Khata Tracker vs Elam

Khata Tracker Business Ledger Book – Personal Finance & Business Accounting in One App Most finance apps make you choose — personal budgeting or business accounting. Khata Tracker does both, without compromising on either. Whether you run a shop, freelance, or manage a growing team, your bookkeeping, GST/VAT invoicing, POS billing and expense tracking are all right here. Stay organised. Save time. Focus on growing your business. No accounting expertise needed. Works offline. Free to start. —————————————————— FOR YOUR PERSONAL FINANCES —————————————————— PERSONAL EXPENSE TRACKER - Track daily income and expenses and see exactly where your money goes each month. Weekly, monthly and yearly visual reports show your spending habits clearly. EXPENSES PER PERSON - Track shared costs with family, friends or colleagues — so nothing gets forgotten or awkward. PERSONAL + BUSINESS SEPARATED - Keep personal and business money completely separate but both visible in the same app. PAYMENT SCHEDULE TRACKER - Track recurring payments, instalments and due dates. Know exactly what is due and when — so nothing gets missed. ———————————————————— FOR YOUR BUSINESS ACCOUNTING ———————————————————— INVOICING & BILLING - Create professional invoices with VAT, GST or Sales Tax support. Send quotations, manage purchase orders, and handle credit/debit notes easily. RETAIL POS BILLING SYSTEM - Generate fast bills with the built-in Point of Sale system — faster checkout, no separate hardware needed. KHATA ACCOUNT & LEDGER BOOK - Record udhaar (credit given or taken). Separate ledgers for customers and suppliers with accurate opening and closing balances. INVENTORY MANAGEMENT - Add products with or without tax pricing. Get low stock alerts before you run out — not after. See which items are making you profit. CASH & BANK MANAGEMENT - Track petty cash, bank accounts and digital wallets in one place. REPORTS & BUSINESS INSIGHTS - Profit & Loss, Balance Sheet, Daybook and Item-wise Profit reports. Export to PDF with custom date filters — ready for your accountant whenever they ask. PAYMENT REMINDERS - Track pending payments and send reminders to customers through SMS or WhatsApp directly from the app. TEAMS & ROLE MANAGEMENT - Add staff, assign permissions and monitor changes with audit logs. HRMS & FIELD EMPLOYEE TRACKING - Manage attendance, leave, employee records, field visits, locations and daily activities from one place. SECURITY & DEVICE MANAGEMENT - Protect your account with Face ID and App Lock. View and manage the devices connected to your Khata Tracker account. CLOUD SYNC & SECURITY Secure cloud backup across supported devices — private and protected. WORKS OFFLINE Use supported features offline and sync automatically when you are back online. ————————————— WHY KHATA TRACKER? ————————————— • Personal expense tracking and business accounting in one app • GST, VAT and Sales Tax invoicing built right in • Khata and udhaar tracking for every customer and supplier • Full bookkeeping — ledger, reports, inventory and POS • HRMS — employee management, attendance and field tracking • Payment schedule and instalment tracking — never miss a due date • No accounting skills needed • Trusted by shops, kirana stores, freelancers and growing businesses ——————————————————————— FREE TO START. UPGRADE AS YOU GROW. ——————————————————————— Start with essential personal and business management tools for free. When your business needs more, affordable plans unlock advanced inventory, full invoicing, POS billing and cloud sync. - Monthly Plan — flexible, cancel anytime - Yearly Plan — best value for growing businesses - Mobile Only Plan — lighter plan for solo users - Lifetime Plan — pay once, yours forever Subscriptions renew automatically unless cancelled at least 24 hours before the renewal date. Manage anytime in Apple ID Settings. Terms of Use: https://khatatracker.com/terms-conditions Privacy Policy: https://khatatracker.com/privacy-policy

Elam is built for cardamom drying unit owners and their teams. Whether you're tracking incoming lots, managing customer balances, or keeping your staff aligned — Elam puts everything in one place. - Lot Management Record every lot from intake to pickup. Track raw weight, dry weight, and drying ratio at every stage. Attach photos to document quality and progress. - Customer Accounts Maintain a complete financial record for each customer. Log payments, adjustments, and balances — always know who owes what. - Instant Notifications Keep customers informed automatically via WhatsApp, SMS, or push notifications when their lot status changes. - Reports & Analytics Get a clear view of your facility's performance — lot throughput, customer activity, and financial summaries at a glance. - Works Offline Elam keeps working even without an internet connection and syncs automatically when you're back online. Simple. Reliable. Built for the cardamom industry.