

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