Airo vs eUnittrust

Be a better investor. • Fair fees, no lock-in period • Personalised goal-based investing • 24/7 active risk management • Minimum deposit from RM 50 Airo helps you invest for what matters to YOU. Everyone has unique goals. A dream holiday. Providing for their children’s education. Planning for a retirement nest egg. Or simply to have extra savings for rainy days. No matter what your goals are, Airo’s technology works hard 24/7 to help you. How-it-works? 1. Plan your investment • Tell us your goals • Understand your investor profile • Receive a tailor-made portfolio 2. Fund your portfolio • Provide your personal details • Upload identity documents • Make a minimum transfer of RM 50 3. Airo manages risk 24/7 • Actively managed asset allocation strategy • Auto rebalancing of portfolio • Active risk management Airo’s active strategy means that your money receives 24/7 care and attention. Designed to help you succeed. Airo aims to deliver a safe and stress-free digital investment solution with a focus on automatic risk management. Our full-time team combines professionals who possess decades of experience and strong expertise in investment management, financial advisory and technology. Your money is in safe hands. • Licensed Digital Investment Management with the Securities Commission of Malaysia • Investor funds are held in a separate custodian account with Pacific Trustees • Secure AWS server and cybersecurity • 2FA authentication and bio-metric enabled INVEST BETTER WITH AIRO. FOR A BETTER TOMORROW. Airo is a brand of BH Global Fintech Solutions Sdn Bhd (eCMSL/A0365/2020 - Licensed by the Securities Commission of Malaysia). For more information, please visit https://www.airo.my/

Unit Trusts or more commonly known in the United States as mutual funds, are a form of collective investment that allows investors with similar investment objectives to pool their funds to be invested in a portfolio of assets. These portfolio may include asset classes such as: Transferable securities; Cash, deposits and money market instruments; Unit/shares in collective investment schemes; and Derivatives. Investors or unitholders do not actually purchase the securities in the portfolio directly, rather the ownership of the fund is divided into units of entitlement. As the value of the fund increase or decrease, the corresponding value of each unit increases or decreases accordingly. The number of units held depends on the amount of money invested as well as the unit price at the time of investment. The return on investment in unit trust, if any, is usually in the form of income distribution and capital appreciation, derived from the underlying investment of the unit trust fund. Each unit earns an equal return, which is determined by the quantum of distribution as well as the capital appreciation. Example, if income distribution is 1 sen per unit, each unit held by an investor will be entitled for income distribution of 1 sen.