PayNowlink for Stripe vs TempoPay

With PayNowlink, you can generate and send payment links in a single tap. PayNowlink is the easiest way to request payments. Instantly generate a link and text or email it to your customers. They then click it and pay online via Stripe Checkout. Stripe is a credit card processor for web and mobile, with billions of dollars processed each year for thousands of companies of all different sizes. PayNow is a verified partner of Stripe. FEATURES: - Visa, Mastercard, Amex, ApplePay, GooglePay, and over 135 currencies are available; - Branding: your logo and colors are displayed on the payment form and receipt; - Transaction history: payment transactions are stored in Stripe and easily accessible; - 24/7 phone, chat, and email support - Knowledgebase https://pnl.ink. WHY STRIPE? You need a Stripe account to use the mobile app to generate links and send them to customers for online payments. PAYMENT TRANSACTIONS A simple pay-as-you-go system. 0.8% per transaction plus Stripe fees (view charges here https://stripe.com/pricing). Stripe doesn't charge any fee for setup, monthly payments, or refunds. SECURITY The app generates secure Stripe Checkout sessions. Entering card information and payment processing is conducted only between your customer and Stripe. While using PayNowlink, card information is not stored on your device. Stripe has the highest level of certification, PCI Service Provider Level 1. SENDING AUTOMATIC RECEIPTS Send receipts to your customers via email after a successful payment. Go to settings to select the receipt language and upload your own logo. Any additional information that you specify in the settings will be included, such as a phone number or website address. EULA & Privacy Policy: https://pnl.ink/eula-privacy-policy/

TempoPay is a healthcare payment benefit offered through employers and health plans. It gives you access to funds to pay for out-of-pocket healthcare expenses up front, then repay over time with 0% interest, no fees, and no credit checks. Using TempoPay never affects your credit score. The TempoPay app is available to employees and health plan members at organizations that offer TempoPay as a benefit. If your employer offers TempoPay, download the app to activate your account and start using your card. WHAT IS TEMPOPAY? TempoPay works like a revolving account, similar to a credit card, but always interest-free with no fees. When you enroll, you get immediate access to a set spending amount for healthcare expenses. Charges are broken into a repayment schedule you control. WHERE CAN I USE TEMPOPAY? Use the TempoPay Visa card for: • Doctor visits, specialists, and urgent care • Prescriptions and pharmacy purchases • Dental care and orthodontics • Vision care, eyeglasses, and contact lenses • Lab work, imaging, and diagnostics • Therapy and mental health care • Chiropractic and physical therapy • Medical supplies and equipment • Medical bills paid online or by phone Some employer programs use different spending categories. Check the app or contact support with questions about your card. HOW DO REPAYMENTS WORK WITH TEMPOPAY? After a charge settles, a repayment plan is created based on your preferences. You choose your repayment timing, up to 12 months, aligned to your payroll cycle. Repay through automatic post-tax payroll deductions or connect a personal bank account. You can see every charge, plan, and payment in the app. DOES TEMPOPAY AFFECT MY CREDIT? No. TempoPay never checks your credit and never reports to credit bureaus. There is no interest, no late fees, and no cost to employees for using TempoPay. CAN I USE TEMPOPAY WITH AN HSA OR FSA? Yes. TempoPay works alongside Health Savings Accounts and Flexible Spending Accounts. Pay with TempoPay now and reimburse yourself from your FSA once it is funded, or keep HSA contributions invested while spreading expenses over time. WHAT CAN I DO IN THE TEMPOPAY APP? • Activate and manage your TempoPay Visa card • Check your available balance and spending limit • View charges and repayment schedules • Adjust repayment timing • Connect a bank account for repayments • Contact TempoPay support WHO CAN USE TEMPOPAY? TempoPay is available through participating employers, health plans, and benefits programs. It is not available for individual signup. Ask your HR or benefits team whether TempoPay is part of your benefits package. ABOUT TEMPOPAY TempoPay collaborates with health plans, employers, and other industry partners to provide a smarter, more affordable way to manage rising healthcare costs through access to interest-free funds and flexible repayment options. With the TempoPay Visa® card, employees can confidently access care and take control of how and when they pay for it, reducing financial stress and avoiding interest-bearing debt. By making it easier to plan for and manage out-of-pocket expenses, TempoPay helps create the financial stability that supports happier, healthier lives and a more engaged, productive workforce. To learn more, visit https://tempopay.com/