Comparison

WorthTracker vs WorthSync

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WorthTracker

Easily track your net worth by inputting all your assets and liabilities. Visualize your financial progress, asset allocation, and trends over time. This app offers a simple alternative to complex spreadsheets for managing your financial independence goals.

Highlights
  • Track assets and liabilities
  • Visualize net worth trends
  • Asset allocation graphs
  • Currency conversion
  • Historical data tracking
  • Cloud data backup
Features
Read full description

WorthTracker makes it easy for you to track your net worth. With WorthTracker you can enter all of your assets such as real estate, banking accounts, stock portfolio, etc., and don't forget to enter everything you owe as well, such as loans and mortgages. Keep your portfolio updated over time, and WorthTracker will help you to see your progress toward your financial independence goals with visualization of your progress, and asset allocation graphs. WorthTracker main features: - See your net worth trend graph. - See your Assets and Liabilities segmentation graph. - Get smart insights on your net worth. - Convert currencies to your preferred default currency. - Historical data tracking. - Your data is backed up on the cloud. Do you want a simple way to track, update and analyze your net worth from anywhere with your mobile device? Tired of handling big and complex spreadsheets to track your net worth? Don't want to give any third-party app permissions to your bank or investment account to track your net worth? WorthTracker is exactly for you! We continually working on more features so there is more to come. Privacy Policy: https://worthtracker.com/privacy-policy.html Terms of Use: https://worthtracker.com/terms-conditions.html

About

WorthSync

Manually track your financial net worth, assets, and debts without linking bank accounts. Visualize your financial history with charts and projections, and simulate debt payoff strategies. Share your financial picture with household members with granular control over visibility.

Highlights
  • Manual net worth tracking
  • Asset and debt categorization
  • Historical financial charts
  • Debt payoff simulation
  • Net worth projections
  • Household sharing with privacy controls
Read full description

Know exactly what you're worth — without handing your bank password to anyone. WorthSync is a manual net worth tracker for people who want a clear, honest picture of their finances. You add your accounts, you enter the balances, and WorthSync builds the ledger, the charts, and the projections. No bank linking. No aggregator. No third party quietly reading your transactions. WHAT YOU CAN TRACK • Cash, checking and savings accounts • Investments, retirement and brokerage balances • Property, vehicles and other assets • Mortgages, loans, credit cards and every other liability • Custom categories you rename, add or delete — nothing is hardcoded YOUR NET WORTH OVER TIME Every balance you enter becomes a dated snapshot. WorthSync turns that history into a real trend line: month over month change, year over year growth, and a breakdown of exactly which accounts moved the number. Snapshots are dated by you, so a balance from the 3rd counts as the 3rd — the math normalizes to period boundaries so your growth figures stay accurate. FAST BALANCE ENTRY Update every account in one pass. WorthSync remembers what you entered last time, flags what's stale, and reminds you when it's time for a new snapshot. Entry works offline — your updates queue on device and sync when you're back. DEBT PAYOFF THAT ACTUALLY SIMULATES Compare snowball and avalanche side by side using a real rollover engine, not a rough estimate. See your payoff date, total interest, and what an extra monthly payment does to both. GOALS AND PROJECTIONS Set savings and net worth goals and watch progress track against them. Project your wealth forward from your own contribution rate and growth assumptions, including retirement outlook — built from your actual snapshot history rather than a generic calculator. SHARE WITH YOUR HOUSEHOLD Invite a partner or family member and see a combined net worth alongside your own. Every account carries its own visibility setting — private, shared read-only, or shared full access — so you decide exactly what the other person sees. Toggle between My Net Worth, Shared, and Combined at any time. BUILT PRIVATE • No bank credentials, ever — WorthSync never asks for one • Balances encrypted at rest at the field level • Local cache on your phone is encrypted and wiped on sign out • Export your full history to CSV whenever you want • Delete your account and your data goes with it WorthSync syncs with the web app at app.worthsync.com — enter a balance on your phone, see it on your laptop. Start tracking your net worth today. It takes about five minutes to add your accounts, and about sixty seconds a month after that.

Screenshots

WorthTracker4 screens
WorthSync4 screens

Verdict

The call

The clearest difference is in-app purchases: WorthSync at none against WorthTracker's 2. WorthSync also leads on rating (5.0 vs 4.7). WorthTracker's advantage is ratings volume (361 vs 1) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WorthTracker sells 2 in-app purchases, starting at $3.49 per month. WorthSync asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

WorthSync holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: WorthTracker has 361 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

WorthTracker ships an update every 2 weeks, WorthSync every 11 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
WorthTracker versus WorthSync: the parameters behind the verdict, then further details
ParameterWorthTrackerWorthSync
PriceFreeFree
Rating4.7 (361 ratings)5.0 (1 ratings) — better
Positive reviews76.9% of reviews—
Number of ratings361 — better1
Update frequencyEvery 2 weeksEvery 11 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size51 MB57 MB
Age rating4+17+
DeveloperApplitomHallows Group, LLC

Customer experience

WorthTracker

All ratings359 ratings
Positive93.9%
Neutral2.2%
Negative3.9%
Written reviews65 reviews
Positive76.9%
Neutral7.7%
Negative15.4%

WorthSync

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

WorthTracker

Reported bugs

2 issues
  • Main graph does not show accurate net worth
  • Graph simplifies changes, missing peaks/valleys

Requested features

9 requests
  • Handle comma separation for different countries
  • Percentage growth estimate
  • Desktop version
  • Filter by asset types and see specific graphics
  • See charts for each separate account
Show 4 more
  • Add Nepali currency
  • More functionalities
  • Better graphs and analytics
  • One-time purchase option

WorthSync

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

WorthTracker

Subscriptions2
  • Monthly Pro Membership7 Days trial$3.491 Month
  • Annual Pro Membership7 Days trial$24.991 Year
None

WorthSync

No in-app purchases

Questions

Is WorthTracker free?
WorthTracker is free to download, with in-app purchases available.
Is WorthSync free?
WorthSync is free to download, with no in-app purchases.
Which has better reviews, WorthTracker or WorthSync?
WorthSync is rated higher. WorthTracker averages 4.7 out of 5 from 361 ratings, while WorthSync averages 5.0 from 1 ratings.
Do WorthTracker or WorthSync have ads?
Neither WorthTracker nor WorthSync shows ads.
Which is updated more often, WorthTracker or WorthSync?
WorthTracker ships an update every 2 weeks, and WorthSync every 11 days. Most recently, WorthTracker was updated on November 3, 2026 and WorthSync on October 31, 2026.

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