Khata Tracker vs Karobar

Khata Tracker Business Ledger Book – Personal Finance & Business Accounting in One App Most finance apps make you choose — personal budgeting or business accounting. Khata Tracker does both, without compromising on either. Whether you run a shop, freelance, or manage a growing team, your bookkeeping, GST/VAT invoicing, POS billing and expense tracking are all right here. Stay organised. Save time. Focus on growing your business. No accounting expertise needed. Works offline. Free to start. —————————————————— FOR YOUR PERSONAL FINANCES —————————————————— PERSONAL EXPENSE TRACKER - Track daily income and expenses and see exactly where your money goes each month. Weekly, monthly and yearly visual reports show your spending habits clearly. EXPENSES PER PERSON - Track shared costs with family, friends or colleagues — so nothing gets forgotten or awkward. PERSONAL + BUSINESS SEPARATED - Keep personal and business money completely separate but both visible in the same app. PAYMENT SCHEDULE TRACKER - Track recurring payments, instalments and due dates. Know exactly what is due and when — so nothing gets missed. ———————————————————— FOR YOUR BUSINESS ACCOUNTING ———————————————————— INVOICING & BILLING - Create professional invoices with VAT, GST or Sales Tax support. Send quotations, manage purchase orders, and handle credit/debit notes easily. RETAIL POS BILLING SYSTEM - Generate fast bills with the built-in Point of Sale system — faster checkout, no separate hardware needed. KHATA ACCOUNT & LEDGER BOOK - Record udhaar (credit given or taken). Separate ledgers for customers and suppliers with accurate opening and closing balances. INVENTORY MANAGEMENT - Add products with or without tax pricing. Get low stock alerts before you run out — not after. See which items are making you profit. CASH & BANK MANAGEMENT - Track petty cash, bank accounts and digital wallets in one place. REPORTS & BUSINESS INSIGHTS - Profit & Loss, Balance Sheet, Daybook and Item-wise Profit reports. Export to PDF with custom date filters — ready for your accountant whenever they ask. PAYMENT REMINDERS - Track pending payments and send reminders to customers through SMS or WhatsApp directly from the app. TEAMS & ROLE MANAGEMENT - Add staff, assign permissions and monitor changes with audit logs. HRMS & FIELD EMPLOYEE TRACKING - Manage attendance, leave, employee records, field visits, locations and daily activities from one place. SECURITY & DEVICE MANAGEMENT - Protect your account with Face ID and App Lock. View and manage the devices connected to your Khata Tracker account. CLOUD SYNC & SECURITY Secure cloud backup across supported devices — private and protected. WORKS OFFLINE Use supported features offline and sync automatically when you are back online. ————————————— WHY KHATA TRACKER? ————————————— • Personal expense tracking and business accounting in one app • GST, VAT and Sales Tax invoicing built right in • Khata and udhaar tracking for every customer and supplier • Full bookkeeping — ledger, reports, inventory and POS • HRMS — employee management, attendance and field tracking • Payment schedule and instalment tracking — never miss a due date • No accounting skills needed • Trusted by shops, kirana stores, freelancers and growing businesses ——————————————————————— FREE TO START. UPGRADE AS YOU GROW. ——————————————————————— Start with essential personal and business management tools for free. When your business needs more, affordable plans unlock advanced inventory, full invoicing, POS billing and cloud sync. - Monthly Plan — flexible, cancel anytime - Yearly Plan — best value for growing businesses - Mobile Only Plan — lighter plan for solo users - Lifetime Plan — pay once, yours forever Subscriptions renew automatically unless cancelled at least 24 hours before the renewal date. Manage anytime in Apple ID Settings. Terms of Use: https://khatatracker.com/terms-conditions Privacy Policy: https://khatatracker.com/privacy-policy

Karobar is an All-in-One business management app built for Nepali entrepreneurs. Built with small and medium businesses in mind, Karobar simplifies accounting, inventory management, credit recovery, customer relations, and more. Karobar App is for all growing businesses: - Retailers and Shop Owners - Wholesalers and Distributors - Home-Based and Small Businesses - Freelancers and Service Providers - Manufacturers and Traders Financial Management Made Easy - Simple Bookkeeping for Businesses: Record sales, purchases, and expenses effortlessly - Business Insights: View 20+ Reports on business revenue, expenses, inventory, profit & loss to make informed business decisions Simplified Invoicing - Professional Invoicing: Generate & share customized invoices & quotations in seconds, complete with your business logo, signature, and multiple style options. - Upload Bill Images Digitally: Take photos of paper bills and store them securely within Karobar for easy reference. Efficient Inventory Management - Track Inventory: Manage inventory in real-time, group items into categories, receive low-stock alerts, and analyze product performance. - Flexible Pricing Management: Set different prices for products such as MRP and Wholesale prices. Customer Relationship Management (CRM) - Party Management: Easily manage your customer and supplier ledger in one place, and keep track of their details & transactions with your business. - Send Payment Reminders: Set Due Date Reminders for credit transactions and easily send reminders to customers to collect money on time. Advanced Business Management - Multi-Business: Manage more than one business from a single account. - Multi-Staff Access: Add staff & set role-based permissions to manage your business. - Bank Account Management: Manage multiple bank accounts & track their payment history. - Share Transactions Links: Send your customers online link to view their transactions easily. - Personal Finance Management: Track your personal income, expenses & credits. - Desktop Login: Manage your business from both mobile & desktop. Built for Usability, Reliability & Security - Works Offline & Online: Record transactions and access data anytime, anywhere. - Local Language: Use the app in your own Nepali language & calendar. - App Lock & Security: Protect your data with app lock and security features. - Backup: Advanced automatic data backup & security mechanism. Utility Tools for Everyday Business Needs - Data Import: Import existing customer and product data from Excel to get started quickly. - Business & Greeting Cards: Share personalized business cards and greetings to customers. - Business Calculators: Use built-in EMI, interest, and other financial calculators for quick calculations. - Reminder Alerts: Set important reminders to keep your business organized and on schedule. Download Karobar App today & start managing your business digitally!