Comparison

uwallet.jo vs Dinarak

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

uwallet.jo

This mobile wallet app offers a comprehensive suite of digital financial services. It allows for secure payments, money transfers, bill payments, and easy access to nearby agents and ATMs. Users can manage their accounts and transactions with customizable statements and in-app notifications.

Highlights
  • Biometric login and payment execution
  • Person-to-person and merchant money transfers
  • Umniah SMART top-up and bill payments
  • eFawateerCom service integration
  • Cashout at agents and cardless ATM withdrawals
  • Bank account integration for cash-in
  • Locator for agents, ATMs, and merchants
Features
Read full description

uwallet is your all-in-one digital wallet to send money, pay bills, and shop internationally with the lowest fees in the market. Issue a virtual card in seconds and start paying online instantly. With a fresh new design and enhanced user experience, uwallet makes managing your money faster, simpler, and more secure anytime, anywhere. Why choose uwallet? • Lowest international fees in the market • Issue a virtual card instantly and start using it right away • Fast, secure payments with advanced verification • Instant transfers to individuals, merchants, and businesses • Seamless experience with a modern, easy-to-use design Everything you need in one app • Send and receive money instantly (P2P transfers) • Pay bills easily with eFawateerCom integration • Shop online and in-store with physical & virtual cards • Pay contactlessly with Google Pay • Cash in/out and withdraw from ATMs without a card • Find agents, ATMs, and merchants easily More ways to benefit • E-vouchers at competitive prices • Insurance services directly in-app • Salary in advance and quick loan services • “Neqati” loyalty program (earn points and redeem for cash) Safe & trusted uwallet is regulated by the Central Bank of Jordan and supported by leading financial partners, ensuring your money is always secure. Get started Download uwallet today and explore the app as a guest or register in minutes to unlock all features. uwallet. Designed to make your life easier.

About

Dinarak

Manage your finances on the go with instant payments and money transfers. Top up your digital wallet and pay bills, transfer funds to friends, or make purchases at registered vendors. Control your money anytime, anywhere without needing a traditional bank account.

Highlights
  • Instant payments
  • Money transfers
  • Bill payments
  • Cash withdrawal
  • Retailer payments
  • Balance checks
  • Mini statements
Features
Read full description

Now you can open your Dinarak wallet account instantly from the comfort of your home! Enjoy instant Payments and Money Transfers... Anytime, Anywhere! With the Dinarak Mobile Payment App, you can make instant payments and money transfers just by using your smartphone. You don't need to carry cash, and you don't even need a bank account... simply top-up your Dinarak account by making a deposit at any of our branches or agents, and you can instantly send money or pay your bills. *Please watch the animated video to see how Dinarak can help you take control of your finances.* Dinarak's services are fully licensed and regulated. The safety and security of your money is always guaranteed. With the Dinarak App, you can: - Withdraw your cash from any Dinarak Agent, Dinarak Branch, or from enabled ATMs - Transfer money to friends and family - Pay bills instantly: the Dinarak App is fully integrated with eFAWATEERCOM so you can pay for utilities, education fees and even top-up your mobile phone - Pay for goods and services at any registered retailer, merchant, or online vendor - Check your balance anytime, and see a mini statement of your latest transactions Registering for your Dinarak account is very easy and takes only a few minutes - just visit a Dinarak Agent or Dinarak Branch with your national identification, fill in a form and activate your Dinarak App. You can also call Dinarak's Customer Service Centre on +962 (6) 551 9090. Non-Jordanians can use their passport for registration (or UNHCR card, as applicable).

Screenshots

uwallet.jo4 screens
Dinarak4 screens

Verdict

The call

The clearest difference is rating: Dinarak at 5.0 against uwallet.jo's 3.4. Dinarak also leads on device support (3 vs 1) and iOS requirement (15.6 vs 18.0). uwallet.jo's advantage is ratings volume (92 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Dinarak holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: uwallet.jo has 92 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
uwallet.jo versus Dinarak: the parameters behind the verdict, then further details
Parameteruwallet.joDinarak
PriceFreeFree
Rating3.4 (92 ratings)5.0 (1 ratings) — better
Positive reviews33.3% of reviews—
Number of ratings92 — better1
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.015.6 — better
Further details — not scored
Size263 MB118 MB
Age rating17+4+
DeveloperUmniah Mobile CompanyAL-MUTAKAMILAH FOR PAYMENTS SERVICES VIA MOBILE PHONE

Customer experience

uwallet.jo

All ratings87 ratings
Positive56.3%
Neutral4.6%
Negative39.1%
Written reviews21 reviews
Positive33.3%
Neutral4.8%
Negative61.9%

Dinarak

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

uwallet.jo

No in-app purchases

None

Dinarak

No in-app purchases

Questions

Is uwallet.jo free?
uwallet.jo is free to download, with no in-app purchases.
Is Dinarak free?
Dinarak is free to download, with no in-app purchases.
Which has better reviews, uwallet.jo or Dinarak?
Dinarak is rated higher. uwallet.jo averages 3.4 out of 5 from 92 ratings, while Dinarak averages 5.0 from 1 ratings.
Do uwallet.jo or Dinarak have ads?
Neither uwallet.jo nor Dinarak shows ads.
Which is updated more often, uwallet.jo or Dinarak?
uwallet.jo ships an update monthly, and Dinarak monthly. Most recently, uwallet.jo was updated on October 22, 2026 and Dinarak on October 24, 2026.

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