Comparison

KSB Online vs BTB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KSB Online

Manage your bank accounts remotely with this mobile banking service. Pay over 200 service providers, transfer funds, and check balances anytime, anywhere. Perform various transactions including loan payments and interbank transfers.

Highlights
  • Remote account management
  • Pay over 200 service providers
  • 24/7 access to accounts
  • Check account balance
  • Fund transfers
  • Loan repayment
  • Interbank transfers
Features
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Мобильное приложение от ЗАО "КБ КСБ" – это современный сервис электронных банковских услуг, созданный для удобства клиентов, который позволяет получить банковские услуги с помощью своего мобильного телефона. Преимущества Мобильного банкинга: Возможность управления своими счетами дистанционно. Возможность оплачивать услуги более 200 поставщиков услуг. Доступ к вашим счетам в любом месте и в любое время в режиме 24/7. С помощью мобильного банкинга вы сможете совершать следующие операции: • Просмотр остатка на своем счете • Переводы на свои счета, в том числе карты, пополнение расчетных счетов и депозитов • Погашение кредитов • Оплата коммунальных платежей • Выполнение обмена валют между своими счетами • Внутрибанковские переводы • Создание межбанковских переводов на счета клиентов в других банках (по системе клиринг/гросс/SWIFT).

About

BTB

Manage your finances conveniently 24/7 with this mobile banking app. Perform instant transfers, pay bills, manage your cards, and set spending limits. Registration is available remotely or at a bank branch.

Highlights
  • Instant transfers to BTB clients
  • Transfers to other banks
  • Card payment and SMS notification management
  • Card limit customization
  • Card blocking/unblocking
  • Payment for over 250 services
Features
Read full description

BTB — новый цифровой продукт от ОАО «Банк Бай-Тушум», который позволяет удобно управлять своими финансами через мобильное приложение в режиме 24/7. Что умеет мобильный банкинг BTB: Мгновенные переводы клиентам BTB по номеру телефона; Переводы на карты и счета других банков (ЭЛКАРТ, Клиринг, Гросс, SWIFT); Подключение и отключение SMS-оповещений и интернет-платежей по карте; Самостоятельная настройка лимитов по карте; Блокировка и разблокировка карты в пару кликов; Оплата более 250 услуг — от коммунальных до штрафов ГАИ и многое другое. Как подключиться: Можно пройти регистрацию самостоятельно — через удалённую идентификацию, или обратиться в ближайшее отделение Банка. Контакт-центр: · 0770905805 · 0554905805 · 0701905805 · 0312905805 E-mail: customersupport@baitushum.kg

Screenshots

KSB Online4 screens
BTB4 screens

Verdict

The call

The clearest difference is rating: KSB Online at 3.0 against BTB's 1.7. BTB's advantage is review sentiment (15% vs 0%) and ratings volume (6 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

KSB Online holds the better App Store score, 3.0 against 1.7. Both are backed by a comparable volume of ratings — 2 and 6 respectively. Written reviews complicate that: 0% of KSB Online's written reviews are positive against 15% of BTB's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

KSB Online ships an update monthly, BTB every 4 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
KSB Online versus BTB: the parameters behind the verdict, then further details
ParameterKSB OnlineBTB
PriceFreeFree
Rating3.0 (2 ratings) — better1.7 (6 ratings)
Positive reviews0.0% of reviews14.6% of reviews — better
Number of ratings26 — better
Update frequencyMonthlyEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size226 MB110 MB
Age rating4+4+
DeveloperKSBCBAITUSHUM BANK

Customer experience

KSB Online

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

BTB

All ratings6 ratings
Positive16.7%
Neutral0.0%
Negative83.3%
Written reviews41 reviews
Positive14.6%
Neutral7.3%
Negative78.0%

In-app purchases

None

KSB Online

No in-app purchases

None

BTB

No in-app purchases

Questions

Is KSB Online free?
KSB Online is free to download, with no in-app purchases.
Is BTB free?
BTB is free to download, with no in-app purchases.
Which has better reviews, KSB Online or BTB?
KSB Online is rated higher. KSB Online averages 3.0 out of 5 from 2 ratings, while BTB averages 1.7 from 6 ratings.
Do KSB Online or BTB have ads?
Neither KSB Online nor BTB shows ads.
Which is updated more often, KSB Online or BTB?
KSB Online ships an update monthly, and BTB every 4 weeks. Most recently, KSB Online was updated on October 29, 2026 and BTB on October 30, 2026.

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