Comparison

Paven vs Plan My FIRE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paven

Empower your financial future with personalized guidance to reach your goals at your own pace. This app helps employees navigate benefits, plan for retirement, manage debt, and budget effectively. Gain confidence to control your entire financial life with jargon-free insights and interactive tools.

Highlights
  • Self-paced financial guidance
  • Personalized goal tracking
  • Interactive planning and budgeting
  • Jargon-free financial insights
  • Prioritize competing goals
  • Employer benefit information
  • Access to financial coaches
Read full description

Paven is here to empower your financial future. Get the personalized guidance you need to reach your goals at the pace that is right for you. We believe that financial well-being is for everyone. That’s why we designed Paven to help employees everywhere, regardless of experience or know-how, build the confidence they need to take control of their entire financial life. Whether you are trying to navigate employer benefits, plan for retirement, learn new approaches to debt management, budgeting or more, we are here to walk you through the financial decisions that will shape your life for years to come. KEY APP FEATURES: - Self-paced financial guidance - Personalized goal tracking - Interactive planning and budgeting tools - Jargon-free financial insights and information - Tips on how to prioritize competing goals - Real life financial stories and relevant content - Timely employer benefit information - Seamless access to financial coaches LOVE FROM OUR USERS: - “This app is extremely well designed for a personal finance beginner” - “The tools are extremely intuitive and helpful!! It's so nice to have all my financial goals and dreams planned in one place.” - “I don’t have to spend hours understanding the financial jargons and complicated financial processes.” HOW TO DOWNLOAD: Do you have Paven as a benefit through an employer? Download Paven and login using your employee details to access all of our tools and features.

About

Plan My FIRE

Features
Read full description

Plan My FIRE is your guided path to early retirement — an all-in-one, free workspace that helps your whole household reach financial independence. Start simple: sensible, sourced defaults are filled in for you, so you and your partner can build a real plan in minutes — healthcare costs and all. No login required to get started, and the math is fully transparent: every number is yours to see, check, and adjust. WHAT YOU CAN DO Build your FIRE plan three ways: Income Stream (most cautious), Principal-Preserving (keep your nest egg intact), or Portfolio Drawdown (most flexible). Track your whole household's portfolio in one place, with prices updated daily, and see your asset allocation at a glance. Run the numbers with free, transparent calculators: retirement healthcare costs, Social Security benefits, taxes, living expenses, investments, and mortgage. See your progress toward financial independence and your target retirement age. Learn as you go with plain-English guides to FIRE concepts. PRIVATE BY DESIGN No login required: start using every planner and calculator right away — no account, no sign-up. Local-first: the figures you enter stay on your device by default. Optional account: add one only to sync across devices — a one-time email code, no password. Face ID / Touch ID app lock keeps your numbers private. No ads, and we never sell your data. Disclaimer: Plan My FIRE provides educational planning tools and estimates, not financial advice. Projections are illustrative and are not guarantees of future results.

Screenshots

Paven4 screens
Plan My FIRE4 screens

Verdict

The call

Paven and Plan My FIRE are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Paven versus Plan My FIRE: the parameters behind the verdict, then further details
ParameterPavenPlan My FIRE
PriceFreeFree
Rating4.3 (34 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings34 — better—
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size121 MB4 MB
Age rating4+4+
DeveloperRoundfeatherGaohua Zhu

In-app purchases

None

Paven

No in-app purchases

None

Plan My FIRE

No in-app purchases

Questions

Is Paven free?
Paven is free to download, with no in-app purchases.
Is Plan My FIRE free?
Plan My FIRE is free to download, with no in-app purchases.
Do Paven or Plan My FIRE have ads?
Neither Paven nor Plan My FIRE shows ads.

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