CTB Mobile vs Arvo Budgeting
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTB Mobile
Manage your finances conveniently from your mobile device. This banking app allows you to check balances, transfer funds between accounts, pay bills, and deposit checks securely. Enjoy a streamlined banking experience with updated features designed for ease of use.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Schedule bill payments
- Deposit checks on the go
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Start banking wherever you are with the new Citizens Trust Bank for Mobile! Available to all Citizens Trust Bank consumer online banking customers. CTB Mobile provides the same great features with an updated user experience. CTB Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay -Schedule one-time payments Check Deposit - Deposit checks while on the go. All features may not be available in the tablet application.
Arvo Budgeting
Manage your money with smart tracking, budgeting tools, and financial insights. Connect your bank accounts for a comprehensive overview of your financial well-being.
- Intelligent financial tracking
- Budgeting tools
- Financial insights
- Account aggregation
- Complete financial health view
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Take control of your finances with intelligent tracking, budgeting, and insights. Connect your accounts and get a complete view of your financial health. - Privacy Policy URL: https://arvofinancial.com/privacy-policy - Terms of Service URL: https://arvofinancial.com/terms-of-service
Screenshots
Verdict
The clearest difference is in-app purchases: CTB Mobile at none against Arvo Budgeting's 1. CTB Mobile also leads on ratings volume (1.2K vs 2) and iOS requirement (15.0 vs 17.0). Arvo Budgeting's advantage is rating (5.0 vs 4.7) and update cadence (every 8 days vs monthly). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Arvo Budgeting sells 1 in-app purchase, starting at $4.99 per month. CTB Mobile asks for nothing beyond the download.
Arvo Budgeting holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: CTB Mobile has 1.2K ratings behind it against 2, so its average is the more settled of the two.
CTB Mobile ships an update monthly, Arvo Budgeting every 8 days. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.
| Parameter | CTB Mobile | Arvo Budgeting |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.2K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 81.1% of reviews | — |
| Number of ratings | 1.2K — better | 2 |
| Update frequency | Monthly | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 148 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Citizens Trust Bank | Arvo Holdings |
Customer experience
CTB Mobile
Arvo Budgeting
Bugs and requests
CTB Mobile
Reported bugs
3 issues- App kicking users out of accounts frequently
- Touch ID and login issues after app updates
- Zelle feature not working for some users
Requested features
4 requests- Add transfer functionality within the app
- Improve app stability and reduce crashes
- Enhance user interface and navigation
- Provide more advanced financial management tools
Arvo Budgeting
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CTB Mobile
No in-app purchases
Arvo Budgeting
- Arvo.me subscription2 Months trial$4.991 Month
Questions
Is CTB Mobile free?
Is Arvo Budgeting free?
Which has better reviews, CTB Mobile or Arvo Budgeting?
Do CTB Mobile or Arvo Budgeting have ads?
Which is updated more often, CTB Mobile or Arvo Budgeting?
Other comparisons
