KESS PAY vs iBank KH

KESS PAY is a smart digital payment app designed to make sending, receiving, and managing money easier than ever. Built for everyday life, it helps you pay, transfer, and stay connected — all in one place. ● What you can do with KESS PAY: 1. Instant Money Transfers – Send and receive money from friends, family, and peers anytime, anywhere. 2. Group Payments – Easily split bills or contribute to shared expenses. 3. Scan & Pay – Pay quickly at local stores by scanning QR codes. 4. Secure & Reliable – Keep your money safe with trusted, modern payment technology. 5. Connected Services – Access additional third-party services without leaving the app. ● Whether it’s shopping, dining, or sending money back home — KESS PAY is the simpler, faster, and safer way to pay. ● Visit us on Facebook to learn more. https://www.facebook.com/KESS-Innovation-PLC-110814020476161/

iBank KH is a cutting-edge digital banking app designed exclusively for individual customers, offering effortless, secure, and efficient financial management anytime, anywhere. With its intuitive interface and advanced security features, iBank KH delivers a seamless digital banking experience right at your fingertips. UNIQUE ADVANTAGES: ▪ Zero Fees: Zero Account Opening Fees, Zero Maintenance Fees, Zero ATM Withdrawal Fees, and Zero Local Bank Transfer Fees. ▪ Large Transaction Amount for Free: Bakong transfers up to $100K and IBANK accounts transfer up to $250K without any fees. ▪ Security: OTP secured for transactions via local bank more than $50K. ▪ Seamless Cross-Border Payments: Pay in Thailand & Vietnam using KHQR IBANK, no need for currency exchange or cash withdrawal. SERVICE FEE: The iBank KH Mobile is completely free for all basic features. HOW TO REGISTER: Getting started is simple—just download the app and follow the on-screen instructions. Alternatively, visit your nearest IBANK (CAMBODIA) PLC. branch with your smartphone and ID to apply for the service. SECURITY: Your convenience and security are our top priorities. No transactional or account information is stored on your mobile device or SIM card, ensuring your bank account remains fully safe and protected, even if your phone is lost or stolen. IMPORTANT INFORMATION: Terms and conditions are subject to change at the Bank's sole discretion without prior notice. For more information, please visit your nearest IBANK (CAMBODIA) PLC. branch, our website at www.ibank.com.kh, or contact our 24/7 hotline at 023 901 338. Download iBank KH now and enjoy fast, secure, and convenient banking services on your mobile device!