Paven vs margin

Paven is here to empower your financial future. Get the personalized guidance you need to reach your goals at the pace that is right for you. We believe that financial well-being is for everyone. That’s why we designed Paven to help employees everywhere, regardless of experience or know-how, build the confidence they need to take control of their entire financial life. Whether you are trying to navigate employer benefits, plan for retirement, learn new approaches to debt management, budgeting or more, we are here to walk you through the financial decisions that will shape your life for years to come. KEY APP FEATURES: - Self-paced financial guidance - Personalized goal tracking - Interactive planning and budgeting tools - Jargon-free financial insights and information - Tips on how to prioritize competing goals - Real life financial stories and relevant content - Timely employer benefit information - Seamless access to financial coaches LOVE FROM OUR USERS: - “This app is extremely well designed for a personal finance beginner” - “The tools are extremely intuitive and helpful!! It's so nice to have all my financial goals and dreams planned in one place.” - “I don’t have to spend hours understanding the financial jargons and complicated financial processes.” HOW TO DOWNLOAD: Do you have Paven as a benefit through an employer? Download Paven and login using your employee details to access all of our tools and features.

margin is an expense tracker with no sign-up, no ads, and no servers. Log what you spent in seconds, before you forget. Every feature is free. ■ Fast entry • Amount → note → category, without leaving the keyboard • Autocomplete from past entries: tap "Starbucks · Cafe" to save instantly • Notes you use often appear in faded text as you type • Pin your go-to categories to the front • Optional one-tap save when you pick a category • Home Screen and Lock Screen widgets open the entry screen in one tap • iOS 18 or later: add it to Control Center and the Lock Screen buttons too ■ Stats at a glance • This month's spending, income, and what's left • Spending by category, with fixed and variable costs • A yearly table for the big picture; tap a month to open it • Swipe to move between months and years ■ Search • Search by note, category, amount, or date • Natural dates like "September" or "yesterday" ■ Add-ons (free, turn on only what you need) Turn them on in Settings → Features → Add-ons. They start off so the app stays simple, and turning one off never deletes your records. Split • When you pay for everyone, what friends pay you back comes off your spending • Type the amount and tap "Split" above the keyboard to divide it evenly • Check people off as they pay. Once everyone has, only your share counts • Paybacks come off the month you paid, so that month stays accurate • See what you're still owed in a banner at the top of your list Tags • Group spending across categories, like a trip, and see its total • Turn on "Keep adding" and every new expense on the trip gets the tag • Tagged spending still counts in its own category • See totals by tag in your stats ■ Your data stays on your phone • No account, no login • No network access, no ads, no tracking • No paid features, no subscription • Included in your iCloud device backup • Export and import to move to a new device ■ Also • Light and dark mode • English and Korean • Won, dollar, euro, yen, and yuan • Add categories and edit their names, icons, and colors